home buyers: Foreclosure Couselors: What they can and can't do
- 08/20/10 05:47 AM
Foreclosure counselors can make the difference between losing your home and keeping it. Here’s how they work and how to choose one. If you’re facing foreclosure, your foreclosure counselor will be a key part of your foreclosure team. As you start looking for one, however, you need to know what exactly they do, what they don’t do, and how to choose one who’s legitimate and qualified. What a foreclosure counselor does Reviews your finances Helps you establish a budget Explains your non-foreclosure options, such as loan modification, short sale or deed in lieu of foreclosure; helps you navigate the process with (0 comments)
home buyers: Outdoor Appliance Buying Guide: Specialty Items
- 08/20/10 05:35 AM
Specialty appliances for outdoor kitchens are hot items, but you’ll spend thousands of dollars for the added convenience. “There is a trend away from simple barbecue islands and to elaborate outdoor kitchens,” explains Mitch Slater, president of Danver, a manufacturer of outdoor kitchen cabinetry. “Homeowners want to be able to do outdoors all the food preparation that they normally have to do indoors.” For that reason, appliances like ice makers, pizza ovens, and beer fridges are all finding their way to the backyard. However, you should carefully consider your needs and lifestyle to ensure that you’ll get your money’s worth of (1 comments)
home buyers: Evaluate Your House for Basement Finishing
- 08/20/10 05:31 AM
Converting your basement into living space requires being aware of building codes and understanding special requirements. Finishing your basement into a family room, game room, or spare bedroom is a financially sound decision. In addition to increasing the usable (and enjoyable) living space of your home, a finished basement pays back a high percentage of your investment at resale. According to Remodeling Magazine’s annual Cost vs. Value Report, a basement remodeling project returns more than 75% of its original cost. The cost of finishing your basement into usable living space is about $100 per square foot—generally less expensive than building up (0 comments)
home buyers: Stock Marktet dips Interest rates go up
- 08/19/10 07:22 AM
What could happen to interest rates with another dip? Q: If there's another drop in real estate real estate prices, would that mean that interest rates will go up? A: Interest rates tend to go down during recessionary times as the Federal Reserve lowers its federal funds rate in an attempt to stimulate economic growth. And as the demand for homes lessens and prices drop, there can be a downward pressure on interest rates. By the time the housing market recovers, mortgage interest rates, as well as interest rates for home equity lines of credit, will likely lift off of (0 comments)
home buyers: Stately Tudor in the Huntington Bay Area
- 08/19/10 06:16 AM
This beautiful Todor in the Huntington Bay area has recently had a price reduction to $3,499,000. Please see my site below or contact Jyll Kata LBA at 516-330-2321, or 516-624-9000 ext 217 for more information.
home buyers: Mortgage Rates Fall to 4.59%, Enough To Move Demand
- 07/23/10 06:57 AM
Finally. Record low mortgage rates spurred an uptick in new-purchase mortgage applications last week for just the second time in the past two months, while more Americans also applied to refinance, according to the Mortgage Bankers Association. Rates fell last week to 4.59% on an average 30-year fixed-rate mortgage, which is down from 4.69% one week ago and the lowest ever recorded by the trade group since its survey began in 1972. Other measures show that rates continued to fall this week: Zillow’s Mortgage Marketplace quoted an average of 4.37% on Tuesday. Those low rates haven’t done much to drive up (0 comments)
home buyers: Hamptons Home Sales Double as Wall Street Buyers Fuel Rebound
- 07/23/10 06:53 AM
Hamptons, New York, home sales more than doubled in the second quarter from a year earlier, solidifying a turnaround after two years of Wall Street reluctance to splurge on beachfront property. Transactions climbed to 479 in the towns on Long Island’s East End, the second-biggest jump in at least a decade of record keeping. Larger, more expensive homes boosted the median price 17 percent to $900,000, New York-based appraiser Miller Samuel Inc. and broker Prudential Douglas Elliman Real Estate said in a report today. The largest sales rise was in the first quarter. “We’ve returned to a more normal volume of (1 comments)
home buyers: 10 Tips for Saving Water in the Garden
- 07/23/10 04:16 AM
Even if you don’t live in a dry climate, fresh water may be an increasingly scarce and expensive commodity. One way to conserve water is to design a landscape plan that cuts down on the need for irrigation. According to the Environmental Protection Agency, converting to a water-efficient landscape can reduce your outdoor water use by 20% to 50%, or as much as 10,000 gallons a year. That saves money, too, shaving between $30 and $70 off the average annual household water bill. Often called xeriscaping or drought-tolerant landscaping, low-water landscaping also makes yard maintenance easier. Here are 10 strategies that (0 comments)
home buyers: Renovated Contemporary Home
- 07/07/10 05:23 AM
