Home Loans ★ Home Mortgage Specialist

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Mortgage and Lending - Draper and Kramer - NMLS# 189006
Providing home loans for Illinois including DuPage, Kane, Lake, Will and Cook Counties. For a pre approval to purchase a home, refinance your current mortgage, or in need of equity from your current home, Contact me at KimMurphy@1amllc.com www.1amllc.com/murphy 630.235.3917
I love baseball in the summer.  Sitting in the stands with a baseball mitt in one hand and a handful of peanuts in the other, watching your favorite team hoping for a fly ball to come your way.  Its getting closer to the end of the season and many are hoping for a Cub World Series.  I know, I kno...
Active Rain is amazing in so many ways.  I have learned so many things, I have met so many wonderful friendly people and have been viewed and contacted by many consumers since finding my place on the first few pages of Google and Yahoo.What I have become since becoming a member of Active Rain is ...
Divorce is never easy, whatever the reason it's a major change in your life. Even the most amicable divorce can get messy as some point.   It's important to remember to protect your credit you've worked to hard to establish. During a separation or divorce a breakdown of communication is common.  ...
FHA as you have heard is coming back faster than ever.  FHA can be helpful in many ways when purchasing or refinancing.I am currently working with clients that bought just over 1 year ago, with another mortgage lender, and they were put into a sub prime loan with a sub prime rate.  These clients ...
What is the underwriter looking for when they review the loan application?The underwriter will be looking for assets such as checking, savings, 401K etc.  You will also be asked to provide income documentation, recent pay check stubs, W2's (tax returns if self employed), and employment history.  ...
When you have to visit a public bathroom, you usually find a line of women, so you smile politely and take your place. Once it's your turn, you check for feet under the stall doors. Every stall is occupied. Finally, a door opens and you dash in, nearly knocking down the woman leaving the stall.  ...
I received a call about 3 months ago from a previous client (we'll call him Joe) looking to get information on purchasing a home.  The home is currently owned by his brother and sister in law, and the home has been in the family for several generations.  My client wants to purchase the home from ...
                                                                              For many who purchased homes or refinanced old loans with adjustable rate mortgages [ARMs] several years ago, those incredible introductory rates are about to end.  As three-year introductory rates end and five-year adj...
A good credit score can actually save you money.  Interest rates are lower for home buyers with good credit scores.  In the eyes of a mortgage lender you are less of a risk the higher your score.  Borrowers with lower credit scores will usually end up paying a higher interest rate on mortgage loa...
With all the new ways of communicating I find email to be the most frustrating at times.  Don't get me wrong, it can be a very quick and effective way to communicate.  I wouldn't not have invested in a Blackberry over 2 years ago if I didn't think so.  However as we are getting bombarded more and...


Mortgage Loans in DuPage, Kane, Cook, Lake, Will C
smartphone(630) 235-3917
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