Ken Land's (kland123) Blog

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Mortgage and Lending - Fairway Independent Mortgage

ARCHIVED BLOG POSTS

2011 

One of the biggest complaints people have when it comes to the mortgage process is being asked to provide documentation and then being asked several times for more and more information.  It's more the being "nickel and dimed" for paperwork that is the frustration of buyers.  Now there are many re...
01/28/2011
We have a new purchase contract in NC and now time is of the essence like never before! The contract is based on a due diligence period with little to no contingencies.  Basically there is a time period the buyer has (the due diligence period) where he/she can walk no questions asked without losi...
01/27/2011
Having been in the mortgage industry for 14 years I have seen a lot of lows and highs.  The business and industry continues to provide challenges, suprises, and opportunities.  2010 for me was a great year -  Production was good but what made it even better was landing at Fairway Independent Mort...
01/25/2011
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Ealier I posted about Jing and Dropbox as great tools and resources to help come across more professional to clients.  My focus this year is to step up my presentation skills and learn more about the technology out there that can help. My latest discovery is a way to clean up emails if you are sh...
01/12/2011
Changes to the gift rules for Fannie Mae.  The minimum downpayment for a conforming Fannie Mae loan is 5%.  Previously this 5% had to be from the client and they could have additional money gifted for a larger down payment.  Under Fannie Mae's new lending guidelines, now in effect, securing a mor...
01/04/2011
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Ken Land

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