real estate: LEAST Trusted Banks in America
- 02/10/10 02:37 AM
The question was: "My financial provider does what's best for me, not just its own bottom line." The results are based on a survey of about 4,500 consumers. The worst banks in order: 1. Bank of America 2. Chase 3. Capital One 4. TD/Commerce 5. Fifth/Third 6. Citi 7. HSBC For the entire article, click on this link: http://finance.yahoo.com/banking-budgeting/article/108801/the-least-trusted-banks-in-america?mod=bb-checking_savings What were the best banks? BB and T, credit unions, Wells Fargo/Wachovia and USAA.
real estate: Greenville Wine and Stein
- 02/09/10 07:09 AM
Greenville Wine & Stein Festival that will be on Sunday, March 21. It is going to be a great event with wineries, breweries, and distributors pouring tastings and local restaurants serving samples. There will be live entertainment as well. For more information, visit www.greenvillewineandstein.com <http://www.greenvillewineandstein.com/> .
Tickets are available at the Greenville Convention Center or by calling 252-321-7671. There will be a VIP hour that will feature more upscale food and premium wines, and less people will be tasting at this time. VIP tickets are $50 in advance ($60 at the door if available). General Admission tickets are … (0 comments)
real estate: PROGRAM 3648???
- 02/03/10 07:23 AM
Is anybody got any advise for on Program 3648? I am thinking about joining and just curious ?!? I do short sales and seems like a good program.
Thanks! … (2 comments)
real estate: $14,900 Down Payment Assistance Program for ALL Bank/Institution owned Foreclosures in Pitt County
- 01/28/10 05:52 AM
$14,900 Down Payment Assistance Program for ALL Bank/Institution owned Foreclosures in Pitt County. There are various other counties in NC eligible for this program and have the income limits. This is a phenomenal buying incentive!!! Please send me an email at kevans@kwgreenville.comto receive information on how to purchase these homes............... HURRY!!! The first time home buyers tax credit expires SOON! Need a list of foreclosures? Need information on this tax credit? Please email me! … (0 comments)
real estate: Residential Energy Tax Credits
- 01/26/10 08:09 AM
Replace aging windows, HVAC systems and non-solar water heaters, install efficient biomass stoves, add insulation, or fix a worn out roof..........what do those have in common??? They may make you eligible for a tax credit! To encourage greater energy efficiency homeowners can recoup 30% of the cost, up to $1500 for making any of these qualifying upgrades during 2009 or 2010. The credit can be used for the year you completed the work. Ask your contractor for a receipt! Labor can be included on some of the rehab projects. Consult your tax professional. It is called the Nonbusiness Energy property Credit. … (0 comments)
real estate: Ways to Save Money in 2010 (Part I)
- 01/25/10 03:28 AM
1. Talk your way out of credit card debt Negotiating a lower interest rate on your credit card can be relatively easy. It costs card issuers about $300 to obtain a new customer, so they'd much rather give you a lower rate than lose your business, says Scott Bilker (yes, that's his real name), founder of debtsmart.com and author of Talk Your Way Out of Credit Card Debt. You may need to repeat your request to a supervisor who will have more leeway to meet your terms. 2. Check your loans. As a general rule of thumb, it's worth looking into … (3 comments)
From CLARK HOWARD: Considering buying home and looking for a real deal? Consider a shortsale. A shortsale is where you work with a lender to actively market your home and sell it for less than the mortgage balance. The buyer gets a home at a great price, the bank doesn't have to absorb the expense of a foreclosure and you can walk away with only a minimal hit on your credit -- much less than if … (2 comments)
FHA just made another change that will help realtors, purchasers, investors and also help reduce the housing inventory. Until now, (new program starts 2/1/2010) if you bought a property to fix up and sell, FHA would not allow you to write a purchase offer on that property unless you had owned that property for 90 days. Since FHA is a great loan option and is used by many 1st time homebuyers if the property was renovated in 30 days and listed you could not write that FHA offer until 60 more days. This meant … (0 comments)
real estate: Does anybody know of a "BPO Mill" for short sales??? HELP!
- 01/21/10 11:23 PM
For the last FIVE short sales I had an agent that has done EVERYONE of my BPOs. That made me say hmmmm..... Then ALL five were DENIED. So, when the first one went to sale and I lost it I called the bank. Let me give you an example. I have the house listed at $110,000. First offer $95,000 REJECTED. Second offer $103,000. It would make sense that the BPO would come in around $110,000. I have comps to prove it. The bank would accept roughly 90% at worst.... I called the agent yesterday. He claims that the BPO company is … (5 comments)
Home is listed with Heritage Properties. … (1 comments)
real estate: Reduced price with no city taxes!
- 01/20/10 11:24 PM
I was doing a BPO this morning and ran across this home. It is a traditional seller and is priced right! Call me if you would like a personal showing.
Home is listed with Prudential Prime Properties. … (1 comments)
real estate: FHA Changes Significant
- 01/20/10 03:31 AM
The Federal Housing Administration (FHA) insures about 30 percent of new loans, and its health is vital for the housing market. But as foreclosures have risen, the government agency has seen its losses rise and its reserves sink below the minimum level required by Congress. According to the Mortgage Bankers Association (MBA) more than 18 percent of FHA borrowers are at least one payment behind or in foreclosure, compared with 14 percent for all loans. In addition, some unscrupulous operators have shifted their business to the FHA after the subprime business went bust. Last week, the FHA served subpoenas on 15 … (2 comments)
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