Joyce's Blog

How does your money work for you?Do you use your mortgage as a tax deductible financial tool, not just a debt.Here is what a properly structured mortgage will do for you:ü      Allow YOU to invest more money into retirement and college savings plans.ü      Protect YOUR Money in case of disability...

How does your money work for you? Do you use your mortgage as a tax deductible financial tool, not just a debt. Here is what a properly structured mortgage will do for you: ü      Allow YOU to invest more money into retirement and college savings plans. ü      Protect YOUR Money in case of disabi...

My home town of Chaska, Minnesota has been rated #8 in places to live according to Money Magazine in the ranking of the 100 Best Places to Live in the United States for 2007.  While serving in many leadership positions in our community, we strived and used the slogan "The Best Small Town in Minne...

My daughter is considering a high yield money market via internet.  This has not been an avenue I have used for myself personally.  As I started looking on the internet, I thought why not ask the bloggers on Active Rain?  Do any of you have an online HYMM company you would recommend?  Places to a...

A home loan is more than just a loan...Stashing Away for Your MortgageThe primary reason you save for retirement is so you can cover your living costs when you're no longer working (not so your children inherit money). One of the biggest retirement expenses is a mortgage.  With so many people tra...

What are the things in my life that make me happy and proud? Who will I catch doing something right today? Who do I love in my life?  Why do I love them?  How will I show them? What will I do to make a difference in someone's life    today? What will I do to surprise my spouse/children/friends an...

It was just announced that late payments on home equity loans climbed to a 1 1/2 year high in the first quarter of this year.  And, delinquencies on credit card bills fell.  This is NOT good debt management and will greatly affect your home mortgage loans that will be available to you.A 60-day la...