real estate agent: Destin Florida March Sales Report - 04/05/13 11:55 PM
My, My, My........Construction is everywhere in Destin, FL.  Signs of a rebuilding and strong economy abound.
Foreclosures and Lis Pendens are way down and inventory is disappearing.
280 Total Single Family Homes sold in March in Okaloosa County.  This is up almost 20% over same period last year.
110 Condos were purchased in the month of March. 
65 Residential Lots purchased in the month of March.
New Average Days on Market is now 197.
Destin Average Sales Price for all Residential is now at $437,530


real estate agent: Walton County Boat Complaints - 03/07/13 10:32 PM
In Walton County if any person wishing to use a public boat ramp in the county comes upon a boat docked or anchored which is hampering access or causing a hazard, he should call the Code Enforcement or Sheriff's office.  After a complaint is received, the appropriate agency will be notified.


real estate agent: Took a Dip in August - 09/12/12 11:57 PM
Walton County Florida Sales Report is out for August.  Thank goodness it was just not me that felt the drop in sales activity.  The entire area had a slight drop over July figures.  This can sometimes be attributed to the fact that parents are busy wrapping up the summer and getting their children prepared for school.
Let's take a look at the numbers:
Total Single Family Home Sales gained slightly in August by almost 20% over same period last year.
However, Condo Sales were way off the mark.  They were down 15% from the month of July and down over 20% … (0 comments)

real estate agent: 1031 Tax Exchange -- Turning Rental into Primary - 05/16/12 10:25 PM
1031 Exchange – Converting your Rental into a Primary Residence
Under the normal Internal Revenue Service, or IRS, code regulations you are required to pay capital gains taxes when you sell a property and realize a profit. Although the rate at which capital gains are taxed fluctuates, it is typically rather high given federal, possibly state capital gains and recaptured depreciation taxes. This tax can quickly eat away at the gain you realized on the sale of an investment. One option that allows you to defer the payment of capital gains taxes is to enter into a … (1 comments)

real estate agent: Mortgage Market Update - 02/26/12 10:57 PM
<!--StartFragment--> Market Update Week Ending February 24, 2012
The Greek bailout package was passed on Monday as expected, and there was little reaction in US markets. Mixed US economic data also had little influence. Strong Treasury auctions were the biggest factor for mortgage rates this week, and rates ended the week a little lower.
Investors are beginning to focus on the price of oil. Concerns about Iran have pushed oil prices up to the highest level in nine months. Higher energy prices are bad for consumers and the economy. Since higher oil prices have two opposite effects on inflation, though, the … (0 comments)

real estate agent: Water's Edge - 11/16/11 12:27 AM
Water's Edge is my featured complex today.  Located at 520 Santa Rosa Blvd. in Ft. Walton Beach, FL 32548.
It has 6 floors and 106 units.  There are 40 one bedroom units, 42 two bedroom units and 24 3 bedroom units.  There is covered and non-covered parking available.  Today there are a total of 14 active listings in this complex.  Two are one bedroom units, 5 are two bedroom units and the rest are 3 bedroom units.  Listing prices range from $211,900 to a high of $525,000.
The complex is directly on the Gulf of Mexico with 410 feet of dedicated … (1 comments)

real estate agent: Economy Affecting my Business - 08/09/11 12:59 AM
I work primarily as a buyer's representative.  In just the past two days I have gotten emails from buyers I have been working with pulling the plug on their purchases.  I have copied and pasted their comments below.
Week of August 08, 2011
Thanks Kelly. After discussing with my wife, we are going to hold off for now. We have a new infant and would not be able to use a beach house now.
We are still hoping to find something but a bit skittish about the current market. Probably won't do anything until we see how this all … (9 comments)

