mortgage brokers: How to Save Money for a House - 02/27/19 10:35 AM
Many people like yourself are looking for ways to save money for a new home. Sometimes, it can start to feel like you don’t have enough money for a down payment.
If you are concerned about saving up money, you aren’t alone. Coming up with the money for a down payment can be one of the most intimidating parts of the process for anyone who hopes to become a homeowner. However, it can be done when the right tools and strategies are in place.
So, what is a down payment? A down payment is the cash you bring to the closing table when … (2 comments)

mortgage brokers: Your Mortgage Survival Guide - 03/14/18 01:30 PM
Are you a first-time homebuyer? Obtaining your first mortgage can be scary and confusing. We outlined the entire process for you to help set your mind at ease!
Step 1: You will need to get pre-approved (or at least pre-qualified).
It is important to know what loan amount you are approved for so that you can start looking for houses within your price range. For a pre-approval, you will need to provide us, your lender, with your driver’s license, social security number, marital status, contact information, most recent bank statements for all accounts, employment information, most recent 30 days paystubs, most recent 2 … (1 comments)

mortgage brokers: Should You Sell Your Home Occupied or Vacant? - 01/19/18 01:15 PM
If you're selling your home, you're probably wondering whether you should move out now or wait until you have found a buyer. There isn't an easy answer to this - whether you should move before you sell is dependent on many factors.
 
 
Do you have a lot of stuff in your home? Does the home feel cluttered? If the answer is yes, you have two options: one, thin out the furniture or, two, completely move out so the home can be shown in its entirety. If a home has too much stuff in it, it will feel cluttered.
 
Another thing to consider … (1 comments)

mortgage brokers: How Can A Pre-Approval Simplify Your Home Search? - 01/10/18 01:02 PM
If you're thinking about buying, how do you find out how much home you can actually afford? This is a question we get all the time, and would love to answer for you.
The very first thing to do if you want to buy a home is to get pre-approved. The pre-approval is free, and you can figure out exactly how much house you can afford.
Once you have been pre-approved, you can begin looking at all your financial options and figure out the plan that works best for your needs. Often, you will be approved for more than you can really afford, … (0 comments)

mortgage brokers: Five Reasons To Buy A House In Atlanta Now - 11/29/17 11:55 AM
Are you considering buying a house in Atlanta? Read on to find out why we think you should buy now!
1)      House values are up by about 10% since last year
This number is based on the data reported by Zillow. Home prices will be higher than they were over the past year or two. Therefore, it is crucial to know exactly how much house you can afford. We can help with that! Once you are certain about your price point, it is important to buy your dream house while you can still afford it.
2)      House prices are expected to keep rising
Adding on … (0 comments)

mortgage brokers: What Are the Benefits Of Working With A Local Lender? - 08/04/17 01:39 PM
We have been in business for over 20 years here in Atlanta and are local. If you want to close your loan on time, it's best to work with a local lender, like us! We have local staff and will ensure your deal gets closed on time.
Availability is the most important aspect of any company’s customer service experience. If you have questions or needs about your loan, you can call, text, or email your agent, even if it's after hours. They are available when clients are out looking at houses and whenever else they are needed. Additionally, they explain the whole … (0 comments)

mortgage brokers: WHY WE SHOULD MOURN THE DEATH OF THE INDEPENDENT MORTGAGE BROKER - 10/26/10 09:29 PM
If you have been checking out the web lately, there is an increase in financial firms that are looking to hire fresh talent to add to their roster of mortgage and loan professionals. Now if you are currently unemployed and looking for work, this sounds like good news, to those, however, who already work in the mortgage industry, primarily in those small, independent, financial firms, this might not be such good news
As it turns out, while mortgage brokers that are either working independent or are working for small lending firms AND the small lending firms themselves are being regulated to … (1 comments)

mortgage brokers: THE NMLS: Why is it such a big deal NOW! - 09/28/10 07:19 PM
A recent report recently came out that loan officers in Arizona are earning almost two hundred thousand dollars a year from deals with potential homebuyers in the state. Now if you remember that Arizona recently had an increasing fear that it is losing income from the controversial immigration law, but why are the mortgage people actually making more money in Arizona? Are there actually more people getting more mortgages in Arizona? Or somehow the state has actually began to recover faster than the other states in the country? Actually no. The real reason for this sudden upsurge in loan officer income … (3 comments)

mortgage brokers: TIGHTENING THE GRIP ON MORTGAGE BROKERS - 08/10/10 03:30 PM
Waking up this morning, I decided to catch up with the guys at TBWS daily to keep up to date with what's new in the financial world. As usual, the boys brought the latest news from the industry, the latest on marketing trends, the best ideas for people in the real estate and mortgage industry, and the news that always gets my attention, the BAD NEWS.
Folks, the Fed, under the Secure and Fair Enforcement for Mortgage Licensing Act or S.A.F.E act is requiring all mortgage brokers to be fingerprinted and to register with the Nationwide Mortgage Licensing System and Registry, … (2 comments)

 
Stephen Katz, Branch Manager, CMPS (Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)

Stephen Katz

Branch Manager, CMPS

Atlanta, GA

More about me…

Katz Mortgage Team, a branch of VanDyk Mortgage Corporation

Address: 800 Johnson Ferry Road, Suite C, Atlanta, GA, 30342

Office: (770) 552-1000

Mobile: (770) 824-9777



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