Marketing Updates - Real Estate Agents & Loan Originators

Education & Training -
Here's an ethical question for you-if you have a buyer purchasing a  condo and  getting an FHA loan! As you probably know, FHA (in its infinite wisdom-sarcasm here) had come up with a magic date of December 7, 2010 to get ALL the condos in the world (I mean the US) re-approved by that date!  So t...
Did you forget about the $8000 Tax Credit for Military & Certain Federal Employees?   The April 30, 2011 date seemed so far away, and now it's only 3-1/2 months from now!   A little-known (and mostly forgotten)  provision of the Home Buyer Tax Credit bill that became effective on Nov 6, 2009, is ...
What if you sent out 5 note cards per day? Think about this!  You get bombarded with unwanted "junk mail" every single day.  With glossy postcard ads, catalogs, solicitations.  Most of us "sort" our mail over the trash can, right?  There is a top agent in Kansas City who makes sure that he write...
  What's the first thing you do when you start working with a new client? You ask the area, the type of home, the price range, etc. Next, you probably ask about their family, their employment and if they have been pre-qualified for a mortgage loan.      There are 5 mortgage qualifying situations...
When dealing with IRS or an IRS tax advocate via telephone, make sure you get the person's full name, ID number, a callback number and a fax number. More and more people are talking with the IRS about short sales, foreclosures, title liens, etc.  This will save you about an hour or more, re-expla...
FHA Financing is available to borrowers who are non-citizens, but who have a legal residence is the U.S.  There are 2 categories of legal residents:  1. Permanent Resident Aliens 2. Non-permanent Resident Alien. Here's what they will need to get an FHA loan: Permanent Resident Alien Valid Social ...
So, I'm getting a ton of questions asking..."What about RESPA and single Property sites that loan officers are offering to real estate agents throughout the country?    How do you make sure that both the loan officer and real estate agent pay their fair share for using the system?  And don't end ...
  Why aren't you targeting 1st time buyers?Who live in apartment complexes?That's what works.   I know,  I know,  you have no budget. But wait--you DO have a budget, and within your budget, I'd be willing to bet you are spending money on something that is NOT giving you your biggest bang for you...
Think of your real estate license as your undergraduate degree.   A niche market is your "masters degree".   Remember when you first got into the business?  You needed to work with every type of buyer, every type of property, every type of financing option-just to make ends meet?   However, ther...
I'm going to be quoted in the New York Times...                                              Why?  The reporter was looking for information about Fannie's Loan Quality Initiative that's responsible for delayed closings (or worse yet, canceled deals) just before closing.  As many of you know, I al...

Karen Deis

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