budget: A Budget Must for First Time Home Buyers...Home Maintenance - 04/21/09 12:12 AM
Many first time home buyers, while figuring the expense of owning a home, neglect to budget for home maintenance.  You're figuring mortgage payments and utility costs, right?   But did you remember to budget for home maintenance?  If not, you're threatening the long term value of your investment (home)!  Home maintenance is a very important part of home ownership, and essential to maintaining the value of your home.  You're not a tenant anymore.  If something breaks, it's your problem!  And while you're just moving in, with no thoughts of resale, failure to perform routine maintenance will affect the eventual sale price of your … (6 comments)

budget: Business As Usual in NJ! - 06/24/08 11:00 PM
New Jersey's new budget (FY 2009) has been approved by the Senate and Assembly, and sent to the Governor for final approval.  The $32.9 measure passed both houses of the Legislature Monday with little fanfare.
No so for the $3.9 billion school construction bonding bill which was hotly debated for more than four hours before gaining approval.
At issue is the amount of the bonding proposal and the refusal of the Governor and Legislature to put the plan before the voters.
The Governor originally called for borrowing only $2.5 billion to complete school construction projects in the state's most distressed school districts.  … (0 comments)

budget: Can NJ Government Abide by the Consitution? - 06/22/08 11:54 PM
Come on, it's NJ and our elected officials in Trenton are ready to borrow $3.9 billion without voter approval!  Yes, this along with the state's $32.8 billion FY 2009 budget are up for discussion in Trenton today.
Governor Corzine will get most of what he asked for in the budget; cuts in municipal aid, cuts to hospital funding, cuts to nursing homes, cuts to property tax rebates and a denial of cost of living increases to the state's non profits caring for the poor.
What's necessary to solve the state's fiscal dilemma is benefit and pension reform. That's for public employees as well as elected … (0 comments)

budget: Governor Corzine an Optimist - 05/19/08 03:22 AM

Wishful Thinking In New Jersey  
            It's May 19th and Governor Corzine is still hoping the New Jersey FY 2009 Budget will be adopted by June 19th.  Based on the past performance of the New Jersey Legislature, that's unlikely.
            Right now it seems to boil down to a few issues, including municipal aid, retirement incentives for state workers, proposed cuts to health care programs and increased school aid.
            Governor Corzine is proposing offering retirement incentives to some 3,000 state employees.  The Administration claims that will save $135 million.  The Legislature worries that while there will be an initial … (0 comments)

budget: THE NEW BATTLE - 02/29/08 12:21 AM
As required by the NJ Constitution, Governor Jon Corzine delivered his new budget (Fiscal Year 2009) to a Joint Session of the New Jersey Legislature the last week in February and the next few months promise to be battle filled.
 In his budget message, Governor Corzine outlined his spending priorities for the upcoming year calling for cuts in state spending by $500 million.  The Governor's proposed budget contains no new taxes or fees.
The good news is that there was no mention of increasing the Home Sales Tax, AKA the NJ Realty … (2 comments)

Laura Giannotta, Your Realtor Down the Shore! (Keller Williams Realty - Atlantic Shore ) Rainmaker large

Laura Giannotta

Your Realtor Down the Shore!

Little Egg Harbor, NJ

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Keller Williams Realty - Atlantic Shore

Address: Laura Giannotta Home Office, Manahawkin, NJ, 08050

Office: (609) 484-9890

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