lake havasu city real estate: Holiday Decorating – 5 Minute Ideas - 11/24/10 02:52 AM
Your friendly Realtor from Lake Havasu City here with some 5 minute holiday decorating ideas for everyone.  Each one is simple and ends with excellent results. 
From Christmas Past - Holiday cards from previous years become extra flair for your mantel.  Use a slim stick suspended between two vases or potted poinsettias and line up your cards in chronological order.  
Place Out a Wreath - Paint a magnolia-leaf wreath this year and hang it on your door or inside your home on an empty wall. 

Hand in Hand - Pin mittens your children have out grown along a length of … (3 comments)

lake havasu city real estate: New Reverse Mortgage Option is Announced by HUD - 11/18/10 10:23 AM
There is a new modified version of the Home Equity Conversion Mortgage (HECM) product announced by the Federal Housing Administration (FHA).  The modified version allows older home owners to tap into the equity in their home to cover living expenses and health care costs while continuing to live in their homes.  The new version allows homeowners to not have to continue to make traditional mortgage or equity loan payments.
The new option will be available for all HECM case numbers assigned after October 4, 2010.  The new FHA designed HECM Saver is a second reverse mortgage option to lower upfront closing … (3 comments)

lake havasu city real estate: Seniors Should Know These Tips Before Modifying Their Mortgage - 11/11/10 08:21 AM

Since 2009, the federal government has ordered mortgage companies to modify loans rather than foreclose them.  Therefore, I have some tips for seniors that can help before you modify your mortgage. 
The idea is to cut the monthly mortgage payments so they are less than 30% of the homeowner's income.  The federal government's Making Home Affordable Program has lengthened loan terms-in most cases, it extended from 30 years to 40 years, according to lenders and federal reports.  Out of 390,000 mortgages, over half have been permanently modified through this program. 
The U.S. Treasury Department has not released the number of … (2 comments)

lake havasu city real estate: Travelers Who Might Rent Your Vacation Home and How to Bring Them In - 11/05/10 04:21 AM
Fall is a great time to take a vacation, especially in resort communities such as Lake Havasu City.  Visiting old friends and taking a break from the cold winter weather in other parts of the country may make your vacation home the perfect spot for travelers. 
There is an abundance of possibilities for booking your home this fall. And it's important to know what might interest travelers who are interested in renting your vacation home.  Therefore, I have some tips that will help bring them in. 
Warm Weather Lovers  
If your vacation property is located in a warmer climate, then yours … (2 comments)

lake havasu city real estate: October Events in Lake Havasu City - 10/14/10 07:24 AM
There are many events this October in Lake Havasu City for the locals and visitors to all enjoy.  With fall season in the air, it's a great time to get outdoors and take advantage of the many activities going on in Lake Havasu City, Arizona this month. 
* El Zaribah Shrine Ceremonial - Oct 15th through 17th at the Nautical Inn Resort at 1000 McCulloch Blvd. 
* Marine Corp Band - Oct 15th from 7:00pm to 8:00pm at Rotary Community Park.  Free admission.  Bring blankets or lawn chairs for your own seating. 
* 39th Annual London Bridge Days Parade - Oct … (1 comments)

lake havasu city real estate: Beware of False Promises with Energy Tax Credits - 09/09/10 01:15 PM
In many cases, utility savings plus energy tax credits from the government equal smart financial investments.  However, there are still false promises out there that you should be aware of.  Therefore, I have some tips and advice on how to judge whether or not your investment in energy savings is a good one.
Always do your homework before you purchase anything.  Make sure your energy savings appliances or improvements will do what they say to save you the money you expect. 
Federal Energy Tax Credits
Whether or not an energy-efficient improvement qualifies for a tax credit will depend on the type … (1 comments)

lake havasu city real estate: Lake Havasu City Eateries Promote Patriot Packages - 09/02/10 02:33 PM
Local Lake Havasu City eateries are now promoting patriot packages.  Red Robin owner, Dante Marinelli, is one of the organizers for Patriot Days in Lake Havasu City who is partnering with Operation Gratitude.  Operation Gratitude is a nonprofit organization that sends care packages to soldiers for the holidays. 
This year's Patriot Days will be a ten day celebration of patriotism in Lake Havasu City that is scheduled for September 15 through September 26.  Organizers are expecting over 40,000 people to attend. 
Local restaurants around Lake Havasu City have been challenged to raise enough money to send 20,000 boxes, which will total … (0 comments)

lake havasu city real estate: Early Voting in Lake Havasu City Ends Friday - 08/19/10 07:46 AM

