credit report: 50/50 Chance for Identity Theft - What you can do? - 09/08/17 05:48 AM
Equifax, an Atlanta based company announced on September 7, 2017 that there may have been a breach of their database sometime between mid-May and the end of July.  This breach puts 143 MILLION consumers at risk. Let's put that in perspective, that is almost HALF of the population.  So what will the hackers do with this information, well the possibilities are endless and the financial cost to the consumer can be staggering.  With hackers now having access to names, social security numbers, addresses, birth dates, etc. they have all of the information necessary to apply for credit. The obvious types would be … (70 comments)

credit report: Checking your credit - 11/25/13 10:52 AM

Due to all of the advances in technology, we can all enjoy easy access to our information and the internet.  We connect via, computer, laptops, tablets and smart phones.  We can search for information and purchase goods or services all at our finger tips.  But with all of that convenience, it does come with some disadvantages. 
 
Monitoring the activity on your credit report is not a recommendation that should be taken lightly.  In fact, once you have children with issued social security numbers, you should be checking their credit report on an annual basis as well.
 
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credit report: Foreclosure On Your Credit Report - 04/11/11 02:49 PM
A foreclosure on your credit report will have an impact on your ability to purchase a new home.  The amount of time you have to wait will depend on the type of financing you are looking for and the amount of your down payment and the rest of your credit rating.
The first thing you should know is that a foreclosure (or any public record ie, bankruptcy, judgement, foreclosure) can negatively impact your credit score between 100-200 points.  You can plan on that foreclosure being on your credit report for the next 10 years.
Under today's guidelines, a new purchase is … (0 comments)