Joyce's Blog

Finally help may be on the way to help with ARMS adjusting, subprime loans, default loans...people that have been financially in the red with their mortgage payment.  Our government is listening, seeing, and acting.  What more can we say?  THANK YOU!  My company belongs to a co-op called Americas...

 A proposed cutoff of mortgage-interest tax deductions for all houses with more than 3,000 square feet may be added to the mortgage meltdown miseries of the credit panic, plunging homes sales, and rising foreclosures, and now a new worry: John Dingell, D-Mich., an experienced and powerful legisla...

There are many things happening in the world that we have no control over.  What kind of a business do you run?  How are you planning for the future?  What are you doing to make a difference for your business partners, associates, employees, clients?  Are you a leader, follower, or still trying t...

What an awakening for a Monday afternoon.  We will continue to see a shakedown in lenders and programs.  Please keep in mind that some of the talk is rumors and 90% (my opinion) of what the news broadcasts through tv and newspaper is inaccurate.  It is imperitive that everyone just make sure they...

Mortgage Meltdown FAQ'sWhat is the Mortgage Market Meltdown?   A culmination of factors that has led to massive tightening in credit standards among lenders. This tightening is due to an excessive number of mortgages that are delinquent and in default. As a result of tighter credit standards and ...

The days of poor credit and no downpayment are over. There are many loan programs out there that will work for the majority of homebuyers including first time homebuyers.  It is imperative that buyers, realtors, cpa's, financial planners, attorneys, etc. work with lenders that spend time each and...

How does your money work for you?Do you use your mortgage as a tax deductible financial tool, not just a debt.Here is what a properly structured mortgage will do for you:ü      Allow YOU to invest more money into retirement and college savings plans.ü      Protect YOUR Money in case of disability...

How does your money work for you? Do you use your mortgage as a tax deductible financial tool, not just a debt. Here is what a properly structured mortgage will do for you: ü      Allow YOU to invest more money into retirement and college savings plans. ü      Protect YOUR Money in case of disabi...

My home town of Chaska, Minnesota has been rated #8 in places to live according to Money Magazine in the ranking of the 100 Best Places to Live in the United States for 2007.  While serving in many leadership positions in our community, we strived and used the slogan "The Best Small Town in Minne...

My daughter is considering a high yield money market via internet.  This has not been an avenue I have used for myself personally.  As I started looking on the internet, I thought why not ask the bloggers on Active Rain?  Do any of you have an online HYMM company you would recommend?  Places to a...