scranton: We Need Credit Repair in Scranton and NEPA! - 07/30/08 08:56 AM
It's a simple fact that it is now harder than ever for most people to buy a home.  Mortgage lenders have become frugal with their money and have been only lending to the best of the best.
It's all about credit scores.  The truly unfortunate thing is that most people don't know the nuances of credit scoring.  There are many aspects of credit reporting that just don't make sense.  Not knowing these facts can cost you thousands in higher interest rates.
What you need to know is that there are ways you can get the credit bureaus to delete negative information … (0 comments)

scranton: Watch Out Scranton Times. There's a New Dog In Town. The Scranton Post! - 06/20/08 06:54 AM
We live in America, the land of choice.  We can choose our elected officials.  We can choose whether to use a small mom-and-pop shop or a big store like Walmart.  What we haven't had here in Scranton is a choice of newspapers. 
One person, one company, one organization could never fill all our needs in NEPA.  There are too many of us and our population is diverse.  Could you imagine having one grocery store in town?  One hardware store?  One news show on TV?  There are people who are ademant about their news shows, whether it's 16, 22, or 28.  There's … (0 comments)

scranton: Big Plans For Downtown Scranton Renovation - 05/14/08 03:15 PM
Here we go!  Scranton is transforming. 
I can still remember watching "The Implosion".  A long row of businesses on Lackawanna Ave were blown up from the inside.  My brother and I watched as the buildings folded into themselves and came crashing to the ground.  In what felt like a moment, the Steamtown Mall was upon us.  The transformation of Downtown Scranton was in full swing.
Here we are again.  We're back on Lackawanna Ave, but this time there are no explosions.  Just celebration for the ongoing renovation project.  You can expect to see restaurants with inside and outside seating along the … (0 comments)

scranton: FSBO Roundup! Scranton and NEPA's Source for Homes By Owner - 04/29/08 07:59 AM
Welcome to the Scranton and NEPA FSBO Roundup!  Yee haw!
If you're looking to buy a home, I highly suggest you speak to a local Realtor.  They have a large inventory of homes available to them 24 hours per day.  A Realtor can also give you professional advice that can help make the process easier, or even save you thousands of dollars.  Contact me and I'll refer a responsible Realtor located in the area where you plan to move.
Beyond the MLS, there is also a whole other market of homes out there that is rarely seen by anyone.  That's because you have … (0 comments)

scranton: FSBO and Realtor Listings Roundup: Scranton and NEPA Real Estate - 04/18/08 07:45 PM
There are many beautiful houses available right now on the MLS.  Your local Scranton area Realtor can help you narrow down your home selection to find the home that's right for you.
However, there is also an entire market out there that you can't see on the Multi List or Realtor.com.  You can only see them by riding up and down every street in the neighborhood. 
I'm doing my best to coralle these home listings together in one place to save you some money on gas mileage while also getting extra exposure for people that wish to sell their home without a … (0 comments)

scranton: Closing Costs? Let the Seller Assist You! - 04/15/08 02:28 PM
Homes aren't cheap!  The purchase of a home involves a transaction in the tens or hundreds of thousands of dollars.  We talk about abstract theories such as payments, interest rates, and points.  It's easy to lose focus on the big picture.  All this negotiating and maneuvering takes place to put into a service a mortgage that you will spend hundreds of thousands of dollars on over the years.
Closing costs aren't cheap either.  You can expect to use the services of a broker, title company, appraiser, inspector, etc. to help close your loan.  When you see all the work being put into the … (0 comments)

scranton: NEPA Realtors: Scranton Mortgage Man Offers Free Marketing For Your Listings - 04/10/08 04:11 PM
The job of a Realtor can be quite difficult.  There are many facts and figures you've got to keep at the top of mind at all times.  A talented and successful Realtor is a person with an outward personality.  Most of your day is spent talking to all kinds of people.  You've got to relate to buyers, relate to sellers, and then be skilled enough to bounce between the two to create an agreement that satisfies everyone.  A Realtor's day can be truly exhausting!
Relating to people isn't the only skill you need.  A thorough knowledge of your market area is a must.  You'll memorize, … (2 comments)

scranton: Scranton Hill Section Looking Up - 03/30/08 02:08 PM
The Scranton Hill Section is one of the most incredible areas in the country.  Or maybe that's my biased opinion. 
Just take a walk!  You'll stroll through a quaint college campus at the University of Scranton.  Step off campus and you'll find a mix of new and older commercial buildings with small shops to enjoy. 
Start climbing up the Hill and the first thing you'll notice is abandoned properties, empty lots, and multi-family homes that have seen the wear and tear from the abuse brought on by wild college parties.  Not the kind of place you'd want your small kids growing up.  But … (0 comments)

scranton: Multi-Unit With Plenty of Income - Scranton West Side Investment Property - 03/25/08 04:16 AM
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scranton: Lackawanna County Homeowners: Beware Equity Strippers! - 03/25/08 04:09 AM
I recently spoke to a man in Scranton who had been a victim of this atrocious act.  I only wish I had met this man a year before.  He had lost his house in the worst way.  He and his family were driven out by an evil man who got away with it.
Just like so many others, Dan got behind on his mortgage payments when his Adjustable Rate Mortgage matured.  The mortgage payments were late for so long that no one, not even his own mortgage company, could help him.  He had to sell.
He was approached by a man that seemed … (0 comments)

scranton: Lackawanna County Homeowners. Please Don't Become A Statistic - 03/18/08 02:41 PM
I have spoken to so many people that are in sincere danger of losing their home here in Lackawanna County.  Scranton homeowners have come to me for help.  The interest rates on their Adjustable Rate Mortgage (ARM) has increased to a point where their payments have become laughable.  With our increasing daily debt obligations, how can we pay these higher mortgage payments?  Many in our area have lost their homes to foreclosure.
So, what can you do?  Check your note!  Look at the details of your mortgage note.  Many people don't even realize what type of loan they got into a few … (0 comments)

