taylor one inc: Who will this help? - 11/03/08 09:16 AM
J.P. Morgan Chase has announced that they will be actively seeking homeowners who are in need of a Loan Modification! In fact they are going to open 24 regional branches advocating for the needy! This not only is designed to address our nation's greatest crisis, but it will open over 500 new jobs for the company. Chase appears to be the front runner to what appears to be a long road to recovery. They also have announced that they are going to place a freeze on foreclosures during this 90 day period. It is not known whether that will include those … (10 comments)

taylor one inc: Freddie Mac and Fannie Mae thrown a "LIFELINE"....Finally! - 07/30/08 10:11 AM
It appears our current government will take action after all!
After mulling and procrastinating for more than a year, the Administration has decided to pass a bill worth passing.
Pres. Bush ok'd a bill designed to assist more than 400,000 homeowners and correct the market plunge. The Treasury Department will be give "carte blanche" under Sec. Paulson to assist financially strapped Freddie Mac and Fannie Mae (The largest holders of bad mortgages were in dire need of being rescued). Although many recommended letting the market correct itself, it appears a bipartisan effort with some give and take made this bill possible.
(6 comments)

taylor one inc: Somebody's got the case of the "Sundays"!!! - 07/06/08 12:57 PM
Well,
It looks like somebody has the case of the Sundays! I'm curious, what do you do on Sundays to prepare for your week?
I like to use Sundays as an ultimate combo day. I spend time rejuvenating my faith. I spend time with my family and I rest my mind and body. However, at some point towards the end of the day I start to get reved up! By Monday morning I'm so fired up I can't wait to begin my day. I've been doing this for some time now and it keeps me from looking at Monday as a … (6 comments)

taylor one inc: 30,000 points...A small but satisfying goal! - 06/29/08 01:03 PM
I'm so excited to reach the 30K mark! Mainly because when I first landed here at Active Rain, it seemed like such a long way! However, Here I am and I'm glad I made the journey.
thanks to all fellow active rain junkies who helped by taking the time out to comment on my blogs or give me constructive advise.
Wow this was also a long 10K march from 20K to 30K. I found myself having writers block and very little time to drop by the Rain.
However, reaching this mark has given me new vigor! I pledge to get back … (20 comments)

taylor one inc: Short Sales...The Ostrich Syndrome - 06/26/08 07:06 AM
How many Short Sales gurus out there have clients who come to you at the very last minute!?
Homeowners who are in deep trouble with their mortgages, more often than not simply put their heads in the sand until the fireworks are over! Those fireworks being "Foreclosure"!
Doesn't that drive you mad!
What they need to do is act early and ask questions.
Taylor One has had a rash of short sale clients in June, the most in any other month. 60% of them were weeks away from foreclosure! I have no idea why they would wait so long for help.
(11 comments)

taylor one inc: States Begin to Fight Back!! Countrywide in trouble...AGAIN - 06/24/08 06:24 PM
It appears the state of Illinois has had enough. The state of Illinois is suing "Countrywide Mtg. Co. claiming it has participated in deceiving homebuyers. If you ask me it was only a matter of time for States to begin fighting back against an "It's not our fault" attitude most lenders have made their creed. Mortgage brokers and Lenders have participated in their fair share of causing our Nations greatest housing colapse in almost 30 years!
In recent months, The city of Cleveland, OH sued 21 banks due to terrible subprime lending guidlines. Massachusetts sued a prominate mortgage brokerage (Lehi Mortgage … (16 comments)

taylor one inc: Godspeed Mr. Russert...The World misses you already! - 06/14/08 03:20 AM
Let me just say, the world just got a little bit darker. With the passing of Tim Russert, we humans lost an embassador for "The Truth".
I never met Mr. Russert, however his brand of journalism made me love and appreciate our way of life in America. Yes, as many can say, we have a plethora of issues and problems. We are noway perfect in conviction and heart. But, it always seemed better when you would turn your channel to MSNBC on Sundays and hear Mr. Russert find and get the truth from the worlds leaders.
More than that, Mr. Russert … (4 comments)

taylor one inc: McCain vs Obama...Real Estate Crisis alert! - 06/12/08 04:00 PM
I've been watching the recent debates between both presumptive canidates on thier views of how to solve the nation's Mortgage crisis.
 
