This Holden Mass home (pictured above) qualifies for USDA financing. Eligible buyers can get into this home with 100% financing. Click here for more information about this listing. Many people dream of owning a home but don't think it's possible because they lack the resources for a down payment and closing costs. Here are tips for securing that down payment. 1) Borrow from your retirement account: Many people have been investing in a 401(k) plan or traditional IRA for years and first-time homebuyers may borrow up to $10,000 for their down payment without incurring a penalty. For those self-employed or (0 comments)