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"Discipline is doing what you have to do, and doing it as well as you possible can, and doing it that way all the time." - Bobby Knight College Basketball Coach
New Good Faith Estimate Rule Now In Effect Recent guidelines from Washington have forced a change to the way that loan originators will disclose closing costs for all homebuyers. The purpose of the new Good Faith Estimate is to level the playing field for borrowers comparing loans to be able to ...
"Desire is the key to motivation, but it's determination and commitment to an unrelenting pursuit of your goal - a commitment to excellence. That will enable you to attain the success you seek." - Mario Andretti Legendary race car driver
The Mortgage Market AdvisoryTMThe Week of January 11, 2010 Provided by Karl Peidl Mortgage pricing ended the week slightly better by about .300 and kept the 30-year conforming fixed mortgage rate around 5.00%, The Employment report was weaker than expected last week and the unemploym...
"I don't want to look back - I want to keep looking ahead. I'd hate for my defining moment to be my past." - Scott Hamilton Olympic gold medalist in figure skating
"Even in the most impossible situations, stand tall, keep your head up, shoulders back, keep moving, running, looking up, demonstarting pride, dignity, and defiance." -Bill Walsh Hall of Fame football coach
Mortgage Rate Update FHA Loans Facilitate Home Ownership The Federal Housing Administration (FHA) program first began in 1934 in an effort to encourage home ownership despite the difficult economic times of the era. The program enables consumers who may not qualify for a standard loan to obtain ...
"Those who truly have the spirit of champions are never wholly happy with an easy win. Half the satisfaction stems from knowing it was the time and effort you invested that led to your high achievement." -Nicole Haislett Olympic swimming champion
What Lenders Look for in Home Loan Applications Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a r...
"If what you have done yesterday still looks big to you, you haven't done much today." -Mike Krzyzewski Duke Univesity basketball coach