Mill Neck <!-- Neighborhood --> <!--Cross Sts--> Web ID: 2287326 Community Info | Local Amenities | Local School Reports Perched atop one of the highest points on Mill Hill in the exclusive village of Mill Neck, this breathtaking property is set on 5 private, pastoral acres with year-round waterviews of Oyster Bay. Beautifully renovated In 2008, this contemporary 7 bedroom, 5 1/2 bath home features a spacious, open layout with cathedral ceilings, large rooms and expansive hallways. Amenities and features include: • Huge granite/stainless steel state-of-the-art kitchen with Viking and Miele appliances • Master suite complete with two bathrooms, office and (0 comments)
home buyers: Colonial in Oyster Bay
- 07/07/10 05:18 AM
Oyster Bay Cove <!-- Neighborhood --> <!--Cross Sts--> Web ID: 2285196 Community Info | Local Amenities | Local School Reports Long Private Drive Leads To Lovely 6 Bedroom, 3 Bath Colonial Home On 2 Tranquil Acres. Living Room With Fireplace & Hardwood Floors, Dining Room With Hardwood Flroos, Eat-in-Kitchen With Fireplace, Large Family Room With Vaulted Ceiling & Sun Room.... 1st Floor Master Bedroom With Bath, 2nd Floor Has 5 Large Bedrooms And Full Bath, In-ground Gunite Pool With Slate Patio. Private Beach & Mooring Rights. (0 comments)
home buyers: The "Bay Crest House" in Huntington Bay
- 07/07/10 05:13 AM
Huntington Bay <!-- Neighborhood --> <!--Cross Sts--> Web ID: 2305479 Community Info | Local Amenities | Local School Reports Beautifully Furnished 6 Bedroom, 4.5Bath Victorian In The Baycrest Association Community. Tastefully Appointed Through Out. Rolling Lawns, Covered Porch. Beach And Mooring. Unfinished Cottage Offers Loads Of Storage. Can Also Be Rented Unfurnished For $5,000Mnth. (0 comments)
home buyers: Picturesque Colonial
- 07/07/10 05:05 AM
Muttontown <!-- Neighborhood --> <!--Cross Sts--> Web ID: 2280872 Community Info | Local Amenities | Local School Reports Picturesque Colonial Set On 2.46 Pastoral Acres Of Flat Property. First Floor Master Bedroom. In-Ground Gunite Pool. 2 Car Garage. Low Taxes. Convenient To All. Contact Jyll Kata for more info.. 516.330.2321 or jyll.kata@elliman.com (0 comments)
home buyers: Beautiful Victorian in Huntington Village
- 07/07/10 04:56 AM
34 Woolsey St <!-- Neighborhood --> Huntington <!--Cross Sts--> cross street: Web ID: 2228015 Community Info | Local Amenities | Local School Reports Huntington Own a piece of Huntington's history. This magnificent Oldie was Built in 1860 and has been beautifully restored to perfection.. It boasts 3 Bedrooms, 2 Baths, Hi Ceilings, 2 Staircases, Granny Attic, Moldings, Covered Porch. Beautiful flat .31 acre. Close To All Huntington Has To Offer. S.D.#3. Priced to sell. Don't Miss this one. Check out the virtual tour ...copy and paste the link http://www.interactivevideotour.com/floorplantour/3267/branded.htm FOR FURTHER INFO ... EMAIL jyll.kata@elliman.com (1 comments)
home buyers: Lovely Ranch in East Norwich, NY
- 07/07/10 04:50 AM
East Norwich <!-- Neighborhood --> <!--Cross Sts--> Web ID: 2301587 Community Info | Local Amenities | Local School Reports Lovely Property Backing Golf Course. Possible Subdivision. Super Value. Convenient To All. Seller Will Entertain Offers From $949,000-$1,094,876. (0 comments)
home buyers: Stately Tudor in Huntington Bay Area, NY
- 07/07/10 04:45 AM
Huntington <!-- Neighborhood --> <!--Cross Sts--> Web ID: 2294386 Community Info | Local Amenities | Local School Reports Welcome to " Far Horizons " This Stately English Tudor has year round water views and is situated on two magnificent acres with in-ground gunite pool and gazebo. Richly restored beyond perfection for today's lifestyle, coupled with old world architectural details and enduring quality throughout. This gracious home boasts a two story entrance foyer with magnificent staircase leading to grand mezzanine, custom crafted gourmet kitchen with breakfast room and butler’s area, banquet size dining room, ballroom size living room with carved stone fireplace, (1 comments)
home buyers: Raised Ranch Close to the Beach (Atlantic Beach, NY)
- 07/07/10 04:40 AM
Atlantic Beach <!-- Neighborhood --> <!--Cross Sts--> Web ID: 2296755 Community Info | Local Amenities | Local School Reports Steps to beach... Great location. 4 Bedrooms, 3 baths, large rooms, wood floors, Central airconditioning, 2 car garage. Convenient to all. Contact Jyll Kata, LBA 516 330 2321 or email jyll.kata@elliman.com (0 comments)
In June, for the first time since December 2009, the U.S. workforce shrank. According to the Bureau of Labor Statistics, the economy shed 125,000 jobs last month even as the Unemployment Rate dropped to 9.5 percent. The drop in the Unemployment Rate is being attributed to fewer Americans looking for work. At first glance, the jobs report looks weak but a deeper look shows something different. Excluding the 225,000 government Census workers that recently left the workforce, the total number of employed persons actually grew by 83,000 in June. That's 50,000 more working Americans as compared to May. And, since (1 comments)
home buyers: How To Improve Your Home's Indoor Air Quality
- 07/07/10 04:06 AM
An EPA study shows that close to dozen common air pollutants are 2 to 5 times more concentrated indoors versus outdoors, regardless of whether the home is is located in Rural America, or in an industrial zone. The cause is volatile organic compounds, more commonly known as VOCs. VOCs are gases emitted from certain liquids and solids including paints, cleaning supplies, pesticides, air fresheners and permanent markers, among others. In the short-term, can cause respiratory irritation. In the long-term, VOCs can lead to "Sick Building Syndrome", cancer and other illnesses. There are a number of ways to keep VOC levels in (0 comments)