usda loans: You Can Never Have TMI about PMI
- 11/16/16 01:38 AM
You Can Never Have TMI about PMI Wednesday November 16th, 2016 First Time Home Buyers, For Buyers, Move-Up Buyers When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have Too Much Information (TMI)about Private Mortgage Insurance (PMI). What is Private Mortgage Insurance (PMI)? Freddie Mac defines PMI as: “An insurance policy that protects the lender if you are unable to pay your mortgage. It's a monthly … (0 comments)
usda loans: BUYERS, My Spring 2016 Buyers Guide Is Ready !
- 03/17/16 07:46 AM
Posted on March 17, 2016 - 12:05 PM by Lance Owens Great News For Buyers, Our 2016 Buyers Guide Is Ready For Downloading Great news for buyers, our Spring 2016 Buyers Guide is up and online! Here at LUVA Real Estate, we know the process of buying a home can be overwhelming at times, but you don't need to go through it alone. You may be wondering if now is a good time to buy a home...or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even … (0 comments)
usda loans: Are You Seriously Still Paying Your Landlords Mortgage?
- 07/24/15 06:49 AM
Stop Paying Your Landlord’s Mortgage! July 24, 2015 First Time Home Buyers, For Buyers, USDA Loans, Renting VS Buying Aloha, Lance Owens (RS) , Kimi Nagatoshi (RS) , your KonaHomeTeam, bringing you the latest in Real Estate News. There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your mortgage or your landlord’s.
As The Joint Center for Housing Studies at Harvard University explains: “Households must consume housing whether they own or rent. Not … (0 comments)
1st Time Buyers Finally Crashing the Real Estate Party July 8, 2015 First Time Home Buyers, For Buyers There has been much conversation regarding the lack of first time home buyers in today’s real estate market. However, three recent reports seem to suggest that they are now entering the market in increasing numbers.
The most recent Existing Home Sales Report from the National Association of Realtors (NAR) reported that: “The percent share of first-time buyers rose to 32 percent in May, up from 30 percent in April and matching the highest share since September 2012. A year ago, first-time buyers represented 27 percent of all … (4 comments)
usda loans: 2 Out of 3 Renters Want To Own. Whats Stopping Them?
- 06/09/15 04:40 AM
Aloha, Lance Owens (RS) here with LUVA Real Estate . First time homebuyers are my favorite clients, I hope this helps you decide what is right for you. 2 Out of 3 Renters Want to Own. What’s Stopping Them? June 9, 2015 First Time Home Buyers, For Buyers The Federal Reserve Bank of New York recently released the 2015 SCE Housing Survey. The survey revealed that most current renters would prefer owning and that 61.9% of them plan to buy a home within the next five years. 68.3% stated they would prefer owning (with 45.6% saying they ‘strongly’ prefer owning). When asked at what point in the future do … (4 comments)
Do you ever wonder who is buying what, and with what? CASH? FHA? CONVENTIONAL? USDA? VA? Well - I do, so I took a look at recent sales in Kailua Kona, Hawaii, just to see what the reports say. You have to wonder, with all this bailout money going to the banks - there's got to be tons of buyer's - getting great loans - RIGHT? THINK AGAIN - The bailout money is going to pay down the banks bad debts, pay off the bonuses, but they sure aren't loaning money like they should be. I can name … (2 comments)
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