lake havasu city homes for sale: Holiday Decorating – 5 Minute Ideas - 11/24/10 02:52 AM
Your friendly Realtor from Lake Havasu City here with some 5 minute holiday decorating ideas for everyone.  Each one is simple and ends with excellent results. 
From Christmas Past - Holiday cards from previous years become extra flair for your mantel.  Use a slim stick suspended between two vases or potted poinsettias and line up your cards in chronological order.  
Place Out a Wreath - Paint a magnolia-leaf wreath this year and hang it on your door or inside your home on an empty wall. 

Hand in Hand - Pin mittens your children have out grown along a length of … (1 comments)

lake havasu city homes for sale: New Reverse Mortgage Option is Announced by HUD - 11/18/10 10:23 AM
There is a new modified version of the Home Equity Conversion Mortgage (HECM) product announced by the Federal Housing Administration (FHA).  The modified version allows older home owners to tap into the equity in their home to cover living expenses and health care costs while continuing to live in their homes.  The new version allows homeowners to not have to continue to make traditional mortgage or equity loan payments.
The new option will be available for all HECM case numbers assigned after October 4, 2010.  The new FHA designed HECM Saver is a second reverse mortgage option to lower upfront closing … (1 comments)

lake havasu city homes for sale: Seniors Should Know These Tips Before Modifying Their Mortgage - 11/11/10 08:21 AM

Since 2009, the federal government has ordered mortgage companies to modify loans rather than foreclose them.  Therefore, I have some tips for seniors that can help before you modify your mortgage. 
The idea is to cut the monthly mortgage payments so they are less than 30% of the homeowner's income.  The federal government's Making Home Affordable Program has lengthened loan terms-in most cases, it extended from 30 years to 40 years, according to lenders and federal reports.  Out of 390,000 mortgages, over half have been permanently modified through this program. 
The U.S. Treasury Department has not released the number of … (0 comments)

lake havasu city homes for sale: Travelers Who Might Rent Your Vacation Home and How to Bring Them In - 11/05/10 04:21 AM
Fall is a great time to take a vacation, especially in resort communities such as Lake Havasu City.  Visiting old friends and taking a break from the cold winter weather in other parts of the country may make your vacation home the perfect spot for travelers. 
There is an abundance of possibilities for booking your home this fall. And it's important to know what might interest travelers who are interested in renting your vacation home.  Therefore, I have some tips that will help bring them in. 
Warm Weather Lovers  
If your vacation property is located in a warmer climate, then yours … (0 comments)

lake havasu city homes for sale: Home Trends – It’s Curtain Call - 10/28/10 05:21 AM

When it comes to new or existing homes, everyone has their own trouble spots.  I have found some new home trends that highlight making your home interesting with curtains.  Even when staging your home for sale, think about some of these ideas to help your sale.  They make a big statement without a large investment.
Sharp Drama
You can add glamour, increase privacy, block drafts, and buffer noise.  Try sharpening the drama of a curtain by adding thick textured panels to dining area door frames.  Hang them from a simple rod mounted near the ceiling and use an unlined … (1 comments)

lake havasu city homes for sale: Lake Havasu Area Chamber of Commerce Celebrates 40 Years - 10/21/10 02:39 PM

The Lake Havasu Area Chamber of Commerce just celebrated 40 years of helping small businesses succeed and thrive.  Although it's been a trying last couple of years, the chamber is still going strong.  They are even happy with the current retention rate, which is still well above the 80% mark.  
The Lake Havasu Area Chamber of Commerce is an excellent source for small businesses, residents and visitors to the area.  When you're relocating in or to Lake Havasu City, Arizona, you can ask the Chamber of Commerce for a list of real estate agents in the area who are members. … (0 comments)

lake havasu city homes for sale: Energy-Efficient Homes Created by Smart Designs - 09/23/10 06:55 AM

When searching for real estate in Lake Havasu City or when looking for home remodeling ideas, you should consider smart designs that make a home energy-efficient.  Lake Havasu City is the perfect area for smart designed homes where energy efficiency is needed.  Just imagine your utilities being in the low $100s versus the upper $200s+.
It is easy to find homes now that are energy-efficient and it's just as easy to turn your current property into an energy-efficient one with smart design ideas. 
When looking for your energy-efficient dream home, look for ones that have been constructed with the following … (2 comments)

lake havasu city homes for sale: New Drag Strip and Dirt Bike Track in Lake Havasu City - 09/16/10 01:29 PM