Early voting in Lake Havasu City is set to end Friday, August 20, 2010.  Early voting for the upcoming primary election started on July 29 at the Lake Havasu City Aquatic Center where all local residents can easily and conveniently vote.
Mohave County also sent out 10,600 mail-in ballots, but not even half have been returned.  The deadline for mail-in ballots is Tuesday, August 24 at 7:00pm.  Any mail-in ballots after the deadline will not be counted. 
You can still make it to the early voting sessions at 100 Park Avenue from 8:00am to 5:00pm.  You must present a valid … (0 comments)

lake havasu city real estate: The Real Truth about the FHA Reform Act - 08/12/10 06:28 AM

The House Resolution 5072 (FHA Reform Act) was recently passed with a sweeping margin.  Voters agreed to the FHA changing mortgage insurance (MI) premiums that will increase the FHA's capital reserve.  They claim this will benefit FHA borrowers, but we have found the real truth about the FHA Reform Act.
Currently, home buyers who want to purchase a property with an FHA mortgage have to pay a set of costs.  These costs include Up Front Mortgage Insurance Premiums (UFMIP), which will be due when you close on your property deal.  And, many applicants have had some serious budgeting issues under … (1 comments)

lake havasu city real estate: Business in Lake Havasu City - 08/05/10 01:59 PM
It is time for the Lake Havasu City annual "Together We Grow" at the Chamber's Business Expo.  This is an ideal event for new and seasoned businesses, alike, to showcase their products and services.  This year's expo will feature more than 60 local businesses and will include several displays, giveaways, and raffles.  
The business expo will be held August 19th from 10:00am to 4:00pm at the Aquatic Center at 100 Park Avenue.  This year, they will also be having an after-hours mixer that will follow the event from 5:00pm to 7:00pm.  Admission is free for everyone who attends. 
For businesses who … (1 comments)

lake havasu city real estate: Lake Havasu City’s Thunderbolt Middle School does it Again - 07/29/10 02:49 PM
Lake Havasu City's Thunderbolt Middle School does it again.  They are the only one of nine local schools to receive and retain the state's highest academic label of top achievement.  Out of nine schools across the Lake Havasu Unified School District, Thunderbolt Middle School has once again received an "excelling" label, which is based on student's state exam scores.
Of the five elementary schools in the district to receive the "excelling" label last year, all are now "high performing" schools.  Havasupai Elementary was the only school to raise their academic status over the year.  Havasupai was a "performing plus" school last … (0 comments)

lake havasu city real estate: Rules That Make Homeownership Fabulous - 07/22/10 05:00 AM
For many, homeownership is a fabulous joy.  However, it can also be a huge responsibility.  Therefore, following certain rules will help make that responsibility a little less daunting.
* Build equity - If possible, make an extra payment to your principal.  This will decrease the interest you will pay through the life of your mortgage loan.  Even paying $10 to $50 extra can start you on the right track.
* Care for your home - According to the experts, you should try to save 1% to 3% of your home's value each year for maintenance and repairs.  While 3% may seem … (1 comments)

lake havasu city real estate: Top 8 Things to Do in Lake Havasu City - 07/15/10 09:08 AM
It's amazing that many people who live in Arizona or the surrounding areas have never been to Lake Havasu City, Arizona before.  There are numerous outdoor activities throughout Arizona, but Lake Havasu City offers the top 8 things to do.  Lake Havasu City is located on Hwy 93, around 2 ½ hours from Las Vegas.  Many call it the desert playground. 
Lake Havasu can be enjoyed year round.  But, its best months are from spring through summer.  Therefore, I've compiled a list of the biggest attractions in Lake Havasu that even few insiders know about.  So, don't worry about the heat … (1 comments)

