Southern New Hampshire Real Estate and Short Sale Blog

Real Estate Agent - RE/MAX Insight
The Southern New Hampshire Real Estate and Short Sale blog contains Blog Posts featuring information to help you navigate the frustrations and pitfalls that are the hallmark of buying and selling real estate in today's changing market.
I've long held the position that THE SINGLE MOST IMPORTANT REASON a distressed Southern New Hampshire/Northern Massachusetts homeowner should consider opting for a short sale over a foreclosure is the little known "right to pursue a deficiency judgement" that many States, including New Hampshire,...
Late last week Groupon put out a press release indicating that they were "Celebrating President's Day by Honoring Alexander Hamilton".  The press release went on to say, "the $10 dollar bill, as everyone knows, features President Alexander Hamilton--undeniably one of our greatest Presidents and m...
February 9, 1964 was certainly a major date in the United States.  The opportunity to see The Beatles for the first time on the Ed Sullivan show that night left an indelible mark on many.  Two young boys whose lives were forever altered were the late Brad Delp (known by many as the incredibly tal...
Over the last several years, Fannie Mae, Freddie Mac and FHA have become more open to the idea of once again providing financing for folks who have been willing to cooperate in a short sale.  Fannie and Freddie have both indicated that, depending upon down payment and the circumstances surroundin...
According to Freddie Mac's Senior Vice President of Single Family Servicing and Real Estate Owned, a short sale is a superior alternative to foreclosure if you have determined that you can no longer afford to keep your home and you have determined that you cannot sell your home for enough money t...
IT'S BA-A-ACK!!! Ever since the advent of the Dodd-Frank Act, the ugly spectre of a 30% downpayment requirement has been haunting the housing and mortgage industry.  It all started with the best of intentions.  In an effort to discourage risky underwriting, a term of the Dodd Frank Bill requires ...
Having trouble keeping up with your Mortgage Loan Modification payments?  You're not alone! According to a report recently released by the Treasury and HUD, almost a quarter of the borrowers who entered into the Home Affordable Modification Program (HAMP) over the last two years have been disqual...
For a number of years my husband's band, Beatlejuice, played at the Finish Line of the Boston Marathon.  It was a rite of spring and a much anticipated event.  Every year we, along with hundreds of thousands of other people, would make the trek into the city.  Some years bundled up in winter coat...
If you are an underwater Homeowner and have been considering a Southern New Hampshire short sale because you have (by now) heard all the horror stories about the impossibility of obtaining a meaningful loan modification you might be tempted to rush out and apply for the "Easy No Doc Streamlined M...
Ever since FHFA announced that it had directed Fannie Mae and Freddie Mac to issue new, "clear" guidelines for short sales to their mortgage servicers, there have been numerous blog posts and news articles highlighting the guidelines.  If you've missed them, don't worry. They are all a reiteratio...

Joy Baker

So NH RE & Short Sale Specialist
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