By no means is this blog an endorsement of any of the canidates. I'm simply stating what their plans are to try to resolve what seems to be a never ending foreclosure plague!  
McCain's views are that he will not bail out nor reward those who act irresponsibly (banks and homeowners)
Government assistance to banks should be based on preventing systemic risk that would harm or effect our financial system. His emphasis is that the market should find … (13 comments)

taylor one inc: Short Sales...Go ahead and Dig In! - 06/02/08 03:08 AM
If you haven't guessed by now, foreclosures are getting WORSE!!!
Just as predicted, the rate of REO's lenders are carrying are up 33% from January to April of 2008. More than at any point during the current mortgage crisis, lenders are willing to drop prices significantly. But, Quite frankly.....
"It ain't Good enough"!
Short Sale acceptance agreements are going to be easier to negotiate during these upcoming summer months. Banks almost have no other viable options. They are finally realizing that in many cases they are neting as much or more for a short sale offer. It appears lenders are no … (11 comments)

taylor one inc: Remebering those who serve our country! - 05/26/08 08:18 AM
Memorial Day started out after the civil war as "Decoration's Day" in Waterloo, NY. President Nixon declared it a federal holiday in 1971. This day began as a memorial to those who have fallen in defense of our Nation. It soon became a recognition for all of those who served (those who perished and survived). Although I was in the Army i've never served in any of the conflicts of my time.
I would like to take this moment to honor those who had to go away from home to proctect MY FAMILY!!!
It's takes a certain kind of soul to … (5 comments)

taylor one inc: Control a client! It's a must! Short sale 101 - 05/26/08 07:53 AM
I just had a meeting with my staff Friday about controling our clients during our short sale process. I thought this might be good information for a fellow short sale experts out there!
The problem lately has been clients calling banks and speaking with the loss mitigator reps on the lenders end. Keep in mind when clients come to you, it's because the don't know where else to turn. They turn to you for your expertise on negotiation and salesmanship. However, a strange transportation occurs somewhere during the process.
THEY BECOME BRILIANT!   LOL                           … (5 comments)

taylor one inc: 20,000 Points and counting!!! - 04/08/08 03:40 PM
 
 
Wow I can't believe it! I began January 1st 2008 and It took me 3 months to get to my first 10,000 Points.
The next 10,000 points only took me a little over a month's time to achieve. What happened???
I GOT HOOKED!!!
Has anyone one else heard of this phenomenon? I actually applied myself and got a bad case of the blogs!  Not only did I blog more I actually started reading others at an alarming rate! This unexplainable craze led to me commenting!? Who would have guessed!?
I am officially an addict and i'm sure I need help! Can anyone help me?
I'd like … (34 comments)

taylor one inc: Taylor One.....Introduction! - 03/23/08 08:41 AM
I would like to take this time to introduce who we are!
Taylor One is a National Pre-forclosure Assistance company based out of Atlanta, Ga.  Our aim is to greatly educate and assist homeowners who are facing possible foreclosure.
We work with these homeowners in setting up forbearances, Lifeline and Bailout programs assistances and even Short sales.  We hope to put an end to homeowners giving up on a chance to save their homes, credit and pride.
We also, work with Loan Officers, Agents, Attorneys and Investors who wish to partner up in helping their clients avoid foreclosure. We understand these programs take … (8 comments)

 

Clark Garrison

"Loan Modifications"

Atlanta, GA

More about me…

Taylor 1 INC

Office: (404) 755-9099

Fax: (404) 755-9098



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