real estate agent: Tornado Preparedness - 04/28/11 08:21 AM
The recent tornado outbreak has affected a lot of lives.  People in the hardest hit states are still in a search and rescue plan.  Power outages and homes and business have been destroyed.   May and June are normally the peak months for tornadoes.  This most recent activity may very well exceed the 1974 outbreak when we had 148 tornadoes with 300 lives lost in a 13 state wide path.
Tornado Facts are below:
Average number of tornadoes per year (1950-2004): 910State with highest number of tornadoes per year (1950-1994): Texas (avg. 125) Top 5 states with highest incidence of tornadoes … (1 comments)

real estate agent: March Sales Report for Okaloosa County - 04/08/11 06:06 AM
Okaloosa County -- 24 Miles of White Sugar Shoreline.  Destin, Florida considered the luckiest fishing village in Florida.  Award winning beaches.
263 Homes sold in Okaloossa County in the month of March.  This is an increase of 15% over same period last year.  Year to date totals show that there have been 646 home sales in the county which is a year to date increase of 21%.  Home sales are brisk with the increased presence of our military men and woman relocating to our area at Eglin Airforce Base and Hurlburt Field.
92 Condos/Townhomes sold in the month of March compared … (0 comments)

real estate agent: What's in your FICO Score? - 03/03/11 03:31 AM
Where do the numbers come from to create my FICO score?  What is the highest FICO score possible?
The numbers are pulled from the following sources:
Payment History makes up 35% of your FICO score.
Amounts Owed makes up 30% of your FICO score.
Length of Credit History makes up 15% of your score.
New Credit makes up 10% of your FICO Score.
Types of Credit Use makes up 10% of your FICO Score.
So what is a perfect score?  850 points.
You can get a FREE credit report once a year at
Kelly Klein
Lifeguard Real Estate, Inc.

real estate agent: Website Links - 02/28/11 08:57 AM
In Real Estate we are always coming across different websites of interest.  Here are a few of interest that I ran across recently.
Hope you enjoy this month's selectioins.
Kelly Klein
Lifeguard Real Estate, Inc.
Make the most exciting investment in Real Estate In Destin FL, Santa Rosa Beach FL, Waterfront Properties, and Panama City Beach FL Real Estate or purchase a Niceville FL Home For Sale, it will be a satisfactory and rewarding experience for you. Feel free to browse through our listings of the finest Panama City Beach FL Homes For Sale today!
Lifeguard Real Estate, Inc. … (2 comments)

real estate agent: Commission Splits - 02/05/11 04:16 AM
In general in your State do the listing agents split fairly, meaning 50/50 with the selling agent or buyer's representative.  Who do you think works harder for the sale?
Have you ever had an agent tell you that it is the company policy where they work?  Do you think they are really an independent contractor if so or an employee?  Uhmmmmmm......
Do you think that the seller knows the split being posted in the local MLS ahead of time and what this can and cannot do to assist him or her with the sale of their property?
If you have identical … (7 comments)

real estate agent: Do you take a vacation? - 12/04/10 12:50 AM
Here it is Saturday morning.  I just got back from the gym.  I am lining up listings for viewings today and tomorrow as well.  I work 7 days a week.  You might wonder if I take a vacation?  It is difficult when you work for yourself to do so.  I refer business out to other Realtors in my market area that I trust and respect when I am away.  I usually am the passenger in a car when traveling.  I hate flying and even avoid it more now.  I am not one to take a cruise ship either.  So you might … (7 comments)

real estate agent: Bay County ~ Panama City Beach, FL Trends Report - 11/03/10 02:52 AM
Bay County Single Family Home Sales Activity Report October 2010
Total New Sales October 2010 (24) vs October 2009 (27).  Year to Date 199 vs 220.  Down 9.55%
Total ReSales October 2010 (166) vs October 2009 (178).  Year to Date 1574 vs 1620.  Down 2.84%
Total Single Family-  October 2010 (190) vs October 2009 (205).  Year to Date 1773 vs 1840. Down 3.64%
Bay Count Condominium / Townhomes Sales Activity Report
Total New Sales October 2010 (10) vs October 2009 (40).  Year to Date 108 vs 270.  Down 60%
Total Resales October 2010 (104) vs October 2009 (104).  Year to Date … (0 comments)

