Keith O. Royal's (koroyal) Blog

Buyer's have you ever heard the term “Look Beyond The Sticker Price” in Real Estate? What does it really? Believe it or not… It’s one of the most important terms that you can commit to in Real Estate. It refers to NOT just looking or expecting to just pay the Sales Price. There’re other costs att...

Did you know the average homebuyer can save thousands just by making smarter choices during the buying process?So, lots of homebuyers are looking for practical ways to save money right now. Let’s break down some of those ways…Shop Around for Your Mortgage: Compare rates from at least 3 lenders.Ge...

I just want to take a moment to say thank you to all the men and women who’ve served our country. Your sacrifice, dedication, and courage mean the world to all of us. I’m actually working with a buyer right now who’s relocating from Bahrain. She’s active-duty military and she didn’t realize she c...

Buyers please understand that home inspections are one of the most overlooked but crucial parts of buying a home. Imagine buying your dream home...only to discover a leaking roof two weeks later!Home inspections are one of the smartest investments you can make before signing those closing papers....

Buying a home is exciting, but without the right budget, it can turn stressful fast.Here’s a break down how to set a realistic homeownership budget step-by-step. First, Understand Your Current Finances:You can do this by calculating you net income, expenses, and your (DTI) debt-to-income ratio. N...

What is the ultimate checklist Buyers can use before purchasing a home? Here are my top four designed to navigate buyers through the process with precision and confidence.So, before you start house hunting, make sure you’ve got these steps covered.1. Check Your FinancesReview credit score and deb...

What are some of the things you can do to assist or aid in the home-buying process when purchasing a home?Buyers, knowledge along with preparation can guide you down a smooth road to homeownership.Do contact your insurance agent early in the process to inform them you are purchasing a new home.Do...

You’d be amazed at what some people do during the home-buying process. Do Not Open any new accounts or inquire about any new credit.Do Not co-sign for anyone on a vehicle loan or any other account that requires your credit or social security number to be used.Do Not many any cash deposits into yo...

What would you say is a Realtor’s most valuable skillset? For me is “The Art of Negotiation.”Think about it… Ever wonder how a Realtor can turn a $10,000 difference into a win for their client, without losing the deal? Every great negotiation starts before you ever make an offer. I use 3 key nego...

Well, have you ever wondered how people safely buy homes online without getting scammed? Escrow… So, what is Escrow and why is it important? Imagine you're buying a house. You don’t want to pay until you're sure everything’s in order and the seller doesn’t want to hand over the keys until they ge...