real estate: My 2cents on REBarcamp Virginia Beach 2009 - 07/19/09 08:57 AM

My 2cents on REBarcamp
Well I recently had the honor to actually attend a REBarcamp event here locally in Virginia Beach. Thank you so much to Tina Meritt and the rest of the volunteers that has helped make this happen.
I have to admit I was a bit jealous witnessing all the Tweets, Blogs and buzz around the other REBarcamps across the country and I never would of thought of a major event like this will show up in little ole podunk Virginia Beach :-)
We really had some great support for Sponsorships, Volunteers and attendees to make … (7 comments)

real estate: FHA Removes Rental Income Because Of "Buy and Bail" Scams - 09/23/08 03:38 PM

Effective for all FHA case numbers assigned on and after September 19th 2008 to further notice.
A Borrower cannot use rental income to offset the payment on their departure residence without very specific and narrow exceptions.
The old guidelines when someone wanted to rent their current residence out to buy a new home, FHA guidelines permitted the Rental Income being used to offset the mortgage payment used in Debt-to-Income ratios.
FHA has released the mortgagee letter nationwide found here HUD LETTER
This is due from the simple fact that many homeowners have been found guilty of the "Buy and … (11 comments)

real estate: Young and Inexperienced Can Spell Success - 09/01/08 04:25 PM
Blog-o-sphere proclaimed Condo King and Rising Real Estate Rock star is named Jared Seligman of Corcoran Properties.
Who is Jared Seligman?
Currently at just only the age of 21, he is becoming widely known as the young powerhouse in Manhattan Real Estate.  Most Notable for his famous clients from the Olsen Twins, Tommy Hilfiger Family and almost all runway models in the city Jared is a rising superstar.
At age 20 in 2007 he became Real Estate Rookie of the year selling more than $40 million dollars worth of property.
With his success also came criticism placing him in 3 categories … (21 comments)

real estate: The Waiting Game Simplified - 08/12/08 04:02 PM

We all hear the lines "Now is the time to buy" "Lock in rates now" "Hurry up, Take Advantage now"
These liners all have the same point in which to bring in a sense of urgency but we do we know the whole picture why its a bad idea to wait?
I am going to break it down very simplified and to the point to show you what your options really are.
Waiting for the rates to drop:
Sure rates can drop but rates can also rise.  Its best to lock in your rate now to secure your payment. … (13 comments)

real estate: Positive Spin on Down Payment Assistance Programs Gloom - 07/29/08 12:56 PM

Hud has been playing the Grim Reaper on the Down Payment Assistance Programs lately.
As most are aware the Down Payment Assistance Programs has helped many homeowners in the past acquiring down payment assistance for government loans that required a minimum of 3% down.
Recently HUD has made it clear that the Ban will take place on October 1st 2008 eliminating DAP's.
Another change taking place is the increase from the minimum 3% down payment required to ---> 3.5% now. The increase also will start on October 1st 2008.
The Ticking Time Bomb
Now nothing is … (16 comments)

real estate: Google & Digg Hook-Up Might Give Real Estate An Extra Boost - 06/14/08 10:43 AM

Marissa Mayer known as Google's Princess is the VP of the Search Engine dept of Google.
Kevin Rose known as the Playboy of the Webhead World is the founder of
The Word on the Web: Few days ago this couple have been in talks behind closed doors, not Romantically, both are currently dating other people, but behind a secret deal.
The word on the street is that Google's Princess is trying to push for Digg's buyout priced at $200 Million
How will this marriage work?  Apparently Google is still trying to improve Google News lately and with the … (26 comments)

real estate: 2600 Heston Road, Virginia Beach, Va 23451 (Gorgeous Waterfront Property) - 04/17/08 12:36 PM

More details available at … (7 comments)

real estate: Hot or Not: Real Estate Style [Zillow's New Game] - 03/25/08 12:21 PM
Word on the Web, There's a new game that everyone seeem's to be playing right now on Zillow that is fun and addictive.The game is called Dueling Digs.  If you ever seen Hot Or Not's website this new game on Zillow is sort of the same concept.
Dueling Digs presents you with a constant stream of Zillow home photos where you can choose to explore kitchens, bathrooms, bedrooms, living spaces, home exteriors and yards. You’re presented with two ‘dueling‘ photos; you choose your favorite and keep going.  Eventually after 10 or so clicks you will place your winner and see a comparison … (3 comments)

real estate: Spend Less Time Playing Tour Guide - 03/24/08 02:25 PM
My office has been getting a lot of success from using our preferredprogram.  Sellers, Buyers and Real Estate agents love it. We all seen seller concession limits and borrowers getting frustrated because of lack of down payment, this is why I love this program because this exceeds the normal 3-6% seller concession and is wired within the hour directly to the settlement office.  Did I mention they give us Lenders and Realtors FREE marketing materials like yard signs, brochures, and custom mailers.
What this program is all about:
The Genesis Foundation, Inc. a non-profit organization is providing assistance under … (8 comments)

real estate: MRIS news in Virginia - 03/15/08 03:00 PM

MRIS just announced that several new Richmond, Virginia areas’ public records are available for display in Matrix. Assessments and sales history information can be found for Colonial Heights City and the counties of Goochland, Powhatan, and Prince George. Also, assessments information can be found for Hopewell City and Charles City County. Nearly 60,000 new public records and close to 50,000 new sales records can now be searched in Matrix.
MRIS® stands for Metropolitan Regional Information Systems, Inc. MRIS is the premiere online real estate information service for over 60,000 real estate professionals in Maryland, Washington DC, Northern Virginia, and parts of West … (0 comments)

real estate: Real Estate gets Wiki !!! - 03/05/08 03:43 PM

Ok So we all heard about Wikipedia, its the thing to say when people want to look up more information on something.  Its the largest free encyclopedia in the world.  I know whenever I want to find more information on something like the history and current events of something like Search Engine Optimization I use wikipedia. If you havent used it already you might want to check it out.  Do a google search on SEO or Blu-ray etc and you will most likely find a wiki link on the 1st page.
 So why is Wiki so popular its become its real time … (11 comments)


Justin Williams

Loan Officer

Virginia Beach, VA

More about me…


Address: 9094 Baltimore Avenue, College Park, Md, 20740

Mobile: (310) 951-5173

Email Me



RSS 2.0 Feed for this blog