reo: Obama's - Make Home Affordable Plan - Do you Qualify?
- 02/05/10 05:43 AM
I made reference to this in a previous blog, but I thought this was an important enough issue to be posted by itself. Too many times i hear of homeowners getting ripped off. So here is the link directly to the governments web site to see if you qualify - good luck !
Look Up Your Loan
This is taken directly from the .gov website, in fact here is a link to that page.
http://www.makinghomeaffordable.gov/loan_lookup.html
Aloha, and have a great day
Lance Owens (RS)
(808) 936-8383
Lance@KonaHomeTeam.com
www.KonaHomeTeam.com
Aloha Kona Realty Inc.
78-6740 Alii Drive
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reo: Obama's - Make Home Affordable Plan - 9 months into my 3 month trial period, my paperwork arrived
- 02/05/10 05:25 AM
As a Realtor you would think I should know more about how this program works, but I can tell you as a recipient of the program, even the bank couldn't tell me how they were going to get to the new payment, but now the cat is out of the bag, so I thought I would share this with others.
My previous loan was for approxamtly $250,000, and my payment was about $1,560.00 with the escrow account for taxes and insurance
9 months ago they put me on a 3 month trial period at a payment of $1,031.80. Many times I … (2 comments)
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reo: Kailua Kona Home Sales ROCK in the 4th Quarter ! - Kailua Kona, Hawaii the Big Island
- 02/03/10 09:40 AM
Kailua Kona, more specifically - North Kona Home sales - Rocked for the last part of 2009, if fact they were so good they out did the 4th quarter for 2008, 2007, and 2006.
3rd quarter held its own also - I don't have the numbers in front of me, but pretty much the last 9 months of last year were steady uphill climb.
So does this mean its over? - My crystal ball is over at the crystal ball repair shop right now, so I am going to have to go this one alone - but my guess is - Supply … (0 comments)
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reo: Great Home located above Costco in the sought after subdivision of Kona Heavens.
- 02/01/10 08:44 AM
Rise up to distinctive estate living in Kona Heavens! This fine 2BR/2BA property has separate "hales" for the main residence, carport and garage/workshop, not to mention the large lap-pool with its spacious apron, additional parking bays and well-landscaped full acre of land. The Great Room allows easy circulation of air, light and people under its very high raised ceiling. The kitchen has seen $20,000 of recent renovation. The spacious bedrooms have high pitched ceilings and great closet space. You'll enjoy the large master bath with its luxurious fittings. Enjoy a soak in the two person tub and contemplate the impressive floral … (0 comments)
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reo: Kona Heavens Estate, large 2/2 home on an Acre with tropical landscaping and fruits
- 02/01/10 08:34 AM
View more photos of this property at:
http://KonaHomeTeam.com - Click on Featured Listings to the left and they are sorted by price.
http://KonaForeclosures.com - Click here to sign up for instant updates on the Hawaii MLS system
Aloha and have a great day!
Lance Owens (RS)
(808) 936-8383
Email me direct
Lance@KonaHomeTeam.com
Visit my website below for more listings, current Hawaii MLS market reports, Maps, Big Island Links, Kona Coffee, Mortgage Calculator, Weather Reports, and more!
http://KonaHomeTeam.com
Aloha Kona Realty Inc.
78-6740 Alii Dr. - Suite 5, Kailua Kona, Hi 96740
Serving these areas: Kailua Kona, Keauhou, Kealakekua, Captain Cook, Waikoloa, Waimea, West Hawaii, and Hawaii Island … (1 comments)
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reo: Hawaii Real Estate Market Report - Focused on West Hawaii - up over 100%
- 12/15/09 04:08 AM
Hawaii Real Estate market has outdone itself - again, over last years numbers by more than a 100% (single Family Homes) In fact for October and November of this year, you would have to go back to 2005 to have a better year in Real Estate
November Land Sales have more than doubled over last years number - actually up 150%
Condo sales are up slightly over last years numbers - Typical of a recovery period, condo sales seem to lag about 6-12 months behind. In fact, you want to talk about some bargains - I have a 3 bedroom, 2 … (2 comments)
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reo: Costco or Macy's - who's price do you like better? Pualani Estates for $298,000.
