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  4 WEEKS PRIOR TO MOVE:__ Set up a "move" file or folder__ Set up a "move" calendar.__ Have a garage sale.__ Collect financial, tax and employment documentation needed for your loan.__ Donate un-needed furniture to charity.__ Contact insurance company to transfer policies (life, auto, homeowner...
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, over the next three years your property management company will effectively have reaped $36,000 of your hard earned cash. In...
What a week!!!  It seems every morning I awoke to new earth-shattering economic news.  If you want drama, don't watch the new fall lineups on your favorite network, just watch the news channels.  The past month has brought us the collapse of big banks, bailouts of even bigger banks and insurance ...
  Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must d...
Uncertainty in Financial Markets Could Cause Dramatic Rise in Existing ARMs at Next Adjustment If you or anyone you know has an Adjustable Rate Mortgage, this is an important point to consider. Many ARM loans are tied to the London Interbank Offered Rate (LIBOR). In fact, there are six million l...
Many of you will recognize the name Todd Duncan.  A quick search of his name will show you how well respected he is by so many members of AR.  He has been in leader in mortgage sales training for over 20 years and works everyday to help us stay focused through these turbulant times.  Todd's wife ...
The Difference Between Pre-Qualification and Pre-Approval Pre-qualification is the first step in obtaining mortgage financing. A potential borrower answers a few questions to provide the loan consultant with a quick snapshot of the borrower's income, existing debt, accumulated savings and whether...
  Brett Figueroa is a personal success coach who worked under Tony Robbins for 6 years, and is now the owner of Momentum Strategies in Denver, Colorado. Brett says that there are three primary factors that put someone at the top of their game.The Ultimate Goal.Remember the movie City Slickers? Wh...
  There is much give and take involved in negotiating a property purchase. That's why it's important to have a checklist of what you want to get out of the deal as a buyer. Bear in mind, the home must be appraised and the lender will be looking at the fair market value on a given property. Since...
A Special FHA Announcement from FHA Expert Jeff Mifsud In response to the passing of HR 3221, this update announces FHA's new down payment and LTV requirements. Here are the 5 things you need to know about these changes... 1. One single down payment requirement of 3.5% for all purchases 2. Closi...

Karl Peidl

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