Home warranties are designed to cover the major systems in a home. Major plumbing, electrical, air conditioning and heating systems and built in appliances are covered for repair or replacement by most reputable home warranty companies. Additional coverage may also be purchased such as pool coverage and washer, dryer and refrigerator coverage.
Unlike homeowners insurance, home warranties have much lower deductibles and the actual premiums are much lower. The deductibles range anywhere from $55-75 and the premiums average $400-450 for Standard Plans annually.
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