Stephen Katz Mortgage Blog

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Mortgage and Lending - Katz Mortgage Team, a branch of VanDyk Mortgage Corporation
There’s so many good reasons to own the roof over your head rather than living under your parent’s roof or renting. For a first-time home buyer, saving for a new home can be one of the challenging and exciting chapters of your lives. But, many wonder what type of home they would like to purchase....
Buying a home can be the most exciting part of your life. Let’s face it, buying a home is a huge deal. Too often, people rush into homeownership without realizing that a home can be overpriced. What if you have found your dream home? You don’t want to lose this opportunity, yet you don’t want to ...
Are you starting the house hunting process to find a home and haven’t been approved yet for a mortgage loan? So, how do you know which type of loan is going to be the best for your situation? Getting pre-approved is the answer!A mortgage pre-approval is a document that indicates how much of a loa...
Summer is coming to an end. Kids are getting back into the school routine. Fall is just around the corner. The return of cooler temperatures, beautiful fall colors, and pumpkin-spiced coffee is on our minds. It’s also an opportunity to search for your dream home and hopefully snag a great deal!Ma...
As the cost of renting is increasing, it gets easier to decide whether it’s a smarter choice to buy or rent. A new study indicates that buying is now 26.3% cheaper in the United States, with a traditional 30-year fixed rate mortgage. It indicates that 98 out of 100 United States housing markets b...
There are things you might not know enough about when it comes to property taxes. For those who haven’t bought a home yet it’s time to break the ice, you need to gain a deeper knowledge about property taxes.So, what is property tax? It’s a tax on real estate you own, both the value of your home a...
When you’re in the 20’s or 30’s you don’t think about those questions home buyer should ask. Assuming you know the steps to buy a house and the type of mortgage you need. Realistically, you have no clue what you’re doing. Whether it’s choosing the wrong location or buying an overpriced home, buyi...
Location, location, location…. After weeks of searching for a home you start to wonder if you will find all the things you want in a home. There’s many factors that should be put into consideration. Let’s face it, we want it all: an easy commute, nice school district, low taxes, and a great lifes...
Throughout your home-buying process, you will receive a load of real-estate paper work. The question is, how do you know which documents you should keep after buying a home? After all, you don’t want to keep all the paperwork. Here are the files you should keep and why: Buyer’s Agent Agreement Wh...
Buying a home out of state can be very stressful, especially if you don’t have the time to travel there on your own. It can be very frightening to not know the best neighborhood without any guideline. It’s unfortunate how you might be gambling for your dream home. That’s just plain stressful!In c...

Stephen Katz

Branch Manager, CMPS
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