Karen Burket's "Active" Mortgage Blog

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Mortgage and Lending - Bank of Oregon a division of Willamette Valley Bank
RECENT BLOG POSTS
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 29, 2011 This morning’s Conventional FIXED and ARM rate quotes are:                             30 Year                                                 4.625%   (4.870% APR)                                                15 Year    ...
07/28/2011
He doesn't file taxes, can he still get a loan? Have you ever worked with a client who wasn't required to file tax returns?  Our office was recently working with a gentleman who, because of his age and earnings, wasn't required to file a tax return. In recent years, lenders have been REQUIRED to ...
07/27/2011
Reviewing Bank Statements for Non Payroll Deposits Back in the day, it wasn't uncommon for an underwriter to ask for an explanation as to an out of the ordinary, large deposit, into a borrower's bank account.  The underwriter would ask for this explanation to determine there were not non seasoned...
07/26/2011
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 26, 2011 This morning’s Conventional FIXED and ARM rate quotes are:                             30 Year                                                 4.625%   (4.870% APR)                                                15 Year    ...
07/26/2011
Have you ever considered shopping for some great wines at Grocery Outlet?   You may be thinking "ewww, who would buy wines from a discount grocery store?"  Well I'm here to tell you that I've personally purchased some great wines at some incredible prices here at our local Medford Grocery Outlet ...
07/26/2011
My friend Scott, makes a great post.  This was a neat read and a great walk down memory lane.  Thanks Scott!  I hope the rest of you enjoy this as much as I did.  No matter what our kids and the new generation think about us,   WE ARE AWESOME  and OUR Lives are LIVING PROOF !!!  To Those of Us Bo...
07/26/2011
I had something interesting happen recently.  Have some borrowers prequalified on a new purchase.  I received a phone call from their Real Estate Agent stating they were going to write up an offer on a property later that evening.  He needed from me a preapproval/prequal letter.   He asked me to ...
07/26/2011
FHA Pre-Approvals, New Condo Projects and the sudden sound of screeching tires on the pavement (Repost)   You hear the words.."Oh, it's a new condo project!" being excitedly proclaimed from your young borrower's lips.   "IT'S A WHAT?" you think to yourself? I'm sure I'm not the only loan officer ...
07/25/2011
Daily Rate Blast - Medford Oregon Mortgage Interest Rates - July 25, 2011 This morning’s Conventional FIXED and ARM rate quotes are:                             30 Year                                                 4.625%   (4.870% APR)                                                15 Year    ...
07/25/2011
Nikesh provides some great information here regarding Duplicate Titles to your blog posts.  Don't sabotage your own blogs by not "mixing up" your titles a bit.  Thank you Nikesh!  Please comment directly to Nikesh's post, as I have disabled comments here.   Thanks again for the great information!...
07/23/2011
Rainer
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Karen Burket

Valley Mortgage Grou, Conventional, FHA, VA, mortgages
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