- 11/13/09 08:49 AM
I know your shaking your head - whats this guy talking about? But I have this Pualani Estates home listed at $298,000 - this same home sold for $540,000 in 2005!!!
You can - if you like - go right up the hill and pay $397,000 for the equivilant Home? (ie: Macy's) Or you can come see me for Costco Pricing!
Short sale - do you know what that means - Long - if Ever Sale - right? Wrong - I have closed 10 just this year, and still counting. (I admit - some have been nightmares) Lets write this … (4 comments)
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reo: Kailua Kona Real Estate - Up over 60% for the month of October - 7 month trend
- 11/05/09 01:30 AM
West Hawaii, more specifically the Kailua Kona area has seen a 63% increase over last Octobers sales - on Single Family Homes. This doesn't appear to be some blip on the horizon, at least not from where I sit. We have 7 months in row now that have at least met, actually 6 have exceeded, last years sales . This is great news for both Buyers and Sellers, here's why.
Sellers: Great News, the buyers are back, and they are opening up their wallets! (sales up 63%)
Buyers: Great News, nice selection of inventory, and as a general rule of thumb we … (0 comments)
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reo: Kailua Kona Real Estate Report - 5 months straight - 09 home sales better than 08
- 10/08/09 05:15 AM
September 2009, Kailua Kona (North Kona) home sales have increased over last September's sales by a whopping 41%, and this makes it 5 months in a row that we have seen increases over last year! This also puts us up now for the - year to date - over last years sales.
In fact, did you know there are now 34 homes In the Kailua area for under $300,000 - according to today's " Hawaii MLS " . Shoot me an email if you want the list.
Island wide sales actually show a 44% increase over last Septembers numbers, with the year to date being … (0 comments)
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reo: Excuse me if I sounded a little distracted when you called yesterday?
- 10/07/09 07:22 AM
I know, Monday is the beginning of the work week, Tuesday is, well it is the second day of the work week. But I was having so much fun this weekend, it just kept going until - Today! So - as you may be able to tell from the photograph - I may have been a little distracted when I took your calls this week. (Robert - thank you for understanding)
It all started with an innocent camping trip we had planned down at South Point. The day before we loaded up to leave , we made some calls and found a … (3 comments)
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reo: Hawaii Real Estate - North Kona Home Sales improving 3rd month in a row
- 07/23/09 07:39 AM
As of 9:00 am on July 23, we are dead even with July 2008 home sales - so unless we dont sell another home for the rest of the month, id venture to say we are going to surpase last years sales. I know I am really stepping out on a limb making a preditcion like that - but you know, I was raised in Vegas.
Even better news for Kailua Kona real estate, is the fact that the amount of money exchanging hands this month is up over + 39.% over last years, and we still have a week to go.
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reo: Hawiian International Billfish Tourney 16 Marlin tagged the first day
- 07/21/09 07:34 AM
Whats all this have to do with Real Estate - I dont know, but its good reading, oh ya, and maybe someone that loves fishing and wants to move to Kona, and needs a home that has good spot for their boat - will give me a call :) It only takes one sale to make it work ! Read below for the good stuff
Karin Stanton/Hawaii247.org Contributing Editor
It's usually all about the fishing at the Hawaiian International Billfish Tournament. Monday was no exception, with 16 Pacific blue marlin tagged and five short nose spearfish and three ahi tallied.
But … (0 comments)
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reo: Kialua Kona Home sales up over 18% from last year, Waikoloa up 15% from June of 2008
- 07/01/09 06:25 PM
Second month in a row that homes sales met or exceeded last years numbers - is this the sign? These numbers are reported by the Hawaii MLS and your favorite Realtors.
I dont know - do you ever know? Anyway - take a look at the numbers and decide for yourself - its your money - not mine :)
Its actually easier to download and read from my webpage - click on - Market Reports - on the left side of the page!
Aloha, and have a great day
Lance Owens (RS)
(808) 936-8383
Lance@KonaHomeTeam.com
www.KonaHomeTeam.com
Aloha Kona Realty Inc.
