lowest mortgage rates: Finding The Best Mortgage Rates Today - 01/24/12 05:50 AM
There is no one organization that can lay claim to always being able to offer the best mortgage rates all the time. There are lending institutions, of all types, who are dedicated to presenting an extremely competitive selection of rates and closing costs combined with a superior level of customer service.
Today, various institutions will promote their particular package of home ownership services, using numerous online and traditional advertising venues that are available. These guidelines can be set, by each individual company, with current relevant rates and fees, but they can differ from one company to another company.
The … (0 comments)

lowest mortgage rates: The Basics Behind Mortgage Rates - 01/09/12 02:40 AM
It is very important for people that are considering the notion of buying a home for the very first time to consider some of the basics when it comes to mortgage rates. There are many ways for a bank to charge its customers interest on the home loans that they lend. This piece will be assuming that the home buyer is a first time buyer with very little experience.
One of the first things that a first time buyer should do is familiarize their selves with the term APR. The term APR gets tossed around a lot and most banks … (0 comments)

lowest mortgage rates: Things To Know About Mortgage Rates - 01/09/12 02:30 AM
Having a mortgage on your home can help you save money and prepare yourself for better living and home ownership. You will, however, need to choose a mortgage to apply for, and therefore you will need to look at current mortgage rates. It is important, after all, to choose something that fits your needs, so doing a bit of research can help you with this.
To begin with there are fixed-rate mortgages, which have, as the name suggests, fixed payments on a monthly basis for both the principal payment and interest. This is fixed at a particular time and a … (0 comments)

lowest mortgage rates: Tips To Save Money On Mortgage Rates - 10/13/11 03:59 AM
Most people cannot afford to purchase a home outright. Therefore, it is a common practice to buy a home using a home loan. To borrow this money, lenders charge the borrower a fee. These fees are determined by mortgage rates or interest.
Many people in the market for a new home will wait until the rate of interest is at what they feel is its lowest before making their home purchase. The lower the rate, the more the buyer is able to save on the cost of the home. These savings can add up to thousands of dollars over the … (0 comments)

lowest mortgage rates: Mortgage Rates Today And What To Expect Tomorrow - 10/13/11 03:55 AM
In 2009 was the beginning of the end of most mortgage industries, this was the start of the "crisis" the United States and other countries have experienced. Mortgage rates are set to move every time the stocks and bonds of the country changes, many people consider this, as a moving target, is unpredictable and its movement may prove positive or negative to consumers.
The crisis started when some mortgage companies lowered their standards in accepting home loan applications. It became rampant and people are not able to pay for their fees, then foreclosures started setting in. Banks had no cash … (0 comments)

lowest mortgage rates: A Little Knowledge On Mortgage Rates - 10/11/11 05:23 AM
Knowing about mortgage rates can be quite confusing for a lot of people. There are several different areas of these rates that you have to be aware of. This is why you want to make sure that you have a proper understanding of how everything works.
Knowing all of this information can mean the difference between you saving money or spending more money than you actually have to. While this may not mean a lot to some, there are plenty of people out there who want to be able to save as much money as possible and knowing about this … (0 comments)

lowest mortgage rates: Factors That Can Affect Mortgage Rates - 10/11/11 05:19 AM
Mortgage rates can be a very important aspect of a loan and they can be either fixed, or variable. When people try to find an offer that suits their needs, every lender will show them a different interest rate. Since the past loans can be seen by the borrower, people should clean their borrowing profile when they talk to a lending consultant. Having a stable and high income figure may be important, also the time in which the money have to be returned and the credit score could matter.
In time, those who chose variable payments may encounter difficulties if … (0 comments)

lowest mortgage rates: Explaining The Details Of Mortgage Rates - 09/22/11 10:45 AM
Being in the real estate business means you are going to have to know all about mortgage rates. Without this knowledge you will not be able to know how to do your job completely and effectively. It is the most important financial aspect of the business regardless of what exactly it is that you do in the real estate business.
These rates are typically set by the Federal government as a means for securing a loan for property. The percentage of the rate will fluctuate with the health of the economy itself. This is why the economy as a whole … (0 comments)

