Thoughts and Ideas About Mortgages and Related Industries

Mortgage and Lending - Alterra Home Loans
Thoughts, ideas, tips, and updates for related industry professionals and homebuyers.



Yesterday I wrote a post about milk the commodity and how, for most people, the brand of milk doesn't matter, price does.  I then wrote about how high performance car companies like Aston Martin and Porsche (just to name two) use a variety of things to differentiate themselves and can then charge...
What brand of milk do you drink?  When you go to the store, do you go to a specific store because they carry the brand of milk you want?  Can you even really tell the difference from one brand to the next - assuming you are drinking what you like (non-fat, 1%, 2% or whole)?  Like other commoditie...
What is your Average HPT?  We have all seen the formulas - and many of us use them every year in our business plan - to calculate how many transactions we need to close in order to achieve our income goal for the year.  What I haven't seen is anything that breaks down the number of hours we spend...
I frequently analyze my activity to make sure that I am being productive, not just busy.  Many of us seem to get caught in the trap of equating being busy with being productive.  While it's true that we need to be prepared and being productive will mean that we are busy, being busy is not necessa...


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