first time home owner: FIVE SMART REASON TO BUY A HOME NOW!! - 07/30/10 04:17 AM
Five Smart Reasons to Buy a Home Now … (0 comments)

first time home owner: Calculate Your Income vs. Debt - 07/12/10 03:21 PM
Most lenders don't want you to take out a loan that will overload your ability to repay.
By John Adams
As you think about applying for a home loan, you need to consider your personal finances. How much you earn versus how much you owe will likely determine how much a lender will allow you to borrow.
First, determine your gross monthly income. This will include any regular and recurring income that you can document. Unfortunately, if you can't document the income or it doesn't show up on your tax return, then you can't use it to qualify for a loan. … (0 comments)

first time home owner: Nine Steps to Homeownership - 07/12/10 03:07 PM
The steps for purchase are as follows:
•·      Determine how much you can afford
•·      Know your rights
•·      Shop for a loan
•·      Learn about programs to help you buy
•·      Look for your perfect home
•·      Make an offer
•·      Get a home inspection
•·      Shop for homeowner's insurance
•·      Close on your new home
For more detailed information ask me...www.joybonney.com
(2 comments)

first time home owner: Kitchen Remodels on the Comeback Trail - 07/12/10 12:41 AM
By Jean PattesonRISMEDIA, July 12, 2010--(MCT)--The explosion of remodeling shows on TV and makeover spreads in magazines has whetted America's appetite for glamorous rooms brimming with the latest furnishings, appliances and color schemes.Kitchen remodels are among the most popular, according to a report in the just-published August issue of Consumer Reports and online at consumerreports.org. And the economic slowdown means there are outstanding deals on everything from cooktops to countertops. It also means kitchen designers and building contractors are eager for work and willing to negotiate.But bargain prices and good looks aren't everything, said Celia Kupersmzid Lehrman, Consumer Reports' deputy home … (2 comments)

 
Joy Bonney (The Real Estate Group)

Joy Bonney

Chesapeake, VA

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The Real Estate Group

Address: 1112-F Eden Way North, Chesapeake, VA, 23320

Office: (757) 410-8500

Mobile: (757) 407-5463

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