ocean county flood insurance: Flood Insurance in Ocean County on The Jersey Shore - 10/08/12 12:29 AM
When buying a home on The Jersey Shore, it's important to understand that flood insurance may be necessary and budgeting for the additional cost could impact your price range. Rates can vary from $400 a year to over $4,000 a year depending on location and amount of coverage desired.
Since standard homeowners insurance doesn't cover flooding, you must have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the The Jersey Shore in Ocean County.
In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. … (3 comments)

ocean county flood insurance: Flood Insurance on The Jersey Shore in Ocean County - 09/13/12 10:27 PM
Buying a home on The Jersey Shore in Ocean County may require you to get flood insurance.
Flood insurance in places like Point Pleasant Beach, Seaside Park, Seaside Heights, Brick Twp, Toms River, Bayville, Lanoka Harbor, Forked River, Waretown, Barnegat and Stafford Twp is probably necessary depending on your proximity to the ocean or Barnegat Bay. Makes sense right? Well, not ALL lagoon front properties require flood insurance, though most do.
The National Flood Insurance Program is Federally subsideized program which enables Ocean County home owners to purchase flood insurance at a reduced rate.
Just a few inches of water from a flood can cause tens of … (3 comments)

ocean county flood insurance: Flood Insurance and Ocean County NJ Flood Zones - 04/19/12 01:10 AM
Do You Need Flood Insurance?
Determining the Risk To identify a community's flood risk, FEMA conducts a Flood Insurance Study. The study includes statistical data for river flow, storm tides, hydrologic/hydraulic analyses, and rainfall and topographic surveys. FEMA uses this data to create the flood hazard maps that outline your community's different flood risk areas.
Floodplains and areas subject to coastal storm surge are shown as high-risk areas or Special Flood Hazard Areas (SFHAs). Some parts of floodplains may experience frequent flooding while others are only affected by severe storms. However, areas directly outside of these high-risk areas may also … (4 comments)

 
Karl Hess, on The Jersey Shore (Keller Williams Shore Properties)

Karl Hess

on The Jersey Shore

Barnegat, NJ

More about me…

Keller Williams Shore Properties

Address: Keller Williams Ocean County, Toms River, NJ, 08753

Office: 732.797.9001 ext 824

Mobile: 609.553.7926



Listings

Links

Archives

RSS 2.0 Feed for this blog