lake havasu city real estate: Buying a Green Home in Lake Havasu City Real Estate - 07/08/10 11:09 AM
Buying green homes in Lake Havasu City real estate is becoming more popular than ever before.  Green building began as a buzzword just a few years ago. However, green building has transformed today's real estate industry around the globe. 
Many real estate agents are earning their "Green Designation" through an NAR designation program.  It's a groundbreaking education course that gives agents and builders vital training, information and support when they are seeking to advance their business skills.  It's also helping professionals to raise awareness of the environmental impact of residential and commercial real estate.
Established communities in Lake Havasu City that … (0 comments)

lake havasu city real estate: Great Opportunities for Buyers in Lake Havasu City, Arizona - 05/06/10 07:58 AM
As the real estate market makes its slow recovery, there are still alot of great opportunities for buyers in Lake Havasu City, Arizona.  As the market begins its upward turn, advantages for buyers are still stronger than they are for sellers right now.  
There's been alot of action from buyers during this recovery process.  Many of those sales have come from foreclosures and short sales, which are holding prices down on traditional sales.  But, there are still several opportunities for buyers through traditional home sales. 
The tax credit was certainly a big help to get buyers back to the market, even … (0 comments)

lake havasu city real estate: Tips for Finding and Buying House Bargains in Lake Havasu City Real Estate - 04/01/10 01:19 PM
Buying real estate has now changed in every part of the country, even in Lake Havasu City real estate.  When buying real estate, you will notice that financing real estate and home prices are very different.  And it's a great time to find home bargains in Lake Havasu City real estate if you are ready to put in a little time and effort for the research. 
Most homes are sold within 3% of their asking price, but many are sold for 10% below asking price.  While home buying is not an exact science, I will point out that a good bargain … (1 comments)

lake havasu city real estate: How to Buy a Home with Resale Value in Lake Havasu City - 03/25/10 03:02 AM

When you think about buying a home for resale value, you must consider a few things, such as location, schools and affordability.  In Lake Havasu City real estate, there has never been a better time to buy a home.  There's a huge selection of homes with terrific values, low interest rates,and favorable tax benefits.
When considering location, there are many factors to look at if you intend to sell the home years later.  Choosing a well-developed community is one of the first steps in the location process.  It will also help maximize your future potential resale value.  Lake Havasu City is just … (1 comments)

lake havasu city real estate: Rodeo by the River in Lake Havasu City, Arizona - 03/18/10 06:24 AM
Get your motorcycles revved up and ready to go, Lake Havasu.  The 2nd Annual Motorcycle Rodeo by the River will soon be in Sara Park in Lake Havasu City, Arizona.  Come show off your skills or just come and watch what skills others have in this year's event.
There will be a pre-event party cookout and campfire on Friday, April 13.  Then a complete BBQ and bonfire Saturday, April 14.  You can also catch a pancake breakfast at 8:00 am on both days.  Registration will begin at 8:00 am and the first event will start at 10:00 am on Saturday.
The … (0 comments)

lake havasu city real estate: Spring Break is Here and Lake Havasu City Awaits You - 03/11/10 08:15 AM
Lake Havasu City, Arizona welcomes Spring Break 2010.  And this year's program is known as "Hook it Up."  So, if you're looking for somewhere on the West Coast to hook up your Spring Break, Lake Havasu City is the place for you. 
Lake Havasu City is perfectly located on Arizona's West Coast.  It's an ideal Spring Break getaway for college students who can enjoy its 45 mile long lake with over 400 miles of pristine shoreline and excellent Spring Break weather.  There's just no better place to be. 
Whether you want to party all day in Lake Havasu's Copper Canyon, enjoy … (4 comments)

lake havasu city real estate: A Well Loved Lake Havasu City - 03/05/10 02:15 AM
Ernst Prohaska is a prime example of just how much community members love Lake Havau City.  When weather and other forces of nature threaten the Veterans Memorial in Wheeler Park, Mr. Prohaska decided to take on the duty of repair himself. 
Even though Mr. Prohaska is now 82, he still feels it is his personal responsibility to oversee the Veterans Memorial.  He actually built the memorial by hand in 1983 to stand proud to represent American military veterans. 
Although Mr. Prohaska is an Austrian immigrant, once he moved to Lake Havasu City in 1979, he fell in love with the city … (2 comments)

 

Cheryl Westwood

Lake Havasu City, AZ

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Keller Williams Arizona Living Realty

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