mortgage: VA Mortgages
- 07/25/11 03:19 PM
If you have a VA mortgage already on your Charlotte house, and it is more than 2 years since you last refinanced or bought your house, consider looking into a VA Streamline refinance to see if you can save some money on your home loan. Fairway Independent Mortgage is a licensed Mortgage Banker authorized to lend under the VA IRRL streamline refinance program. At Fairway Independent Mortgage, we will need to have an appraisal performed on your house and can lend up to 90% of the appraised value. Neither Fairway, or any other lender, has any secret deals with the VA … (3 comments)
mortgage: Do you JING?
- 12/08/10 01:20 PM
Software that is fun, free, and give you a leg up! TechSmith | Jing, instant screenshots and screencasts,home www.techsmith.com Add visuals to your online conversations. Jing captures anything on you see on your computer screen, as an image or short video, and lets you share it instantly. Get your free account now!
If you have not utilized or heard of Jing - you may want to take a moment and read up on it. This is an incredibly easy software to use that allows you to take screen captures of anything on your monitor and make it into an email … (2 comments)
You may or may not have heard but a recent change from Fannie and Freddie has put a requirement on lenders to "refresh" credit reports prior to closing loans. This did not come as a surprise to me as one of the biggest buyback issues lenders were facing was a result of undisclosed debt. This was usually a result of the borrower applying for credit after their mortgage was approved, i.e. opening credit accounts for furniture, appliances, or even just simply running up their credit cards fixing up their house to sell. This was a topic I wrote about months ago. … (0 comments)
Realtors and consumers alike - when you are shopping for a mortgage or if you have a client looking for a mortgage, make sure you know that in today's market - if it sounds too good to be true it is!!! Due to the "credit crunch" and the tightening of guidelines - the selection of mortgage products is pretty standard no matter who you are talking to. Products are relatively easy to group right now into either Conforming (Fannie/Freddie), FHA (Govt), Jumbo, and then of course your "Hard Money". With that being said - pricing is relatively close as well. … (0 comments)
mortgage: "A Promise is a Promise"
- 08/19/08 11:15 AM
"a promise is a promise" That is what you need to know about Magellan Mortgage. My sales approach is one based on consultation and presenting options. Once we decide on an option - that product, rate, term and fee is delivered on at closing. Each client is treated with the respect and care they deserve. I write loans with the intention of having a happy and satisfied client that will refer business - not just for the immediate and short term commission check. I have a long term business philosophy that is based on building a book of business that … (1 comments)
If you have a VA mortgage already on your Charlotte house, and it is more than 2 years since you last refinanced or bought your house, consider looking into a VA Streamline refinance to see if you can save some money on your home loan.
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