RECENT BLOG POSTS
The state of today’s mortgage lending is characterized by three major factors: market volatility, accountability, and challenges in selecting the right mortgage lending source.   Market volatility refers to both mortgage rates and home prices.  Mortgage rates, which depend on publicly traded bond...
10/25/2011
DO YOU KNOW WHAT QUESTIONS TO ASK WHEN YOU’RE SHOPPING FOR A MORTGAGE?  MOST ASHEVILLE LENDERS WILL BE PRETTY CLOSE TO EACH OTHER IN RATES AND FEES.  RATES MEAN NOTHING IF YOUR LOAN IS NOT APPROVED OR CAN’T CLOSE ON TIME. Today, with all the uncertainty and strict loan guidelines, you really nee...
07/06/2011
In today's market, we often show willingness to work with anyone who can fog a mirror, but at some point, we need to recognize that we must focus on the right clients and referral partners.  If we don't, we lose the opportunity to work with people who help  build our business rather than waste ou...
04/29/2011
If ever you're at a loss on creating a video, you can always make one by simply writing a script and using a simple web-based editor.  I was amazed at how quickly one can produce a short cartoon with just a little bit of effort.I've watched a lot of movies in my time, and never fully appreciated ...
11/22/2010
The answer is...yes it will, and it might be best for them to go under contract before October 4. With the passing of H.R. 5981 and the resulting Public Law 111-229, FHA was given authority to change the amount charged to borrowers for both the Up Front and the Annual premiums. These changes as o...
09/02/2010
This is a continuation of a conversation I had with Sarah Benoit, an internet and social marketing expert based in Asheville, NC.  This set of questions is more advanced and complex. We talked about the history of social media, how to make this type of marketing effective, and what to look for an...
05/20/2010
The following story was sent to me by accident by someone who really meant to send it to someone else.  Or was it something that was actually intended for me?  I'm not religious by nature, but I do believe that things happen for a reason.  Hope this was intended for you, too!   A blind boy sat on...
04/16/2010
A couple of weeks ago, I had the opportunity to interview Sarah Benoit, an Internet Marketing Specialist based in Asheville, North Carolina.  We met for lunch at one of my hangouts in downtown Asheville. Sarah's web page is at www.creative-original.com.  Sitting down with her, one feels a level o...
04/12/2010
Here's what I like best about living in downtown Asheville, North Carolina: Shopping in quirky, locally owned stores.  All along Lexington Avenue and Broadway street are great local shops offering, among other things: wigs, gifts, household decorating and furniture items, used books, high-end and...
03/28/2010
This is the best summary I've seen on this topic.  Only one thing to add: if your buyer is contemplating a purchase, get a condo questionnaire completed by the management company or a condo board member before writing any offers.  This questionnaire will help identify some of the killer issues.Bu...
03/28/2010
Rainer
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Kabir Mahadeva

Alpha Mortgage www.kabirm.com, NMLS #182829
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