lake havasu city buyers agent: Seniors Should Know These Tips Before Modifying Their Mortgage
- 11/11/10 08:21 AM
Since 2009, the federal government has ordered mortgage companies to modify loans rather than foreclose them. Therefore, I have some tips for seniors that can help before you modify your mortgage. The idea is to cut the monthly mortgage payments so they are less than 30% of the homeowner's income. The federal government's Making Home Affordable Program has lengthened loan terms-in most cases, it extended from 30 years to 40 years, according to lenders and federal reports. Out of 390,000 mortgages, over half have been permanently modified through this program. The U.S. Treasury Department has not released the number of … (2 comments)
lake havasu city buyers agent: Travelers Who Might Rent Your Vacation Home and How to Bring Them In
- 11/05/10 04:21 AM
Fall is a great time to take a vacation, especially in resort communities such as Lake Havasu City. Visiting old friends and taking a break from the cold winter weather in other parts of the country may make your vacation home the perfect spot for travelers. There is an abundance of possibilities for booking your home this fall. And it's important to know what might interest travelers who are interested in renting your vacation home. Therefore, I have some tips that will help bring them in. Warm Weather Lovers If your vacation property is located in a warmer climate, then yours … (2 comments)
lake havasu city buyers agent: Home Trends – It’s Curtain Call
- 10/28/10 05:21 AM
When it comes to new or existing homes, everyone has their own trouble spots. I have found some new home trends that highlight making your home interesting with curtains. Even when staging your home for sale, think about some of these ideas to help your sale. They make a big statement without a large investment. Sharp Drama You can add glamour, increase privacy, block drafts, and buffer noise. Try sharpening the drama of a curtain by adding thick textured panels to dining area door frames. Hang them from a simple rod mounted near the ceiling and use an unlined … (2 comments)
lake havasu city buyers agent: October Events in Lake Havasu City
- 10/14/10 07:24 AM
There are many events this October in Lake Havasu City for the locals and visitors to all enjoy. With fall season in the air, it's a great time to get outdoors and take advantage of the many activities going on in Lake Havasu City, Arizona this month. * El Zaribah Shrine Ceremonial - Oct 15th through 17th at the Nautical Inn Resort at 1000 McCulloch Blvd. * Marine Corp Band - Oct 15th from 7:00pm to 8:00pm at Rotary Community Park. Free admission. Bring blankets or lawn chairs for your own seating. * 39th Annual London Bridge Days Parade - Oct … (1 comments)
lake havasu city buyers agent: Beware of False Promises with Energy Tax Credits
- 09/09/10 01:15 PM
In many cases, utility savings plus energy tax credits from the government equal smart financial investments. However, there are still false promises out there that you should be aware of. Therefore, I have some tips and advice on how to judge whether or not your investment in energy savings is a good one. Always do your homework before you purchase anything. Make sure your energy savings appliances or improvements will do what they say to save you the money you expect. Federal Energy Tax Credits Whether or not an energy-efficient improvement qualifies for a tax credit will depend on the type … (1 comments)
lake havasu city buyers agent: Lake Havasu City Eateries Promote Patriot Packages
- 09/02/10 02:33 PM
Local Lake Havasu City eateries are now promoting patriot packages. Red Robin owner, Dante Marinelli, is one of the organizers for Patriot Days in Lake Havasu City who is partnering with Operation Gratitude. Operation Gratitude is a nonprofit organization that sends care packages to soldiers for the holidays. This year's Patriot Days will be a ten day celebration of patriotism in Lake Havasu City that is scheduled for September 15 through September 26. Organizers are expecting over 40,000 people to attend. Local restaurants around Lake Havasu City have been challenged to raise enough money to send 20,000 boxes, which will total … (0 comments)
lake havasu city buyers agent: The Real Truth about the FHA Reform Act
- 08/12/10 06:28 AM
The House Resolution 5072 (FHA Reform Act) was recently passed with a sweeping margin. Voters agreed to the FHA changing mortgage insurance (MI) premiums that will increase the FHA's capital reserve. They claim this will benefit FHA borrowers, but we have found the real truth about the FHA Reform Act. Currently, home buyers who want to purchase a property with an FHA mortgage have to pay a set of costs. These costs include Up Front Mortgage Insurance Premiums (UFMIP), which will be due when you close on your property deal. And, many applicants have had some serious budgeting issues under … (1 comments)
lake havasu city buyers agent: Rules That Make Homeownership Fabulous
- 07/22/10 05:00 AM
For many, homeownership is a fabulous joy. However, it can also be a huge responsibility. Therefore, following certain rules will help make that responsibility a little less daunting. * Build equity - If possible, make an extra payment to your principal. This will decrease the interest you will pay through the life of your mortgage loan. Even paying $10 to $50 extra can start you on the right track. * Care for your home - According to the experts, you should try to save 1% to 3% of your home's value each year for maintenance and repairs. While 3% may seem … (1 comments)
lake havasu city buyers agent: Buying a Green Home in Lake Havasu City Real Estate
- 07/08/10 11:09 AM
Buying green homes in Lake Havasu City real estate is becoming more popular than ever before. Green building began as a buzzword just a few years ago. However, green building has transformed today's real estate industry around the globe. Many real estate agents are earning their "Green Designation" through an NAR designation program. It's a groundbreaking education course that gives agents and builders vital training, information and support when they are seeking to advance their business skills. It's also helping professionals to raise awareness of the environmental impact of residential and commercial real estate. Established communities in Lake Havasu City that … (0 comments)
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