scranton: Scranton St Patrick's Day Parade: A Presidential Affair? - 03/13/08 04:07 PM
A combonation of news and rumors has been swirling around throughout NEPA in the last few days.  It started with Hillary Clinton's visit to Scranton and her 30-minute speech at Scranton High School.  She let it slip that she would be attending The Parade along with Gov Ed Rendell. 
With the coming primary around the bend, PA has become a hotbed of political activity.  Hillary already has solid ties to the area.  Even during her husband's presidency, she would make trips to her father's home here in Scranton.
When news of her next visit hit the wire, the media began to wonder … (0 comments)

scranton: NEPA Local Artist Spotlight - Georgiana Cray Bart - 03/12/08 11:53 AM
I'm always thrilled to find professionals that are talented in their craft to a degree of international significance.  I'm even more excited when I find someone like this right here in Northeastern PA. 
Georgiana Cray Bart is such a person.  Not only is she a very talented artist, she is also a wonderful person with a positive attitude.  This positive attitude causes her to give back to her community and results in great things for our area.  Georgiana councils local artists and offers personal instruction right here in the Scranton / Wilkes Barre area.
Georgiana Cray Bart graduated cum laude from Wilkes … (4 comments)

scranton: Are You Ready For The Scranton St Patrick's Day Parade? - 03/11/08 03:58 PM
The Scranton Parade is easily one of the largest in the country.  Not bad when you see who we're comparing to.  We're right up there with New York and Boston.  This Saturday's parade is expected to be 10,000 strong! 
The latest news is the announcement of a special attendee.  Hillary Clinton was in town Monday to give a speech at Scranton High School.  She let the beans spill that she'll be attending the parade, in some capacity, along with Gov. Ed Rendell.  Mrs. Clinton has very close ties to our region.  She's made numerous trips to her father's home in Scranton.
This … (0 comments)

scranton: New Yorkers and New Jersey Residents Find a Home in NEPA - Scranton / Wilkes Barre - 03/11/08 11:22 AM
Northeast Pennsylvania has become a mecca of sorts to many people looking to live a slower paced life.  I've found that families from New York and New Jersey are coming to Scranton / Wilkes Barre in droves.  Why wouldn't they?  They can feel a noticable increase in their income due to the decrease in living costs.
Every trip to the grocery store is easier to take.  Real estate bargains are plenty.  Our NEPA real estate market is like a "fire sale" for many hard workers in New York / New Jersey.  The work commutes are much shorter and the drive more pleasant.  … (0 comments)

scranton: Scranton / Wilkes Barre: The 4th Best Place To Buy Or Invest In Real Estate In The USA - 12/07/07 11:15 AM
It's official!  There are only a few other places better than Scranton / Wilkes Barre to buy real estate property.  Many of us knew this all along. 
Local industry professionals like Realtors and Mortgage Professionals have seen it coming in the form of increased investment activity from the neighboring states of New York, New Jersey, and Connecticut.  We've seen residential and commercial property investors from these states come in and buy properties up by the block!  These are smart investors who are seeing great gains on their investment
Now, this movement comes to light brought on by a study by the National Association of Home … (3 comments)

scranton: Scranton Crime - An Interesting Fact - 12/02/07 03:36 PM
When a family decides to relocate to a certain area, the first thing they should do is research the place they are moving to.  A move is a drastic thing for any family to handle, so it's important to be sure that you will be happy with your new home.  One of the first statistics that they look at is crime.
A crime rate gives you a general idea of the amount of safety you can expect at your new hometown.  So, how safe can you expect to feel when you move to Scranton, PA?  Well, that depends on what your safety … (0 comments)

scranton: A Tunkhannock Christmas Celebration - 12/01/07 07:35 AM
This is "Small Town America" at its best!  Tunkhannock is a quaint town located 30-40 minutes from both Scranton and Wilkes Barre, PA in NEPA.
My lovely hometown of Tunkhannock is once again hosting its annual "Christmas In Our Hometown" on December 7th and 8th.  I must admit that this will be the first one that I'll have attended.  I'm very excited for a couple of reasons.
I've lived here in Tunkhannock for 4 years now and have seen every festival except this one.  It just happens that I have always had to work or had a friend's Christmas party to go to.  No … (7 comments)

scranton: Heyna or No? NEPA As A Second Language: Very Funny! - 11/24/07 05:37 AM
So, you want to live in NEPA (Northeast Pennsylvania)?  Our Scranton / Wilkes Barre area is so enriched with culture that we happen to have our own language.  And no, it doesn't sound anything like the characters on "The Office".
Scranton and Wilkes Barre are unversally different from eachother in so many ways.  Even the small towns that surround them have cultures and identities of their own.  This conglomeration of Irish, Italian, Polish, etc, culminates in a language that is all our own.
It sounds something like this:

So, if you decide you wanna come live up da NEPA, let me know … (3 comments)

scranton: Why Not Make An Investment In Scranton Commercial Real Estate? - 04/28/07 02:03 PM
Scranton, PA is a mid-major city located in Northeast Pennsylvania (NEPA).  It seems that there are just as many bad things to say about the city as there are good things.  Scranton has been the victim of a very bad reputation due to many citizens' complaints about government mismanagement, corrupt politics, and an increase in crime activity. 
These are the types of situations that make real estate investors salivate.  Scranton has been immune to the "housing bubble" that affected many of the major cities along the east coast.  Scranton's property values never increased out of control so there was no crash … (2 comments)

 

Universal Funding Partners

Scranton, PA

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Universal Funding Partners

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