zephyrhills: Will Hurricane Matthew Visit Florida? Be Prepared Just in Case! - 10/02/16 05:06 AM

As of today, 10/2/2016, Hurricane Matthew, a Category 4, storm is still south of Cuba, but is predicted to make a northerly turn shortly. As you can see in the above image, its projected path has it moving in a northerly direction, skirting Florida's east coast on Thursday and Friday of this week. However, that is a long way off in the life of a hurricane, so anything is possible. We certainly hope that the forecasts are correct and that it does not move to a more westerly track taking it right up the center of the state.
This storm definitely bears watching. … (3 comments)

zephyrhills: Tropical Storm Hermine Approaching Florida's Northern Gulf Coast - 09/01/16 07:08 AM

This is the track of Tropical Storm Hermine as it approaches Florida's gulf coast on Thursday afternoon on September 1, 2016. It appears that it may turn into a hurricane briefly before hitting land. Then it changes back to a tropical storm. With those we are not worried so much about high winds (unless you live on the coast) but with the heavy rain which can cause flooding.
Luckily, Florida is mostly flat so we don't have a lot of rivers that flow rapidly like you have seen in Texas and other states. Mostly it is standing water. However, that has its … (1 comments)

zephyrhills: Spanish Trails 2 Bdrm/2 Bth Mobile For Sale w/Lot in Zephyrhills, FL - 08/29/16 10:03 AM

This very nice furnished 2 bedroom/2 bath double-wide mobile home could be just the winter retreat or year round home you're looking for. For the money, a more attractive home will be hard to come by. It is situated in Spanish Trails Village, a registered 55+ community where one owns the land under the homes.
The front section of the dwelling has an open layout with easy flow from the living room to the dining room to the kitchen. The kitchen is well-organized and has abundant cabinet and counter space. Even a handy peninsula for informal meals or extra work space. … (0 comments)

zephyrhills: 2016 Truth in Millage (TRIM) Notices for Property Taxes Sent Out - 08/26/16 05:51 AM


When I opened my mailbox today (8/22/2016 I found a letter from Mike Wells, the Pasco County Property Appraiser where I live, telling me what my proposed property taxes for 2016 would likely be. Probably most of Florida's residents are also receiving these notices, also called Truth in Millage (TRIM). notices. It is worth your while to closely examine the one that pertains to the property(s) that you own.
The notice will show you 3 main things:
What your property taxes were last year. What they will be this year if proposed budget changes are not made. What they will be if proposed budget changes … (2 comments)

zephyrhills: February 2016 Florida Real Estate Newsletter from John Elwell - 02/05/16 03:13 AM
My February Real Estate Newsletter is now available for you to see.  
Just click on the following link to view this month's newsletter:  Download Februrary 2016 Newsletter-pdf
I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to visit my my website where I think you will find a lot of useful information and links to … (0 comments)

zephyrhills: Happy New Year 2016 to One and All from Zephyrhills, Florida! - 12/31/15 05:21 AM

 JOHN ELWELL - REALTOR at CENTURY 21 BIll Nye Realty, Inc. 34619 State Road 54, Zephyrhills, Florida 33541
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zephyrhills: Zephyrhills, Florida to Host 2016 Pigs in Z'Hills BBQ and Blues Fest - 12/19/15 04:46 AM

For several years now the Greater Zephyrhills Chamber of Commerce has hosted an annual event called Pigz in Z'Hills. This event celebrates great barbecue and blues music. It will take place this time on January 16, 2016 from 10 AM to 6 PM at the Zephyrhills, Municipal Airport located at 39450 South Avenue in Zephyrhills, Florida.
Most people come and make a day of it. Since our January weather is usually neither too hot or too cold, and is seldom rainy, everyone has a great time. And there is something for everyone including the following:
Food, food and more food! Vendors Expo … (0 comments)

zephyrhills: John Elwell's December 2015 Florida Real Estate Newsletter - 12/01/15 05:49 AM

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zephyrhills: Bid a Fond Farewell to the 2015 Hurricane Season in Florida - 11/30/15 07:30 AM
Today, November 30th, is the official "last day" of the 2015 Hurricane Season. Though it sometimes happens, it is very unlikely that a storm will form now. The waters of the Atlantic Ocean are just too cool. And warm water is what powers these massive storms.We did not even get a decent tropical storm this year that affected our area. Earlier in the summer we did have an abundance of rain, but not from any hurricanes or other major storms. 
Often people call me looking to buy a home and they want it near the gulf beaches. I work in an area … (1 comments)

zephyrhills: Thanksgiving 2015 - Little Change in Mortgage Interest Rates - 11/25/15 04:47 AM

Today, 11/25/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.95% down from 3.97% last week. The average interest rate for 15 year fixed-rate mortgages was 3.18%, unchanged from last week. A year ago the average rate for a 30 year fixed-rate loan was 3.97%.
A Freddie Mac spokesperson stated:
"In a quiet week leading up to the Thanksgiving holiday, the 30-year mortgage rate dipped 2 basis points to 3.95 percent. Economic releases over the last week contained no major surprises, and none are expected in the next few days. The year is winding down, and the only … (0 comments)

zephyrhills: John Elwell's November 2015 Florida Real Estate Newsletter - 11/01/15 03:12 AM
My November 2015 Real Estate Newsletter is now available for you to see.  
Just click on the following link to view this month's newsletter:  View November 2015 Newsletter
I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to visit my my website where I think you will find a lot of useful information and links … (0 comments)

zephyrhills: Daylight Saving Time for 2015 to end TONIGHT! - 10/31/15 03:37 AM

Don't forget to set your clocks back one hour before going to bed tonight. You want to make sure you get that extra hour of sleep we all deserve. All too soon it will be spring and we will have to give it back. So enjoy it while you can!
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zephyrhills: Tiny Changes in Mortgage Interest Rates Prior to Halloween 2015! - 10/29/15 09:31 AM

