purchase: Great Home Buyer HandBook! - 02/04/11 01:15 PM
Whether you are a first time home buyer, buying a vacation home, or even a seasoned investor the below link is important.  I am a firm believer that knowledge is power and I came across this handbook and would like to share.
The link provided is using DropBox a great tool in sharing large files.  I would not recommend printing out the handbook as it is quite lenghty but it does open as a pdf for easy viewing.
 Please call me should you have any questions about home buying. 
http://dl.dropbox.com/u/16434394/HomeBuyersHandbook.pd
 
(2 comments)

purchase: NC Realtors Are Your Clients "MORTGAGE READY" - 01/27/11 02:42 PM
We have a new purchase contract in NC and now time is of the essence like never before!
The contract is based on a due diligence period with little to no contingencies.  Basically there is a time period the buyer has (the due diligence period) where he/she can walk no questions asked without losing their earnest money or any due diligence money put down.  If issues come up after the period however - a buyer stands to lose big.
It is for this reason I ask:  ARE YOUR CLIENTS MORTGAGE READY? 
The positive about this contract is there is now a sense of urgency on all parties … (0 comments)

purchase: Changes in Gift Funds - Fannie Mae - 01/04/11 12:44 AM
Changes to the gift rules for Fannie Mae.  The minimum downpayment for a conforming Fannie Mae loan is 5%.  Previously this 5% had to be from the client and they could have additional money gifted for a larger down payment. 
Under Fannie Mae's new lending guidelines, now in effect, securing a mortgage is easier for some borrowers and more difficult for others. These new rules will allow buyers to use gifts and grants from nonprofit groups for their minimum 5 percent down payment. Freddie Mac is also considering a similar change but has not rolled anything new out yet.
These new … (3 comments)

purchase: "A Promise is a Promise" - 08/19/08 11:15 AM

"a promise is a promise" 
That is what you need to know about Magellan Mortgage.
My sales approach is one based on consultation and presenting options. Once we decide on an option - that product, rate, term and fee is delivered on at closing.  Each client is treated with the respect and care they deserve.  I write loans with the intention of having a happy and satisfied client that will refer business - not just for the immediate and short term commission check.  I have a long term business philosophy that is based on building a book of business that … (1 comments)

 
Ken Land, NMLS#108157 (Fairway Independent Mortgage)

Ken Land

NMLS#108157

Weddington, NC

More about me…

Fairway Independent Mortgage

Address: 8430 Rea Road, Suite E, Charlotte, NC, 28277

Office: (704) 200-2325

Mobile: (704) 641-8363

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