real estate agent: Foreclosure Resources - 10/29/10 01:50 AM
Website Resources for Foreclosure Help
Article From
Published: July 27, 2010
Here are some legitimate resources to help you fight the foreclosure crisis.
You've been warned about foreclosure scams. But sometimes it's really hard to tell if something is a scam or not. Some less-than-reliable outfits have even taken to including "hud" or "gov" in their URLs to fool you into thinking they are legitimate foreclosure counselors. It pays to be wary. Below are some websites from government and non-profit agencies that can help you with foreclosure. Some are seeking volunteers and donations to help stop the … (0 comments)

real estate agent: Vote NO on Amendment 4 in Florida - 10/28/10 01:19 AM
Paid political advertisement - paid for and sponsored by Citizens for Lower Taxes and a Stronger Economy, Inc., 610 South Blvd., Tampa, FL 33606
1. Amendment 4 will cost jobs, raise taxes and hurt Florida's economy.
During these difficult economic times, the last thing we need is an amendment that will lead to higher
property taxes, fewer jobs, and a weaker economy. But that's exactly what Amendment 4 will do. If
passed, Amendment 4 will hurt every sector of Florida's economy. A recent study by the Washington
Economics Group shows that Amendment 4 is … (2 comments)

real estate agent: Can you tell your Title Agent his hair looks bad? - 10/13/10 01:12 AM
I am writing this to make this point:  Can you tell your title agent his hair looks bad?  If not, why not?  You should establish excellent relationships with your support team.  This includes your mortgage lenders, home inspectors, appraisers, and title agents.  You should know them well enough and they know you well enough to know that when you tell them their hair looks bad it is because you love them and nothing more.  I have wonderful relationships with my support team and they are not offended when I tell them their hair looks bad.  In fact, we laugh about it … (8 comments)

real estate agent: Condos for Sale in Destin - 10/12/10 03:10 AM
Just looked and there are 234 Gulf Front Condos in Destin having at least two bedrooms and two bathrooms for sale today.  The lowest priced one today is $154,900.  Of the 234 condos there are 3 that are in foreclosure and 23 are short sales.  Condo deals are out there and the time to buy couldn't be better.  Need information broken out by category?  Want to know more about the market place?  I am happy to help.
Call Kelly Klein, Broker/Owner for Lifeguard Real Estate, Inc.  Need help to buy a home or rental property on the Emerald Coast of Florida … (0 comments)

real estate agent: Anatomy of an REO - 08/15/10 06:10 AM
REOs by Kelly Klein, Broker / Owner / Realtor
Lifeguard Real Estate, Inc.
I got a call out of the blue about three weeks ago from an REO company who told me that they wanted me to list an REO for them.  Would I accept the assignment?  The deal was that they would pay a full x percent, but they got x percent back as a referral fee, the buyer's agent got x percent and I get the left over.  Not such a good deal right away for me.  I actually earn less than a buyer's agent.  Unless I get lucky … (3 comments)

real estate agent: Walton County Market Trends - 09/17/09 12:31 PM
There were 101 homes that sold in Walton County in the month of August.  This is up over last year for the same period when there were 99.  This slight increase can be attributed to the $8,000 first time home buyer's credit as well as reduced prices and foreclosures that have hit the marketplace.
Condo sales were also up for the month of August.  There were 59 sales in the month of August compared to last year same period of 43 sales.  Condos continue to be a risky purchase in some complexes.  Not only do you have to qualify as a … (0 comments)

Kelly Klein, "Doing Great Things Today to Improve Tomorrow" (Berkshire Hathaway HomeServices | Pen Fed Realty) Rainmaker large

Kelly Klein

"Doing Great Things Today to Improve Tomorrow"

Santa Rosa Beach, FL

More about me…

Berkshire Hathaway HomeServices | Pen Fed Realty

Address: 207 Betty Street, Santa Rosa Beach, FL, 32459

Mobile: (850) 420-2480

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