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2008 

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Since the signing of HR 3221 on July 30th, there has been much discussion of just what this bill means.  Anytime we are dealing with an 800 page document written by politicians and attorneys, there is going to be confusion.  Much of the language in the bill is vague and open to some degree of int...
09/10/2008

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Mortgages are in the news again today...but this time, the news is good! Especially for people looking to buy or refinance a home, as interest rates have dropped to the lowest levels seen since April. You've probably heard that Fannie Mae and Freddie Mac were taken over or "bailed out" by the Fed...
09/09/2008

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Homeowners refinance for different reasons, but the process of refinancing a mortgage should result in some benefit to the homeowner. A borrower may choose to refinance to obtain a lower interest rate and a lower monthly payment, or change the type of loan that they have. Borrowers who started wi...
09/09/2008
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