Karen Burket's "Active" Mortgage Blog

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Mortgage and Lending - Bank of Oregon a division of Willamette Valley Bank

ARCHIVED BLOG POSTS

2011 

Great Pizza at Wild River Brewing and Pizza!   I decided to work from home today...both mortgage work related as well as doing some chores around the house. Dear hubby surprised me when he came home about an hour ago and said "Let me take you to lunch!"  I'm certainly not going to turn down a mid...
07/29/2011
  So last night I got home...ooops, what to make for dinner in that I hadn't pulled anything out of the freezer.   What did I have on hand? Baby spinach, pasta, bacon (who the heck doesn't like BACON), some cooked prawns, Asiago cheese, half n half, butter, garlic...ok, you get the picture.   So,...
07/29/2011
Daily Rate Blast - Mortgage Interest Rates - Medford Oregon - July 29, 2011 This morning’s Conventional FIXED and ARM rate quotes are:                             30 Year                                                 4.500%   (4.739% APR)                                                15 Year  ...
07/29/2011
JEWISH GENIE   An Arab had spent many days crossing the desert without finding a source of water.  It got so bad that his camel died of thirst. He crawled through the sands, certain that he was breathing his last breath, when suddenly, he saw a shiny object sticking out of the sand several yards ...
07/28/2011
Is the bank holding the seller hostage? This one of the strangest things I've heard.  I have borrowers who put in an offer on a short sale months ago.  The seller accepted it and of course, it's been in the hands of the bank for months now.  I phoned my borrowers agent earlier this morning to see...
07/28/2011
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Rodney is the eternal optimist.  Does he like to go bye bye in the truck?  Heavens no.  He loves, Loves, LOVES to go bye bye in the truck!   So, I arrived home from work the other day to find dear hubby working on the roof, for the new shop he's building.  I pull into the garage and I'm pleasantl...
07/28/2011
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 29, 2011 This morning’s Conventional FIXED and ARM rate quotes are:                             30 Year                                                 4.625%   (4.870% APR)                                                15 Year    ...
07/28/2011
He doesn't file taxes, can he still get a loan? Have you ever worked with a client who wasn't required to file tax returns?  Our office was recently working with a gentleman who, because of his age and earnings, wasn't required to file a tax return. In recent years, lenders have been REQUIRED to ...
07/27/2011
Reviewing Bank Statements for Non Payroll Deposits Back in the day, it wasn't uncommon for an underwriter to ask for an explanation as to an out of the ordinary, large deposit, into a borrower's bank account.  The underwriter would ask for this explanation to determine there were not non seasoned...
07/26/2011
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 26, 2011 This morning’s Conventional FIXED and ARM rate quotes are:                             30 Year                                                 4.625%   (4.870% APR)                                                15 Year    ...
07/26/2011
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Karen Burket

Valley Mortgage Grou, Conventional, FHA, VA, mortgages
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