remax agent: The real estate market - trends
- 07/23/08 08:24 AM
Below are some numbers that I found to be pretty interesting. The housing market has been consistent over time with appreciation and continues to be a great investment. Similar to other long-term investments, real estate will have it's ups and downs, but over time will increase in value.
Here is The Current Median Sales Price of U.S. Homes (found on Realtor.org) WEST - $341,300 MIDWEST - $165,300 SOUTH- $185,000 NORTHEAST- $276,800
National Trends in the US on Average Home Value 1990 $95,500 1995 $112,900 2000 $139,000 2005 $219,600 2007 $222,600
Purchasing a home is a good investment because it builds equity over … (0 comments)
remax agent: Off to a successful Closing!
- 07/07/08 06:51 AM
Steps to a Successful Closing You have finally found that perfect home, signed a purchase agreement, had your inspections and received approval on your mortgage. Congratulations! You are almost there! The only thing that awaits you now is the closing - where you officially receive your property and you have some documents to sign. Here is an overview of what will be taking place once the closing date has been set: •· A survey of the home's property will be conducted. The title will be researched to verify the seller actually owns the property and that there are no claims on … (0 comments)
remax agent: Dayton Area Information - Web links
- 07/07/08 06:47 AM
I have put together some web site links to area information on Schools, parks, organization,etc. I hope you find them helpful.
Schools Ohio Department of Education http://www.ode.state.oh.us Ohio School Report Cards http://www.ode.state.oh.us/GD/Templates/Pages/ODE/ODEPrimary.aspx?page=2&TopicRelationID=394 Ohio School District Map http://www.puc.state.oh.us/pucogis/statemap/sdist_e.pdf Beavercreek Schools http://www.beavercreek.k12.oh.us/beavercreek/site/default.asp Bellbrook Schools (Sugarcreek) http://www.sugarcreek.k12.oh.us/sugarcreek/site/default.asp Dayton City Schools http://www.dps.k12.oh.us/cms Fairborn Schools http://www.fairborn.k12.oh.us/ Kettering Schools http://www.kettering.k12.oh.us/ Miamisburg Schools http://www.miamisburgcityschools.org/ Oakwood Schools http://www.oakwoodschools.org Springboro Schools http://www.springboro.k12.oh.us/ Yellow Springs Schools http://www.yellow-springs.k12.oh.us/
Local Organizations Dayton Area Chamber of Commerce … (1 comments)
remax agent: Home Viewing Checklist -
- 07/07/08 06:37 AM
Home Viewing Checklist Touring homes is exciting! "I love it" may be the words you mutter when you first step into a home, but does this mean you've found "the one"? Or could it mean your emotions got the best of you when you walked into the kitchen and saw the perfectly restored cabinets and countertops you've always wanted? When you tour homes •· When it comes time to tour homes it's important to keep your emotions in check and take a clear-headed, critical eye approach. •· Remember, you can change superficial elements like paint and wallpaper. Rooms can look completely … (0 comments)
remax agent: The better your credit score, the more loan options
- 07/07/08 06:33 AM
What is all this about Credit Scores?? In short, the better your credit score, the more loan options you will have to choose from. •· know your score •· take steps to maintain good credit . What Determines you Credit Score? •· Your history of how you handle credit obligations (credit cards, car payments, etc.) •· Your income-to-debt ratio (a comparison of how much money you make to your expenses). •· Compiled information -Credit bureaus compile a record of debts from credit card companies, banks, department stores and other firms. This information appears on your credit report, so it shows whether … (0 comments)
remax agent: You should get pre approved before you shop!
- 07/07/08 06:29 AM
Get Pre-Approved Before you find your perfect home! Before you begin looking for a new home, it's a good idea to determine what you can afford. If you have not yet determined your housing budget, I am available to provide assistance helping you arrange financing. Determining your purchasing power now will set the stage for a smooth home buying process. Get Pre-Approved: The lender checks credit, verifies employment and verifies that you have sufficient funds to close. Pre-approval can cut days, even weeks, off the closing process and give the advantage you need if you're bidding on your dream home against … (0 comments)
remax agent: Questions to ask your lender
- 07/07/08 06:26 AM
Questions to ask your lender Shopping for your mortgage can be stressful, but it doesn't have to be intimidating. While the lender you work with will be asking you a lot of qualifying questions, there are important questions you should be asking the lender as well. As your buyer's representative, my job is to make sure your questions are answered to your satisfaction and you feel well informed BEFORE you borrow. Some questions you should ask your lender: Do you offer an adjustable rate loan and if so: How often will the interest rate be adjusted? Is there a maximum limit on … (0 comments)
remax agent: Managing your credit score
- 07/01/08 02:22 AM
Managing your credit score Te first step in managing your credit score is to know where you stand. Everyone is entitled to 3 free credit reports per year. annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report. Figure out the facts Take a good look at the date on your report. Credit … (0 comments)
remax agent: Financial Freedom
- 07/01/08 12:44 AM
Financial Freedom Setting goals for today and the future may not be easy, but getting your plan in order will get you where you want to go faster! IDENTIFY YOUR GOALS! WHAT? What do you want to accomplish (ex. pay off credit card, save for a home improvement, etc.) WHEN? Set a specific start and end date for meeting you goal WHERE? Where are you getting the money to meet your goals? Will it come from saving, cutting other expenses, investing, etc? WHY? The most important question. Decide why your goal is important to you. Your "why" is what keeps you … (0 comments)
remax agent: questions buyers need to ask
- 07/02/07 03:03 AM
Good Questions Buyers May Not Think to AskFirst-time home buyers have a lot to think about, and sometimes they don't consider all of the factors that will impact their enjoyment of their new home. For pet owners: How welcome and comfortable will my pet be in this home? Are there any pet restrictions and is there a safe convenient place to walk a dog? For condo buyers: How often and by how much have the condo fees gone up in the past? Is there a maintenance fund, and how large is it? While past performance is no guarantee, stable fees and … (0 comments)
Dayton Area Real Estate market statistics and helpful information. From averages to mortgages to avoiding mistakes that buyers make. Helpful information is a click away.
Below are some numbers that I found to be pretty interesting. The housing market has been consistent over time with appreciation and continues to be a great investment.
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