home improvement: Four Ways to Pay for Home Improvements - 05/04/17 10:38 AM
Here are four options to consider if you’re thinking about making some home improvements:
 
1 – Pay Cash
You could pay cash for the improvements if you have the money in a checking or savings account.  There are two drawbacks to consider before you go this route:
•Savings Depletion: a large home improvement project could quickly deplete your savings. Think about this project in the context of the next 3-5 years. What other large expenses could crop up during that time period, and would it be useful to keep your savings on hand for those items?
•Opportunity Cost: would it more useful to invest that … (0 comments)

home improvement: HOW REMODELING IMPACTS YOUR HOME VALUE - 04/26/16 03:28 AM
Thinking of home renovation projects this spring/summer?  Click here to view an interesting report that compares the economic impact of various remodeling projects. As a hint, the highest impact remodeling projects that add value to your home are a new kitchen or kitchen upgrade, or a new bathroom, or bathroom upgrade.  The lowest value items include an insulation upgrade, closet renovation or converting an attic to a living area. 

As for a remodeling project’s impact on your happiness, a whopping 82% of homeowners said they have a greater desire to be home since completing the project; while 75% said they have an increased sense … (1 comments)

 
John Lemos, Mortgage Loan Officer, NMLS 613321 (Movement Mortgage NMLS# 39179)

John Lemos

Mortgage Loan Officer, NMLS 613321

Fullerton, CA

More about me…

Movement Mortgage NMLS# 39179

Address: 20 Pacifica, Suite 400, Irvine, CA, 92618

Mobile: (951) 256-0812

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