karen burket: Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 26, 2011 - 07/26/11 07:29 AM
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 26, 2011

This morning’s Conventional FIXED and ARM rate quotes are:                            
30 Year                                                 4.625%   (4.870% APR)                                               
15 Year                                                 3.875%   (4.121% APR)
5/1 ARM                                              3.125%   (3.368% APR)
3/1 ARM                                              3.250%   (3.489% APR)
                                                                                                         
 
*These rates are available for an 80% LTV purchase or rate/term refinance transaction with a 740+ FICO
score and loan amount between $125,000 - $417,000 based upon a 1% Origination Fee and 30 day lock
using Approved Lenders.
 
This morning’s Government FIXED rate quotes are:                                              
FHA 30 Year                                        4.250%   … (2 comments)

karen burket: Great wines at Grocery Outlet - 07/26/11 07:11 AM
Have you ever considered shopping for some great wines at Grocery Outlet?   You may be thinking "ewww, who would buy wines from a discount grocery store?"  Well I'm here to tell you that I've personally purchased some great wines at some incredible prices here at our local Medford Grocery Outlet location.  The prices I generally see run from $2.99 to a high of about $15.00.
Here's a video with Doug Due, director of the wine and beer purchasing department for Grocery Outlet.  He touches briefly how they are able to offer great wines at such low prices. 

 
The … (17 comments)

karen burket: I wear a different hat.... - 07/26/11 05:50 AM
I had something interesting happen recently.  Have some borrowers prequalified on a new purchase.  I received a phone call from their Real Estate Agent stating they were going to write up an offer on a property later that evening.  He needed from me a preapproval/prequal letter.   He asked me to reference the purchase price and the fact that they would be putting ten percent down in the letter.  Pretty standard stuff...no problemo.
But then he asked me to include some additional information.  He stated they were going to ask the seller to contribute to closing costs.  Again, pretty standard stuff in … (3 comments)

karen burket: FHA pre-approvals, new condo projects and the sudden sound of screeching tires on the pavement! - 07/25/11 06:13 AM
FHA Pre-Approvals, New Condo Projects and the sudden sound of screeching tires on the pavement (Repost)
 
You hear the words.."Oh, it's a new condo project!" being excitedly proclaimed from your young borrower's lips.   "IT'S A WHAT?" you think to yourself?
I'm sure I'm not the only loan officer this has ever happened to.  You've got your borrowers pre-approved for FHA financing and you've provided their agent with a pre-approval letter.  Your excited young borrowers are now anxiously pounding the pavement looking for that perfect first home.
After several weeks of looking, they call one day and proclaim they've found … (2 comments)

karen burket: Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 25, 2011 - 07/25/11 05:36 AM
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 25, 2011

This morning’s Conventional FIXED and ARM rate quotes are:                            
30 Year                                                 4.625%   (4.870% APR)                                               
15 Year                                                 3.875%   (4.121% APR)
5/1 ARM                                              3.125%   (3.368% APR)
3/1 ARM                                              3.250%   (3.489% APR)
                                                                                                         
 
*These rates are available for an 80% LTV purchase or rate/term refinance transaction with a 740+ FICO
score and loan amount between $125,000 - $417,000 based upon a 1% Origination Fee and 30 day lock
using Approved Lenders.
 
This morning’s Government FIXED rate quotes are:                                              
FHA 30 Year                                        4.250%   … (0 comments)

karen burket: Stop Duplicate Titles! - 07/23/11 08:19 AM
Nikesh provides some great information here regarding Duplicate Titles to your blog posts.  Don't sabotage your own blogs by not "mixing up" your titles a bit.  Thank you Nikesh!  Please comment directly to Nikesh's post, as I have disabled comments here.  
Thanks again for the great information! 
In our efforts to keep ActiveRain highly SEO friendly and to get our member blogs to the top of the search engines, we are working with a well-known SEO consultant here in Seattle.  As I had mentioned previously, Google is frequently running its user experience and content optimization algorithm called Panda.  Panda targets content farms … (0 comments)

karen burket: Friday Foto - How to whip up a batch of mashed potatoes - 07/22/11 07:37 AM
I normally like my mashed 'taters on a slightly "chunky" side.  I was recently making a batch for company we were having and wanted a more traditional creamier take on them.  So, I pulled out a little hand mixer I have as I didn't feel like carting out the giant KitchenAid mixer.  Well, I just wasn't getting the power I needed.  
I asked dear hubby for some assistance.  I think I need to rehome his Makita to my kitchen.  ;-) 

(11 comments)

karen burket: Ole had been slipping in and out of a coma for days......... - 07/22/11 06:06 AM
Ole had been slipping in and out of a coma for days..... Yet Lena had stayed by his bedside every single day.  One day, when he came to, he motioned for her to come nearer.  As she sat by him, he whispered, eyes full of tears, 'You know vat? You have been vith me all tru da bad times. Ven I got fired, you vere dare to support me. Ven my business failed, you vere dare. Ven I got shot, you vere by my side. Ven we lost da house, you stayed right here. Ven my health started failing, you vere still by my side...  You know vhat Lena?' 'What dear?' … (9 comments)

karen burket: Daily Rate Blast - Mortgage Interest Rates - Medford, Oregon - July 22, 2011 - 07/22/11 05:46 AM
Daily Rate Blast - Mortgage Interest Rates -Medford Oregon - July 22, 2011

This morning’s Conventional FIXED and ARM rate quotes are:                            
30 Year                                                 4.625%   (4.870% APR)                                               
15 Year                                                 3.875%   (4.121% APR)
5/1 ARM                                              3.125%   (3.368% APR)
3/1 ARM                                              3.250%   (3.489% APR)
                                                                                                         
 
*These rates are available for an 80% LTV purchase or rate/term refinance transaction with a 740+ FICO
score and loan amount between $125,000 - $417,000 based upon a 1% Origination Fee and 30 day lock
using Approved Lenders.
 
