Just-In-Time Loans

Mortgage and Lending - Independent
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  Why do we need a Blog Disclaimer? This is a follow-up from my previous post "Appreciate your blogs before it's too late" describing the Rise and Fall of a fellow Blogger in the Mortgage Industry who get's blacklisted in having any digital footprints online. This event has caused an uproar in t...
This Labor Day Weekend at the Ocean Front on 5th Street in Virginia Beach will bring back a blast from the past.   Here is the line up Friday August 29th 6:30 PM:  Morris Day & The Time (with En Vogue and Bell Biv Devoe) Saturday August 30th 7 PM: Billy Idol (with The Blackjacks) Sunday August 31...
  This is a Re-Blog so to speak to provide additional awareness and promote blogger rights. The Blog in reference is from Tina Merrit's Blog "A Sad Story of A Wonderful Blogger" Naoma is actually a real good friend of mine who I met when I first started in the Mortgage Industry.  We both pretty ...
  No don't Adjust your computer screen, that is Google's Map Street View and that is a guy holding up a sign proposing to his lover Leslie. This was hyped up via Digg 2 days ago and tweeted all over Twitter.  Because well its a pretty cool idea. Digg link found here Google Map Link found here Th...
  How many times as customers do we feel like we been told what we wanted to hear just to close the deal and after wards never get the same attention as before and feel taken advantage of? I am always a firm believer of the Ethic of Reciprocity which is bound by "Treating others as you would lik...
  What is VHDA? VHDA stands for Virginia Housing Development Authority.  Its Virginia's Mortgage Finance Agency. Most every state has their own Finance Agency.   Mission? VHDA was created in 1972 by the General Assembly of Virginia to help overcome barriers to affordable housing. VHDA is not for...
We all hear the lines "Now is the time to buy" "Lock in rates now" "Hurry up, Take Advantage now" These liners all have the same point in which to bring in a sense of urgency but we do we know the whole picture why its a bad idea to wait? I am going to break it down very simplified and to the po...
Every loan officer has different systems and formulas out there. A Real Simple breakdown from my standpoint is a pre-qual letter is based on assumptions while a pre-approval letter is based on getting an approval response in my computer. A pre-approval letter is a firm committment but still left ...
Most people understand what SPAM is and have developed some ways to prevent SPAM.  Email filters, blockers and even getting new complete e-mail addys. What most people don't know is the difference between Marketing Spam and Deceptive Spam.  Marketing Spam is the least threatful but still annoying...
The Early Text The communication devices over the years have been rapidly increasing and evolving. Remember when pagers/beepers were really popular?  This was the form of communicating with someone without actually talking to someone. As a teen when the Pager era blew up, I would remember the hyp...

Justin Williams

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