orange county: Refinance 85% Loan to Value with No Mortgage Insurance - 08/25/12 03:16 PM
Refinance 85% Loan to Value with No Mortgage Insurance payment required. Refinancing a 1st along with a 2nd into one low fixed interest rate and not have to pay MI is all this customer wanted. Then the appraisal came in a bit low. I was still able to get him what he wanted despite now being at nearly 85% Loan to Value.
Chick this link or picture below to see this Total Cost Analysis: http://mcedge.tv/16ds6v
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orange county: Lowest Mortgage Rates can be like finding a Unicorn. - 07/20/12 06:49 AM
Here is an email I just sent to one of my clients that is shopping around for a lender to do his refinance.
 
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I know there are a lot of choices these days with all the “Johnny come lately” mortgage companies out there. I hear stories of clients getting quotes that seem very attractive… but are just like Unicorns… Nice to look at but not based on reality. It’s the old Bait and Switch trick were the borrower is shown a interest rate that is just a bit lower than everyone else and after they spend their money … (2 comments)

orange county: Luxury For Sale | Open House Today | Costa Mesa, Orange County CA | Saturday March 31st 1PM till 4PM - 03/31/12 06:50 AM
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orange county: VA IRRRL Streamline Refinance with No Appraisal for California Military Homeowners - 02/13/12 09:29 AM
No Appraisal - VA IRRRL Streamline Refinance - California Home Effective Immediately… We are Guaranteeing to refinance your current VA loan at today’s all time low VA Loan rates. Even in the worst hit communities in California where homes are underwater, John Rainey and his team at Castle & Cooke Mortgage offers our Veterans a way to refinance with no need for an appraisal. That’s right… No Appraisal Needed! As well as No Income and No Assets verification. 

Dear California Veterans, My name is John Rainey and as the Southern California VA Refi Program Manager, I’m here to tell you … (0 comments)

 
John Rainey, Sr. Account Executive / NextUs Lending / Alt-Doc J (NextUs Lending)

John Rainey

Sr. Account Executive / NextUs Lending / Alt-Doc J

Irvine, CA

More about me…

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Address: 65 Enterprise, Aliso Viejo, CA, 92656

Mobile: (949) 637-7754


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