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reo: Kolea Condo Villas, 48 cents on the $1.00 - Foreclosures starting at $499,000
- 07/01/09 05:38 PM
Never thought I would see the day, that beautiful condo complex in Waikoloa Beach Resort, known as Kolea, has 3 active foreclosure listings, at unbelievable prices. Were talking Oceanside swimming pool and Jacuzzi, work out room, owners club that includes use of the Oceanfront Hales, were talking luxury at its finest - this place even out classes Mauna Lani Resort !
Unit 16G - ground floor unit, listed at $499,000 - Developer sold this unit for $890,000 in 2006
Unit 9F - 3rd floor, with shoreline views down into the beach at A-bay! not huge views - but views - great … (0 comments)
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reo: Short Sales, Can, and do Close - yes you heard me right, Homes in Foreclosure do actually sell !
- 06/05/09 09:15 AM
I know - the - LONG, If EVER Sale, also known as a short sale, does actually close. I decided to take on short sales pretty much exclusively, about a year ago, and it has been a long, hard, learning process - but it is paying off. I just checked the numbers on our MLS and Hawaii County has had 10 short sales close in the last 90 days. 6 of them were from our office, and I am happy to say that 5 of them were mine. Better yet almost all of them paid 6% commissions, My $800,000 sale was … (0 comments)
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reo: Kailua Kona, Hawaii Foreclosure, short sale, REO bank owned properties, and market report
- 06/02/09 08:04 PM
You never know how many people are watching what you do - until you stop doing it ??? First of all thank you - you have brought me so many clients, that believe in, understand, and agree with me on the Kailua Kona market. you just know there is a moment in your career when you just know you - got it - you know all the stars are aligned, whats that Japanese saying for it - being one with your body??? - or something like that. Whatever it is - its working. 21 active contracts as we speak, not including some … (1 comments)
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reo: Mortgage Insurance - Is it a Scam? What does it really cover?
- 04/02/09 07:22 AM
I have a homeowner (condo) and this is her primary residence, and it is in foreclosure. Pay off is roughly about $300,000. The offer is for $195,000 - CASH. Which by the way is about 10,000 under fair market value - of course that is reason for a whole new blog - what is fair market value when you 848 active listings, with only 13 sales last month? Needles to say I think this is a very good offer and I let the bank know this also.
Here is there response to me - by the way the names have been changed to protect … (6 comments)
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reo: What's Selling, and Where ? Hawaii Condos (West Hawaii)
- 03/16/09 05:31 AM
So the Big Island of Hawaii only had 13 total condo sales for the month of February, of the 13 that sold, 8 were in Kailua Kona, of the 8 that sold - 4 were either an REO or a Short Sale. Of those 8 that sold, there price ranged from $170,000 - $450,000 - with one exception - There was a unit sold for $1,250,000 cash - with 96 days on the market . In fact that is the only sale in the last 6 months over $550,000 ! (Kailua Kona area -excluding this month - we had a sale … (0 comments)
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reo: Hawaii MLS requires no public comments about a foreclosure or short sale - give me your feedback !
- 03/12/09 05:54 AM
Looking for some feedback - Our MLS came out with a new policy the other day - stating that we can no longer disclose in public comments - that the property is in Foreclosure, or a Short Sale. I think this is INSANITY 101.
It takes Realtors back to the shady days of being a used car salesman - bait them, on some low ball price, get them in, sign them up, then after they have signed the 12 page contract - you slip in the addendum about it being a distressed property - come on now Hawaii MLS - lets … (14 comments)
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reo: February 2009 Market Report, Big Island of Hawaii
- 03/06/09 07:32 AM
You want to talk about some staggering numbers.
Take a look at February's figures
I just pulled the report and looked at in depth, now usually I just report the Kona side, but today I decided to take a look at the entire island.
85 - Number of homes that sold for the Big Island. (Off 26 % from last year)
13 - The number of Condos that sold for the Big Island. (Off 37 % from last year)
68 - Number of Vacant Land that sold for the Big Island. (Off 50 % from last year)
1 - … (1 comments)
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I made reference to this in a previous blog, but I thought this was an important enough issue to be posted by itself. Too many times i hear of homeowners getting ripped off. So here is the link directly to the governments web site to see if you qualify - good luck !
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