lowest mortgage rates: Low Mortgage Rates Are Available To Home Buyers - 09/22/11 10:42 AM
The ultimate dream for many adults is the ability to purchase a home. For some, this comes early in life, for others, it might be later. Either way, with mortgage rates at the lowest they have been in years, it is the perfect time to find a home.
When looking for a place to live, the best thing to do is to get pre-qualified for the financing. Most people do not have enough cash to simply purchase a house outright. Because of the lack of cash assets, most individuals will look for a loan. Financing a home is a major … (0 comments)

lowest mortgage rates: Secrets Of Getting Lower Mortgage Rates - 06/28/11 04:06 AM
One of the most significant goals that a lot of individuals have is owning their own home. Mortgages are the most used instruments in reaching this goal. Finding the most desirable, current mortgage rates is not that easy for many. Having some knowledge on the direction of the economy can be advantageous in getting better terms. It will translate into less payments hence a less costly loan.
Factor in future changes before signing up for the loan. If there is a change in the interest rate, you should have the ability to continue with repayments. Remember to factor in future emergencies … (0 comments)

lowest mortgage rates: Florida Mortgage Rates - Lowest Level In Decades - 06/21/11 03:28 AM
As is the case with any market in the world, the real estate market shows constant change as do mortgage rates in Florida. The constant ups and downs might be a little difficult to follow for the layman. Anyone looking to buy a house or refinance one has to make a careful study to see what the trends are at that particular point in time.It is always better to consult a broker or an expert in this field who can give you the long and short of it and give you relevant advice for your purchase or refinance. These people are knowledgeable … (0 comments)

lowest mortgage rates: Getting Misconceptions Cleared About Mortgage Rates - 05/23/11 08:53 AM
Today, buying a house is a turning point for most people and their families. However, the majority of the middle class men and women cannot afford to pay for one all at once and therefore have to rely on mortgage rates. These are the interest charges placed on loans which are owed by property owners. Mortgages can be expensive with most benefiting the lenders.
It is important to recognize that banks are the agents that provide loans and help to people. People in turn must pay interest on the amount of debt acquired on a monthly basis. Things such as credit … (0 comments)

lowest mortgage rates: Today's Florida Mortgage Rates - April 19, 2011 - 04/19/11 06:20 AM
The market continues to get better with the FNMA 4.5% coupon yielding 2.22%. This is up from end of business Monday, which closed at 2.12%. Because of this we have seen a decrease in rates. Based on today's Florida mortgage rates, the below fixed interest rates are available for qualified borrowers:
30 Year Fixed:  4.375% / 4.625% APR 20 Year Fixed:  4.25% / 4.563% APR 15 Year Fixed:  3.99% / 4.196% APR 10 Year Fixed:  3.75% / 3.869% APR The above rates are based on the following assumptions:
$165,000 loan amount 80% loan to value Purchase transaction or rate/term refinance 720 middle credit score … (0 comments)

lowest mortgage rates: Todays Florida Mortgage Rates - April 18, 2011 - 04/18/11 07:41 AM
The market started off a little better than end of business Friday. Based on today's Florida mortgage rates, the below fixed interest rates are available for qualified borrowers:
30 Year Fixed:  4.375% / 4.651% APR 20 Year Fixed:  4.25% / 4.587% APR 15 Year Fixed:  3.99% / 4.218% APR 10 Year Fixed:  3.75% / 3.891% APR The above rates are based on the following assumptions:
$165,000 loan amount 80% loan to value Purchase transaction or rate/term refinance 720 middle credit score Single family house Primary residence Including escrows These rates are below the national average. First Nationwide Lending is a Palm Beach mortgage … (0 comments)

lowest mortgage rates: How To Find A Florida Mortgage - 04/12/11 05:53 AM
If you are thinking of changing locations or simply buying your first home then you need to make sure you know about a Florida mortgage. These are often called a home mortgage loans and are provided through mortgage brokers and other lenders who can assure you a quality and reliable service.There are many different types of homes that you may wish to make your own. You may wish to live a beach condo, apartment, large house or even mobile homes. There are plenty of different loans available for the varying types of property available.The United States is home to many mobile … (0 comments)

First Nationwide Lending

First Nationwide Lending

Miami, FL

More about me…

Office: (305) 921-0030

Email Me



RSS 2.0 Feed for this blog