Laurie's Blog

Real Estate Agent - RE/MAX Victory
Dayton Area Real Estate market statistics and helpful information. From averages to mortgages to avoiding mistakes. Helpful information is a click away.



What You'll Need to Get your Mortgage ApprovedGetting a mortgage home loan might seem like a difficult process, but if you're ready, you can increase your chances for the best interest rates. Most financial institutions will ask for of the following documents in considering your request for a mor...
Interest rates on prime conforming loans fell across the board in the past week, with rates on 30-year fixed mortgages averaging 0.15 percentage points below the previous week's level. The drop in mortgage rates may give some relief to borrowers who are looking to refinance or purchase a home.The...
Home warranties provide protection to the seller, during the listing period and for one year , to the buyer, following the sale of the home. Home warranties range in cost, but are typically under $500 for coverage and offfer valuable protection on major systems and appliances including, home heat...
Some of the mortgage advertisements appearing in Web sites, newspapers, direct mail and unsolicited e-mail may be violating federal law. The Federal Trade Commission is to send warning letters to more than 200 advertisers and media outlets informing them of the possible violations. The letters be...
The National Association of REALTORS (NAR) sent a joint letter to Housing and Urban Development (HUD) Secretary on August 8, 2007, encouraging HUD to undertake reform of the Good Faith Estimate under Real Estate Settlement Procedures Act (RESPA). The letter, co-signed by Center for Responsible Le...

Laurie Scalf

Ask me a question

Additional Information