help: Be Impulsive! - 06/15/09 02:40 AM
Julie Beall, Irongate Realtors305 E Central Ave., Springboro OH 45066 937-806-1057Visit

help: Home buying tip #4 Understanding How Much Home You Can Afford - 05/28/08 06:09 PM
Are you ready to roll with another home buying lesson? Good, let's get started.
Like it or not, there are 2 guidelines bankers and mortgage lenders use to determine how much loan you can afford.
The first guideline is the Payment To Income Ratio.  This guideline compares your income - or your total household income - to the amount of mortgage payment you're considering.
To calculate the "payment" part of the formula, the lender will take the mortgage payment (principal + interest) and add to it Property Taxes and Insurance.  Hence the term "PITI" (principal, interest, taxes, and insurance).
Usually lenders … (1 comments)

help: Showing feedback tip - 04/07/07 07:16 AM
As our careers get busier and busier it is mored difficult to call for feedback and give feedback. Yes we should all obtain feedback for our clients, but sometimes it slips through the cracks.  Instead of complaining about how agents do not give feedback. Lets search for better ways to give and receive it.
At a recent CRS Sell-bration panel discussion I heard about a website called  No one really explained the system but they kept mentioning it in their discussions.  When I returned home I did a little research and decided to try this system out after all it was FREE.  I … (53 comments)

Julie Beall, CRS (Irongate Realtors)

Julie Beall


Springboro, OH

More about me…

Irongate Realtors

Office: (937) 748-0000

Mobile: (937) 546-0222

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