usda credit guidelines: Credit Score Requirements for USDA Mortgages in Pennsylvania
- 10/27/11 12:34 AM
Credit guidelines for USDA Mortgages in Pennsylvania and the rest of the nation are more flexible compared to other types of mortgage financing. USDA Mortgages, also known as USDA Rural Development Loans, are easier to credit qualify for than Conventional financing and even easier to credit qualify for than other government programs like VA and FHA. The USDA as an agency does not have a minimum credit score but individual USDA lenders do set their own minimum credit scores. 620 seems to be the universal minimum USDA credit score at this time. With a 620 credit score a borrower can qualify for a USDA home loan provided they … (3 comments)
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