New Rules Concerning Short Sales Have you been, or will you be, involved with a short sale? Beginning January 2012, new rules: Starting January 2012, everyone involved in a short sale will be liable for “negligent or intentional misrepresentations in the transaction” and will have to sign affidav
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11/30/2011
I just finished reading "What do Realtors and Bookstore People Have in Common?" and it got me thinking.. The comparison was - basically - a Realtor adds value compared to shopping for a home online the same way a brick and mortar bookstore adds value over buying from Amazon. (my apologies to the
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11/27/2011
Apps – Jetfuel for Your Business Do you have a smartphone or tablet? I use the iPhone and iPad. In fact, don’t know how I got along before them… And, I use apps – everyday. Following are 14 of my favorite; some for business, some not. I hope you find them helpful. Gas Buddy – Find the cheapest
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11/23/2011
Are You Hiring an Employee or an Independent Contractor? And do you know the difference? The IRS does, and they’re checking your records. Employee – Generally, you must withhold income taxes, withhold and pay Social Security and Medicare taxes, and pay unemployment tax on wages. Independent contr
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11/22/2011
The following is a post I put on Karen's Perspective two years ago. Believe it or not, this post is still relevant. I'm posting it now here because I want to hear your feedback and see if you think much has changed. Have you attempted a loan modification or a workout with your lender in an effor
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11/15/2011
What Credit Score do You Need to Get a Loan? When applying for credit, one of the first things you need to know is your credit score. But why? Your credit score will greatly impact, not only your ability to get a loan, but how much interest you will pay if you do. The higher your credit score,
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11/15/2011
Selling a Home? Getting Your Documentation in Order As you prepare to market your property, there is information you should have readily available for prospective buyers as well as for your agent. These items may be needed to justify your asking price, as well as being important documents to pa
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11/07/2011
How We Determine What We Can Offer on a Property As an investor, I immediately explain to the seller that I won’t be able to pay as much for their property as an end user (someone who will purchase and live in it) because I need to be able to, over time, make a profit. They understand that. If
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11/03/2011
