Kathy Sheehan Mortgage Lender

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Mortgage and Lending - Bay Equity, LLC 770-634-4021 - NMLS #206275 GA 25689



"Can you pre-qualify me for a loan?" is probably one of my favorite questions to be asked when I answer my phone.  For the most part, I know there is a good chance this individual will become one of my "Raving Fans" when they close on their new home.     We all know that the applications and all ...
What to do with a car that won't run or that you can not afford?  If you find yourself asking this question, you really need to stop and think about the consequences of the decision you make.   "Okay Kathy, so what are you talking about?"    Recently I have talked with several would be first time...
The last few years have been difficult and many have had to face very difficult financial decisions.  Once you realize that money is going out faster than it is coming in, you know you are in trouble.   Many individuals have been left with a decision of either filing a bankruptcy or letting their...
  Yes, FHA loan limits are scheduled to change on October 1, 2011.  The maximum FHA loan limits are calculated using the median home price by county.  The current maximum loan amounts are scheduled to expire on September 30, 2011.  Many counties throughout the country will experience a reduction ...
Karen does a great job reminding us about choices.  With the impending potential for Hurricane Irene to make land along the east coast, I hope everyone has taken the necessary precautions.    Remember Hill Street Blues? I used to love that show! One of the signature lines before the crew went out...
I couldn't help but think of that song from the Rogers & Hammerstein production, "Oklahoma" yesterday morning as I was driving along Interstate 85 in South Carolina.   Okay, now everyone start singing along with me.  I was on my way to a training session about video marketing.  I have been lookin...
 Martinis and Music is scheduled for Friday, August 19, 2011 from 5:30 to 8:30 p.m.   at the Marietta/Cobb Museum of Art.             The museum, in historic downtown Marietta, GA, occupies the original post office building built in 1910.  For more information about the museum, please visit their...
Dave Edwards shared this information regarding some of Countrywide's practices in dealing with their customers.  He was also kind enough to include a link to a full article.  Check this out if your loan was with Countrywide.If your loan was with Countrywide then you may want to look into this: "B...
The GA Dream Program is a government sponsored down payment assistance program for first time home buyers in the state of Georgia.  A first time home buyer for this program is defined as a person that has not owned a home in the last 3 years and the purchase must be for their primary residence.  ...
Attention would be home buyer, a word of caution.  Don't pay cash for your rent!  Although paying cash for rent may be your landlord's preference, this is going to be an issue when you decide you want to purchase a home.  If you are renting from an apartment management company or through a proper...

Kathy Sheehan

Senior Loan Officer
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