Today, 10/29/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.76% down from 3.79% last week. The average interest rate for 15 year fixed-rate mortgages was 2.98%, unchanged from last week. A year ago the average rate for a 30 year fixed-rate loan was 3.98%.
A Freddie Mac spokesperson stated:
"Treasury yields oscillated without a clear direction heading into the October FOMC meeting, as investors were confident there would be no rate increase. The 30-year mortgage rate was little changed, declining just 3 basis points to 3.76 percent this week. While the FOMC left rates unchanged at … (0 comments)

zephyrhills: Little Change for Mortgage Interest Rates This Week - Still Under 4% - 08/20/15 08:44 AM

Today, 8/20/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.93% up from 3.94% last week. The average interest rate for 15 year fixed-rate mortgages was 3.15%, up from 3.17% last week. A year ago the average rate for a 30 year fixed-rate loan was 4.10%.
A Freddie Mac spokesperson stated:
"There was little movement in financial markets this week as the 30-year fixed mortgage rate remained steady, dropping only 1 basis point to 3.93 percent. Overall inflation grew an underwhelming 0.2 percent year-over-year in July, but core inflation remains steady at 1.8 percent keeping chances … (0 comments)

zephyrhills: After Small Drops, Mortgage Interest Rates Climb Slightly Higher - 08/13/15 09:02 AM
Today, 8/13/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.94% up from 3.91% last week. The average interest rate for 15 year fixed-rate mortgages was 3.17%, up from 3.13% last week. A year ago the average rate for a 30 year fixed-rate loan was 4.12%.
A Freddie Mac spokesperson stated:
"The jobs report for July (2015) showed that the economy added 215,000 jobs, in line with expectations. Wage growth remains modest at 2.1 percent compared to the same time last year, and another solid if not stellar employment report leaves a potential Fed rate hike on the table for … (0 comments)

zephyrhills: John Elwell's August 2015 Florida Real Estate Newsletter Now Ready! - 08/01/15 09:11 AM
My August 2015 Real Estate Newsletter is now available for download as a PDF (Adobe Acrobat) file that all computers should be able to open.
Just click on the following link to download this month's newsletter:  Download August 2015 Newsletter
I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to visit my my website … (0 comments)

zephyrhills: Another Week with Lower Mortgage Rates Due to Overseas Economics - 07/30/15 07:09 AM
Today, 7/30/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.98% down from 4.04% last week. The average interest rate for 15 year fixed-rate mortgages was 3.17%, down from 3.21% last week. A year ago the average rate for a 30 year fixed-rate loan was 4.12%.
A Freddie Mac spokesperson stated:
"Monday's 8 percent decline in Chinese stock prices triggered similar -- though smaller -- sell-offs in global equity markets. The associated flight to quality drove U.S. Treasury yields down nearly 5 basis points. Accordingly, 30-year fixed-rate mortgages fell 6 basis points to 3.98 percent. The mortgage rate … (0 comments)

zephyrhills: Mortgage Interest Rates Drop a Bit This Week says Freddie Mac - 07/23/15 08:37 AM
Today, 7/23/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.04% down from 4.09% last week. The average interest rate for 15 year fixed-rate mortgages was 3.21%. down from 3.25% last week. A year ago the average rate for a 30 year fixed-rate loan was 4.13%.
A Freddie Mac spokesperson stated: "U.S. Treasury yields dropped following announcements that many blue chip companies' earnings failed to meet expectations. This drove the 30-year fixed rate mortgage down 5 basis points to 4.04 percent this week. Housing continues to be the bright spot in the economic recovery. Existing home sales beat … (0 comments)

zephyrhills: Mortgage Interest Rates Go Up just Before the 4th of July, 2015 - 07/03/15 09:19 AM
Yesterday, 7/2/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.08% up from 4.02% last week. The average interest rate for 15 year fixed-rate mortgages was 3.24%. up from 3.21% last week. A year ago the average rate for a 30 year fixed-rate loan was 4.12%.
Do keep in mind that we are a very large country, So figures that come out for the entire nation, may have little or no relevance for your particular area. In the end, it is best if you speak with a local REALTOR or financing expert to see what the … (0 comments)

zephyrhills: Average Mortgage Interest Rates as of June 23, 2015 - 06/25/15 06:58 AM
Today, 6/25/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.02%. The average interest rate for 15 year fixed-rate mortgages was 3.21%.
Do keep in mind that we are a very large country, So figures that come out for the entire nation, may have little or no relevance for your particular area. In the end, it is best if you speak with a local REALTOR or financing expert to see what the situation is for your part of the United States. Florida is not Michigan, nor is Maine the same as California. Market conditions … (0 comments)

 
John Elwell, You Deserve a Full-Time Agent, Not Reduced Results (CENTURY 21 Bill Nye Realty, Inc.)

John Elwell

You Deserve a Full-Time Agent, Not Reduced Results

Zephyrhills, FL

More about me…

CENTURY 21 Bill Nye Realty, Inc.

Address: 34619 State Road 54, Zephyrhills, FL, 33541

Office: (813) 715-6810

Mobile: (813) 783-4444

Real estate news, opinions, and listings from Zephyrhills, Pasco County, Florida and the west central region of Florida in general. Licensed in Florida.


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