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Mortgage Rate Update & Go Back to School...For Free! These days, many adults are taking classes to retool their skills or learn about new industries. With a little research and a little effort, returning to school may be a whole lot easier...and a whole lot cheaper...than you think!|Here are som...
Buying A Home - Step 3: Origination Points Origination points are often misunderstood. Points are nothing other than interest paid at the time of closing to obtain a lower interest rate on a loan. One point is equivalent to 1% of the loan amount. If you are going to borrow $300,000 on your loan, ...
   Ways to Raise Your Credit Score - And Fast If you are looking to improve your credit score quickly, now is the time to get started. Give us a call. We'll review your credit and find out exactly where you stand and where you need to get to. In the meantime, here are some great strategies you c...
Buying A Home - Step 2: The Nuances of Your Contract The process of buying a home is often much more complex than the average individual expects it to be. Items involved in your purchase contract can have a significant impact not only on the success of your purchase transaction, but on your stre...
 Buying A Home - Step 1: Rate Shopping  Introduction The idea of purchasing a home, whether it be your first or last, is bound to bring many questions to mind. This is a natural reaction, as it is one of the biggest decisions you will ever make. Rest assured, my team and I are here to assist you...
Mortgage Rate UpdateHow Does Inflation Impact Interest Rates? If you've seen the news lately, you know that inflation is a very serious issue that will likely be on the rise as the year proceeds.But What Does This Really Mean to You? The bottom line is that as inflation increases, mortgage rates...
  Credit Report Dispute Letter - Sample If you have reviewed your credit report and believe that some of the information it contains may be inaccurate, you can legally dispute it via mail or, for faster results, the Internet. Once notified of a mistake on your report, a credit bureau has thirty ...
First Time Home Buyers - An Open Letter... Erik's words below could not be more accurate.  The current mortgage environment is unlike any we have seen before.  It simply takes more work, time, and effort to close a loan than it has in recent years.  Right now is a fantastic opportunity for first ...
Mortgage Rates & Homebuyer Protection Alert! Recent Federal legislation can impact your closing date. When completing your Purchase Agreement, even if you are prepared to move forward and close quickly, a more conservative timeframe of at least 30-45 days from the time of the contract acceptance...
  Know Your Credit Score: Three Steps to Better Credit If you are looking to buy, invest in, or refinance real estate now or in the coming months, your credit is going to play a more significant role in today's tight-fisted credit environment than it has in the past. It's that simple. Would-be b...

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