Lake Havasu City will soon have a new drag strip and dirt bike track to add to the many recreational opportunities that abound in the area.  Nearly everyone wants the addition and is happy that it has passed city council. 
City council members unanimously approved the opportunity to add a drag strip and dirt bike track to the area.  This will bring even more entertainment and economic development to Lake Havasu.  It's events like this that help recreation towns like ours thrive.
This addition will be added to the SARA Park Master Plan, which will also include nine softball and … (0 comments)

lake havasu city homes for sale: Beware of False Promises with Energy Tax Credits - 09/09/10 01:15 PM
In many cases, utility savings plus energy tax credits from the government equal smart financial investments.  However, there are still false promises out there that you should be aware of.  Therefore, I have some tips and advice on how to judge whether or not your investment in energy savings is a good one.
Always do your homework before you purchase anything.  Make sure your energy savings appliances or improvements will do what they say to save you the money you expect. 
Federal Energy Tax Credits
Whether or not an energy-efficient improvement qualifies for a tax credit will depend on the type … (1 comments)

lake havasu city homes for sale: Lake Havasu City Eateries Promote Patriot Packages - 09/02/10 02:33 PM
Local Lake Havasu City eateries are now promoting patriot packages.  Red Robin owner, Dante Marinelli, is one of the organizers for Patriot Days in Lake Havasu City who is partnering with Operation Gratitude.  Operation Gratitude is a nonprofit organization that sends care packages to soldiers for the holidays. 
This year's Patriot Days will be a ten day celebration of patriotism in Lake Havasu City that is scheduled for September 15 through September 26.  Organizers are expecting over 40,000 people to attend. 
Local restaurants around Lake Havasu City have been challenged to raise enough money to send 20,000 boxes, which will total … (0 comments)

lake havasu city homes for sale: Early Voting in Lake Havasu City Ends Friday - 08/19/10 07:46 AM

Early voting in Lake Havasu City is set to end Friday, August 20, 2010.  Early voting for the upcoming primary election started on July 29 at the Lake Havasu City Aquatic Center where all local residents can easily and conveniently vote.
Mohave County also sent out 10,600 mail-in ballots, but not even half have been returned.  The deadline for mail-in ballots is Tuesday, August 24 at 7:00pm.  Any mail-in ballots after the deadline will not be counted. 
You can still make it to the early voting sessions at 100 Park Avenue from 8:00am to 5:00pm.  You must present a valid … (0 comments)

lake havasu city homes for sale: The Real Truth about the FHA Reform Act - 08/12/10 06:28 AM

The House Resolution 5072 (FHA Reform Act) was recently passed with a sweeping margin.  Voters agreed to the FHA changing mortgage insurance (MI) premiums that will increase the FHA's capital reserve.  They claim this will benefit FHA borrowers, but we have found the real truth about the FHA Reform Act.
Currently, home buyers who want to purchase a property with an FHA mortgage have to pay a set of costs.  These costs include Up Front Mortgage Insurance Premiums (UFMIP), which will be due when you close on your property deal.  And, many applicants have had some serious budgeting issues under … (1 comments)

lake havasu city homes for sale: Business in Lake Havasu City - 08/05/10 01:59 PM
It is time for the Lake Havasu City annual "Together We Grow" at the Chamber's Business Expo.  This is an ideal event for new and seasoned businesses, alike, to showcase their products and services.  This year's expo will feature more than 60 local businesses and will include several displays, giveaways, and raffles.  
The business expo will be held August 19th from 10:00am to 4:00pm at the Aquatic Center at 100 Park Avenue.  This year, they will also be having an after-hours mixer that will follow the event from 5:00pm to 7:00pm.  Admission is free for everyone who attends. 
For businesses who … (1 comments)