This morning’s Government FIXED rate quotes are:                                              
FHA 30 Year                                        4.250%   (4.491% APR)                                               
FHA 15 Year                                        3.750%   (3.992% APR)
VA 30 … (0 comments)

karen burket: The Tin Man, the Cowardly Lion, and the Straw Buyer - 07/21/11 07:18 AM
Have you ever heard the term "Straw Buyer"?  You may be envisioning the Scarecrow from the Wizard of Oz...I know that's what comes to my mind, but a Straw Buyer is actually a common mortgage fraud scheme, involved in "Fraud for Property"
So, what exactly is a straw buyer?  Well, a straw buyer is basically an individual who's personal information such as employment and credit is used as a "cover" for a transaction.  It's possible that the straw buyer may be a victim of identity theft OR a willing participant to the transaction.  There are cases where a straw buyer is … (9 comments)

karen burket: Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 21, 2011 - 07/21/11 05:51 AM
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 21, 2011

This morning’s Conventional FIXED and ARM rate quotes are:                            
30 Year                                                 4.625%   (4.870% APR)                                               
15 Year                                                 3.875%   (4.121% APR)
5/1 ARM                                              3.125%   (3.368% APR)
3/1 ARM                                              3.250%   (3.489% APR)
                                                                                                         
 
*These rates are available for an 80% LTV purchase or rate/term refinance transaction with a 740+ FICO
score and loan amount between $125,000 - $417,000 based upon a 1% Origination Fee and 30 day lock
using Approved Lenders.
 
This morning’s Government FIXED rate quotes are:                                              
FHA 30 Year                                        4.250%   … (0 comments)

karen burket: 20 Random thoughts for the day - 07/20/11 10:19 AM
20 Random thoughts for the day.
 
Got this in an email.  Some cute, some funny, and most just way too dang true!  

 
(21 comments)

karen burket: Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 20, 2011 - 07/20/11 08:05 AM
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 20, 2011
 
This morning’s Conventional FIXED and ARM rate quotes are:                            
30 Year                                                 4.625%   (4.870% APR)                                               
15 Year                                                 3.875%   (4.121% APR)
5/1 ARM                                              3.125%   (3.368% APR)
3/1 ARM                                              3.250%   (3.489% APR)
                                                                                                         
 
*These rates are available for an 80% LTV purchase or rate/term refinance transaction with a 740+ FICO
score and loan amount between $125,000 - $417,000 based upon a 1% Origination Fee and 30 day lock
using Approved Lenders.
 
This morning’s Government FIXED rate quotes are:                                              
FHA … (0 comments)

karen burket: Will ya please get the wax outta your ears and LISTEN to what I'm ASKING!? - 07/20/11 06:32 AM
Is answering a direct question really that hard?  I have a pet peeve when someone cannot answer a direct question asked of them.
Example: Me:  "Hi Sue, what time did you get back into the office this afternoon?"
             Sue: "I was out for lunch"
             Me:  "I know you were out for lunch...I wanted to know what time you got back"
             Sue:  "I went over to that new diner over on Main Street"
             Me:  "Sue, what I'm asking … (18 comments)

karen burket: Bison burger anyone!? - 07/19/11 08:56 AM
I'm sold on buffalo meat!
About a year or so ago, hubby brought home a pound of ground buffalo, insisting we make burgers with it.  I'll admit, I really turned my nose up at it but as I recall, at the time I thought "huh...not bad!"   Generally, when we make burgers, we do the turkey variety as to just stay away from beef.
Well, I had completely forgot about our prior buffalo burger and a recent conversation with my sister-in-law sparked an interest in revisiting the idea.  She also gave me an added tip in keeping the burgers at their … (9 comments)

 
Karen Burket, Valley Mortgage Grou, Conventional, FHA, VA, mortgages (Bank of Oregon a division of Willamette Valley Bank )

Karen Burket

Valley Mortgage Grou, Conventional, FHA, VA, mortgages

Medford, OR

More about me…

Bank of Oregon a division of Willamette Valley Bank

Address: Medford, Central Point, Eagle Point, White City, Rogue River, Grants Pass, Klamath Falls, Jacksonville,, Medford, OR, 97504

Office: (541) 842-5605

Mobile: (541) 890-3262

Email Me

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You can find great local Medford, OR real estate information on Localism.com Karen Burket-Bank of Oregon Home Loans Conventional, FHA, VA, mortgages is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business. Feedjit Live Blog Stats


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