advice: Listen! - 05/17/10 07:39 AM
"There isn't a person anywhere who isn't capable of doing more than he thinks he can." ~ Henry Ford
Ever notice how difficult it is to break out of your routine to take time just for you? Yet, when you do, you experience a sense of refreshment. You're more observant, more aware of your surroundings - if only for a short time.
Those brief periods are when the mind is most receptive to creative thinking. The sub-conscious, with its defensive barriers temporarily lowered, is more likely to receive and accept new ideas. Use that time wisely … (31 comments)

advice: Judge Not... - 03/29/10 03:34 PM
INSPIRATION FOR TODAY: "Whoever gossips to you will gossip of you." - Spanish Proverb JUDGE NOT . . .
You know the type - there's a gossip in everyone's life. It may be a friend, an acquaintance, or a total stranger. Regardless, it is the person who shares with you any amount of information about another, either about what they have accomplished, or more often, what they have not.
Why does a gossip perform his or her service so readily? Self-aggrandizement is often the culprit. Knowing such valuable information about another as to be able to share it, reasons … (4 comments)

advice: Be Impulsive! - 06/15/09 02:40 AM
Julie Beall, Irongate Realtors305 E Central Ave., Springboro OH 45066 937-806-1057Visit

advice: Home buying tip #4 Understanding How Much Home You Can Afford - 05/28/08 06:09 PM
Are you ready to roll with another home buying lesson? Good, let's get started.
Like it or not, there are 2 guidelines bankers and mortgage lenders use to determine how much loan you can afford.
The first guideline is the Payment To Income Ratio.  This guideline compares your income - or your total household income - to the amount of mortgage payment you're considering.
To calculate the "payment" part of the formula, the lender will take the mortgage payment (principal + interest) and add to it Property Taxes and Insurance.  Hence the term "PITI" (principal, interest, taxes, and insurance).
Usually lenders … (1 comments)

advice: Seller Check list - 04/14/08 03:57 PM
You ask for it so here it is. I posted the Buyers checklist earlier. This is a checklist for listings. It starts with the listing lead call and goes to closing. Please feel free to change it to your business.
Name:                                                                                        Spouse:                                                             
Home Phone:                                                                                                                                                      
Husband Cell:                                                                  Wife Cell:                                                                  
Husband Work:                                                              Wife Work:                                                               
                        Enter Phone (Julie's)           
                        Enter Top Producer must include emails                    
                        Enter Email-sbcglobal/outlook
                        Enter Scheduled Appt. in TP 
___________  Mail Key Cert. w/note
The Call Comes in for Listing Lead - Pre-listing Inquiry
"So Julie can be fully prepared … (17 comments)

advice: Pets and Moving - 03/18/08 01:30 PM
Thought you may want to have some information to share with clients who are moving with their pets. Feel free to copy this and hand it out. It was written by my husband a Veterinarian who hears all the pet moving stories.
If you are moving to a new home with your dog or cat, there are some things you need to know.
 In advance, you should get a new ID tag. If your pet has a microchip, you will need to change your address with the company. You may need to visit your veterinarian to update vaccines and refill any … (3 comments)

advice: Showing feedback tip - 04/07/07 07:16 AM
As our careers get busier and busier it is mored difficult to call for feedback and give feedback. Yes we should all obtain feedback for our clients, but sometimes it slips through the cracks.  Instead of complaining about how agents do not give feedback. Lets search for better ways to give and receive it.
At a recent CRS Sell-bration panel discussion I heard about a website called  No one really explained the system but they kept mentioning it in their discussions.  When I returned home I did a little research and decided to try this system out after all it was FREE.  I … (53 comments)

Julie Beall, CRS (Irongate Realtors)

Julie Beall


Springboro, OH

More about me…

Irongate Realtors

Office: (937) 748-0000

Mobile: (937) 546-0222

Email Me



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