lake havasu city homes for sale: Lake Havasu City’s Thunderbolt Middle School does it Again - 07/29/10 02:49 PM
Lake Havasu City's Thunderbolt Middle School does it again.  They are the only one of nine local schools to receive and retain the state's highest academic label of top achievement.  Out of nine schools across the Lake Havasu Unified School District, Thunderbolt Middle School has once again received an "excelling" label, which is based on student's state exam scores.
Of the five elementary schools in the district to receive the "excelling" label last year, all are now "high performing" schools.  Havasupai Elementary was the only school to raise their academic status over the year.  Havasupai was a "performing plus" school last … (0 comments)

lake havasu city homes for sale: Rules That Make Homeownership Fabulous - 07/22/10 05:00 AM
For many, homeownership is a fabulous joy.  However, it can also be a huge responsibility.  Therefore, following certain rules will help make that responsibility a little less daunting.
* Build equity - If possible, make an extra payment to your principal.  This will decrease the interest you will pay through the life of your mortgage loan.  Even paying $10 to $50 extra can start you on the right track.
* Care for your home - According to the experts, you should try to save 1% to 3% of your home's value each year for maintenance and repairs.  While 3% may seem … (1 comments)

lake havasu city homes for sale: Top 8 Things to Do in Lake Havasu City - 07/15/10 09:08 AM
It's amazing that many people who live in Arizona or the surrounding areas have never been to Lake Havasu City, Arizona before.  There are numerous outdoor activities throughout Arizona, but Lake Havasu City offers the top 8 things to do.  Lake Havasu City is located on Hwy 93, around 2 ½ hours from Las Vegas.  Many call it the desert playground. 
Lake Havasu can be enjoyed year round.  But, its best months are from spring through summer.  Therefore, I've compiled a list of the biggest attractions in Lake Havasu that even few insiders know about.  So, don't worry about the heat … (1 comments)

lake havasu city homes for sale: Additional Funding to Help Stabilize Neighborhoods Hit Hard by Foreclosure Possible - 06/10/10 04:49 AM
The U.S. Housing and Urban Development has announced that the Obama Administration will now be working with Congress to find new ways to help local and state governments successfully combat the ongoing effects of home foreclosures through additional funding for the Department's Neighborhood Stabilization Program, which will also be known as NSP, and with foreclosure prevention counseling. 
They have also announced plans to transfer funds awarded through NSP1 that have yet to be committed to specific projects in hopes to drive more funding to the hardest hit communities.  There have been $6 billion in NSP grants awarded by HUD to help … (0 comments)

lake havasu city homes for sale: What New Home Buyers Need to Ask the Seller - 06/03/10 07:56 AM
When you're buying a new home, you can get so wrapped up in the excitement of it all that you can forget to ask many important questions for many need-to-know answers.  It would be easy if you were just handed the keys along with a list of answers to those important questions.  It would help make the transition simpler.  However, it doesn't always work out so conveniently.  Therefore, I've got a list some helpful questions new home buyers should ask the seller. 
Before you move in, ask the seller the following questions: 
* Are any of the appliances still under warranty?  … (1 comments)

lake havasu city homes for sale: Lake Havasu City Census Gearing Up - 04/15/10 06:58 AM
There are still many opportunities for Lake Havasu City, Arizona residents to be counted in the 2010 Census as Census workers begin to gear up for several busy months ahead.  There are roughly 100 U.S. Census trainees who handed out surveys to each Lake Havasu City residence in March.  And those residents had until April 1 to return the forms.  So, anyone who didn't return their forms will be getting a visit by a Census worker.
Why is it so important to send out Census workers to get this information from those who didn't return their form?  Gathering the information from … (0 comments)

lake havasu city homes for sale: Tips for Finding and Buying House Bargains in Lake Havasu City Real Estate - 04/01/10 01:19 PM
Buying real estate has now changed in every part of the country, even in Lake Havasu City real estate.  When buying real estate, you will notice that financing real estate and home prices are very different.  And it's a great time to find home bargains in Lake Havasu City real estate if you are ready to put in a little time and effort for the research. 
Most homes are sold within 3% of their asking price, but many are sold for 10% below asking price.  While home buying is not an exact science, I will point out that a good bargain … (1 comments)


Cheryl Westwood

Lake Havasu City, AZ

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Keller Williams Arizona Living Realty

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