buying a home on the jersey shore: 5 Tips for Starting Your Jersey Shore Home Search - 10/28/18 12:25 PM

Here are 5 tips for starting your Search for a Jersey Shore Home in Ocean County
In today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to be a first-time homebuyer if you aren’t prepared.
Search for Homes in Ocean County
In a recent article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps that first-time homebuyers can take to help carry their excitement of buying a home throughout the whole process.
1. Get Pre-Approved for a Mortgage Before You Start Your Search
One way to show you are serious about buying … (0 comments)

buying a home on the jersey shore: Get Your Credit Score in Shape Before Buying Your Jersey Shore Home - 05/31/16 06:19 AM

Get Your Credit Score in Shape Before Buying Your Jersey Shore Home
How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment.
 It is especially important to have clean credit before you try to buy a home. With a less-than-great score, you may not get preapproved for a mortgage. If you can’t get a mortgage, you may only be able to buy a home if you can make … (0 comments)

buying a home on the jersey shore: Flood Insurance on The Jersey Shore in Ocean County - 09/13/12 10:27 PM
Buying a home on The Jersey Shore in Ocean County may require you to get flood insurance.
Flood insurance in places like Point Pleasant Beach, Seaside Park, Seaside Heights, Brick Twp, Toms River, Bayville, Lanoka Harbor, Forked River, Waretown, Barnegat and Stafford Twp is probably necessary depending on your proximity to the ocean or Barnegat Bay. Makes sense right? Well, not ALL lagoon front properties require flood insurance, though most do.
The National Flood Insurance Program is Federally subsideized program which enables Ocean County home owners to purchase flood insurance at a reduced rate.
Just a few inches of water from a flood can cause tens of … (3 comments)

buying a home on the jersey shore: New Jersey Housing Affordability Index - 07/10/11 05:24 AM

According to the Housing Affordability Index, if you're going to buy a home, now is the time. The good news for New Jersey home buyers is that the first quarter 2011 New Jersey Home Sales Report revealed the Affordability Index reached 151.1 which is the highest level it's reached in New Jersey in over 10 years.
What is the Housing Affordability Index? The housing affordability index (HAI) reflects consumers' ability to purchase a home. It takes into account:
home prices (higher prices hurt affordability) mortgage rates (higher mortgage rates hurt affordability) family income (higher income helps affordability) In the first quarter … (2 comments)

buying a home on the jersey shore: Eight Steps to Buying your Home - 06/29/11 10:02 AM

Eight steps to buying your home1. Decide to buy.
Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best "accidental investment" most people ever make. But, we believe when it is done right, home ownership becomes an "intentional investment" that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.
Base your decision to buy on … (9 comments)

buying a home on the jersey shore: Iconic Barnegat Bay - 06/15/11 11:29 AM

Barnegat Bay is an iconic part of The Jersey Shore for beach goers, boaters and fishermen alike. Barnegat Bay contributes an estimated $3.5 billion per year to the economy of the state. And New Jersey is a great economic option for visitors this summer with more than 91 million people living within a four-hour drive.
It is essentially a long estuary formed by Barnegat Peninsula, a long barrier peninsula, as well as by the north end of Long Beach Island. The bay is fed by several small rivers, including the Toms River and Metedeconk River, which empty into the bay … (2 comments)

Karl Hess, on The Jersey Shore (Keller Williams Shore Properties) Rainmaker large

Karl Hess

on The Jersey Shore

Barnegat, NJ

More about me…

Keller Williams Shore Properties

Address: Keller Williams Ocean County, Toms River, NJ, 08753

Office: 732.797.9001 ext 824

Mobile: 609.553.7926

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